For those I offended, PLEASE READ...
Thread Starter
Joined: May 2000
Posts: 27,921
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From: where the weather suits my clothes
For those I offended, PLEASE READ...
First off, NATE, I'd like to personally apologize to you. That was totally out-of-line. What you do with your money is totally up to you. None of my business. We fellow NJ TL owners need to stick together.
Second, I'd like to explain my post.
About 7 years ago, I was severely in debt. I considered bankruptcy and even considering taking that big dirt nap, yeah I thought it would just be easier to end it all.
Well I spent the next 5 years getting out of debt and swore I'd never be in that position again. Well at least no fault of my own.
When I read the post I wrote, I realized I was totally out of line. I apologize for that. I was hoping I could have got my message across with a little less pain. My delivery can sometimes be poor.
I guess I realized that some of you might be going down the same road I traveled and I was trying to help. Not that this helped much.
I am certainly no better than any of you and that was not my intent. I am extremely proud of what I've been able to accomplish and that was what I was trying to say.
Bottom line here, I have no right to judge anyone. I hope you all can forgive the way in which I made my point. Delivery is 90% of the message.
I guess I f&cked up 90%.
Sorry board.
BTW, I locked my original post. I've been bashed enough. I've learned my lesson. Sorry again.
Second, I'd like to explain my post.
About 7 years ago, I was severely in debt. I considered bankruptcy and even considering taking that big dirt nap, yeah I thought it would just be easier to end it all.
Well I spent the next 5 years getting out of debt and swore I'd never be in that position again. Well at least no fault of my own.
When I read the post I wrote, I realized I was totally out of line. I apologize for that. I was hoping I could have got my message across with a little less pain. My delivery can sometimes be poor.
I guess I realized that some of you might be going down the same road I traveled and I was trying to help. Not that this helped much.
I am certainly no better than any of you and that was not my intent. I am extremely proud of what I've been able to accomplish and that was what I was trying to say.
Bottom line here, I have no right to judge anyone. I hope you all can forgive the way in which I made my point. Delivery is 90% of the message.
I guess I f&cked up 90%.
Sorry board.
BTW, I locked my original post. I've been bashed enough. I've learned my lesson. Sorry again.
Pro
Joined: Nov 2000
Posts: 698
Likes: 0
For what its worth, I can see where you were coming from, but I think you may have hit a nerve on this one, especially since it was about our cars. I had a similar experience to you, NSXNext and can see why you wanted to save others in this "family" the grief that we go through when we end up in so much debt. I hope eveyone else understands that NSXNext means well and cares alot, but stuck his foot in his mouth big time. Now lets go back to car talk ok?
Racer
Joined: May 2000
Posts: 433
Likes: 0
Your are a truely good man when you can see and admit your own faults. I commend you for that. 
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2000 Laguana Green / NAVI, Burlwood Shifter, 35% Mirror Tint all over,2 x JL12W6s, Pioneer Premier P920R, MB Quarts Coaxial, PPI 2600.2 and 4400.2 , Pioneer 620 6Disc
My Acura
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2000 Laguana Green / NAVI, Burlwood Shifter, 35% Mirror Tint all over,2 x JL12W6s, Pioneer Premier P920R, MB Quarts Coaxial, PPI 2600.2 and 4400.2 , Pioneer 620 6Disc
My Acura
Guest
Posts: n/a
bdimc2001:
What house do you work for? What licenses do you hold? What % of your "$100K" income is achieved through financial planning? What's a call bear spread? ...just curious.
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Platinum's whip.
What house do you work for? What licenses do you hold? What % of your "$100K" income is achieved through financial planning? What's a call bear spread? ...just curious.
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Platinum's whip.
Trending Topics
Burning Brakes
Joined: Jul 2000
Posts: 1,206
Likes: 1
From: Jax.,Fl.
Way to go NSX....Standup Guy!
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2000 TL - Laguna Green, Navi, Rear Spoiler. PIAA Hyperwhite HB's. Soon to have 17" or 18" wheels. Comptech Suspension, Sways & Axle back Exhaust.
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2000 TL - Laguna Green, Navi, Rear Spoiler. PIAA Hyperwhite HB's. Soon to have 17" or 18" wheels. Comptech Suspension, Sways & Axle back Exhaust.
Suzuka Master
Joined: Oct 2000
Posts: 8,974
Likes: 0
From: West Orange, NJ, USA
Hey Plat, I used to work for WMA Securities, Inc, they are currently the 4th Largest company in terms of Registered Reps, they are in all 50 states, and 7 other countries, including, Japan, Guam, Puerto Rico, Taiwan, Philippines, Canda, Mexico. I hold currently the S6, S63, and Life Producer Licenses in NY&NJ.
I have no idea what a call bear spread it.
My income is about 40% from Fin plan and mostly all from the restaurant business. So a few months ago I quited to financial industry just before it crumbled, to go full time in the restaurant business. I hope I answered all your questions.
Have you ever heard of VUL? If not, we gotta talk, eveyone.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
What's a call bear spread? ...just curious.
My income is about 40% from Fin plan and mostly all from the restaurant business. So a few months ago I quited to financial industry just before it crumbled, to go full time in the restaurant business. I hope I answered all your questions.
Have you ever heard of VUL? If not, we gotta talk, eveyone.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Suzuka Master
Joined: Oct 2000
Posts: 8,974
Likes: 0
From: West Orange, NJ, USA
Hey Plat, I used to work for WMA Securities, Inc, they are currently the 4th Largest company in terms of Registered Reps, they are in all 50 states, and 7 other countries, including, Japan, Guam, Puerto Rico, Taiwan, Philippines, Canda, Mexico. I hold currently the S6, S63, and Life Producer Licenses in NY&NJ.
I have no idea what a call bear spread it.
My income is about 40% from Fin plan and mostly all from the restaurant business. So a few months ago I quited to financial industry just before it crumbled, to go full time in the restaurant business. I hope I answered all your questions.
Have you ever heard of VUL? If not, we gotta talk, eveyone.
NSXNEXT, Man, I know where you are coming from, my family was in ruins a few years back but now we are back on our feet again.
Long story. Tell it some other time.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
What's a call bear spread? ...just curious.
My income is about 40% from Fin plan and mostly all from the restaurant business. So a few months ago I quited to financial industry just before it crumbled, to go full time in the restaurant business. I hope I answered all your questions.
Have you ever heard of VUL? If not, we gotta talk, eveyone.
NSXNEXT, Man, I know where you are coming from, my family was in ruins a few years back but now we are back on our feet again.
Long story. Tell it some other time.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Suzuka Master
Joined: Oct 2000
Posts: 8,974
Likes: 0
From: West Orange, NJ, USA
Ooops, sorry I posted twice and 3 times, but my cable connection messed up for some reason, damn. It timed me out and went back and submitted it again, i didn't know it went thru.
Oh well. Apology accepted.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Oh well. Apology accepted.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Drifting
Joined: Aug 2000
Posts: 2,120
Likes: 0
From: Torrance, CA
It didn't offend me personally... but yeah, NSX4DR, you might have been a little too vocal on this sensitive issue. But it's all gooood.
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Y2K silver TL, non-navi
Factory style full body kit + spoiler
Volk Racing Versus Campionato SS7 18 x 7.5 52 offset w/ Toyo 225/40/18
38% window tint
Valentine 1
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Y2K silver TL, non-navi
Factory style full body kit + spoiler
Volk Racing Versus Campionato SS7 18 x 7.5 52 offset w/ Toyo 225/40/18
38% window tint
Valentine 1
Safety Car
Joined: Sep 2000
Posts: 3,806
Likes: 0
From: Milky Way, Earth
No hard feelings, we still love you. 
Here are the numbers I promised:
$1852.70/month to pay off $20,000 in 12 months at 20% ($2232.40 paid in intrest)
$626.73/month to pay off $20,000 in 36 months at 8% ($2562.28 paid in intrest)
$1739.77/month to pay off $20,000 in 12 months at 8% ($877.24 paid in intrest)
$1693.88/month to pay off $20,000 in 12 months at 3% ($326.56 paid in intrest)
So, as you can see, I am paying about the same in intrest as I would had I got a "normal" rate, such as 8%, and taken a few years to pay it off.
In the end I'll end up having a very good credit history. In the meantime, it is pretty scary... I need to straighten up, I've been slacking on my payments the last couple months - $1500 and $1600 instead of $1800... if I keep that up I'll drag the loan for 18 or 24 months, then I'll really be getting f@wked by the intrest.
I understand your angle NSXNEXT... it wasn't an easy decision to sign my loan. Believe me, there'll be a party when its paid off!
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Alumapro BP-10, ZX400TI Phoenix Gold, Python 1500 ESP (remote start, all windows up & down, sunroof closes, prox, etc), burlwood dash kit and shift knob, factory spoiler, factory body kit, Inspire tails, Polarg M-12 front signals.
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<A HREF="http://www.acura-tl.com/ubb/Forum6/HTML/000106.html" TARGET=_blank>
Nate's ride!</A>
Here are the numbers I promised:
$1852.70/month to pay off $20,000 in 12 months at 20% ($2232.40 paid in intrest)
$626.73/month to pay off $20,000 in 36 months at 8% ($2562.28 paid in intrest)
$1739.77/month to pay off $20,000 in 12 months at 8% ($877.24 paid in intrest)
$1693.88/month to pay off $20,000 in 12 months at 3% ($326.56 paid in intrest)
So, as you can see, I am paying about the same in intrest as I would had I got a "normal" rate, such as 8%, and taken a few years to pay it off.
In the end I'll end up having a very good credit history. In the meantime, it is pretty scary... I need to straighten up, I've been slacking on my payments the last couple months - $1500 and $1600 instead of $1800... if I keep that up I'll drag the loan for 18 or 24 months, then I'll really be getting f@wked by the intrest.
I understand your angle NSXNEXT... it wasn't an easy decision to sign my loan. Believe me, there'll be a party when its paid off!
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Alumapro BP-10, ZX400TI Phoenix Gold, Python 1500 ESP (remote start, all windows up & down, sunroof closes, prox, etc), burlwood dash kit and shift knob, factory spoiler, factory body kit, Inspire tails, Polarg M-12 front signals.
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<A HREF="http://www.acura-tl.com/ubb/Forum6/HTML/000106.html" TARGET=_blank>
Nate's ride!</A>
Guest
Posts: n/a
Originally posted by bdimc2001:
Have you ever heard of VUL? If not, we gotta talk, eveyone.
Have you ever heard of VUL? If not, we gotta talk, eveyone.
Oh yeah, I only asked becaused CFP's need to be 7 licensed.
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Platinum's whip.
Instructor
Joined: May 2000
Posts: 196
Likes: 0
haha...WMA securities. let just say I dun really believe in direct marketing insurance but they are energetic ppl and have strong employee loyalty. as for vuls, i really think they are a viable investment tool...considerig the savings thru tax deferrments...nothing bad there.
TLracr
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Dark Emerald Pearl 2000 3.2 TL with Nav, Sebring Mufflers, Sebring Quad Sport Exhaust System, Factory Spoiler, HP Quantum Mirror Tint, 6 Disc Alpine CD changer, 16" 139C Pacer wheels, yokohama 215/55/16s, PIAA 1700x
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http://www.stanford.edu/~sevan9
TLracr
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Dark Emerald Pearl 2000 3.2 TL with Nav, Sebring Mufflers, Sebring Quad Sport Exhaust System, Factory Spoiler, HP Quantum Mirror Tint, 6 Disc Alpine CD changer, 16" 139C Pacer wheels, yokohama 215/55/16s, PIAA 1700x
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http://www.stanford.edu/~sevan9
Burning Brakes
Joined: Oct 2000
Posts: 815
Likes: 0
Talk about buyer's remorse - I got a promotion and bought the TL, then got laid off a couple of weeks later in a major downsizing!
At least now that I'm 'pursuing other opportunities' as they say, I can hold out for a better job now! Thank God for the money in the bank, I almost put it towards the car note, but thought, "let's see how this promotion panns out first." WHEW!!!
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'01 White Diamond Pearl 3.2TL
-Wing, tint, burlwood shift, Whistler 6-band
'88 White RX-7 Convertible
-Permanent tinitus courtesy of Rockford-Fosgate
At least now that I'm 'pursuing other opportunities' as they say, I can hold out for a better job now! Thank God for the money in the bank, I almost put it towards the car note, but thought, "let's see how this promotion panns out first." WHEW!!!
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'01 White Diamond Pearl 3.2TL
-Wing, tint, burlwood shift, Whistler 6-band
'88 White RX-7 Convertible
-Permanent tinitus courtesy of Rockford-Fosgate
Drifting
Joined: Aug 2000
Posts: 2,120
Likes: 0
From: Torrance, CA
Originally posted by Gomez:
Thank God for the money in the bank, I almost put it towards the car note, but thought, "let's see how this promotion panns out first." WHEW!!!
Thank God for the money in the bank, I almost put it towards the car note, but thought, "let's see how this promotion panns out first." WHEW!!!
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Y2K silver TL, non-navi
Factory style full body kit + spoiler
Volk Racing Versus Campionato SS7 18 x 7.5 52 offset w/ Toyo 225/40/18
38% window tint
Valentine 1
Suzuka Master
Joined: Oct 2000
Posts: 8,974
Likes: 0
From: West Orange, NJ, USA
PlatniumTL, did I say I was a CFP? no. I said I did financial planning.
Hey TLracer how do you know about WMA? were you in it b4? Did one of my downlines try to recurit you or something? haha.
No, I think buy term and invest the difference is crap. U get no tax incentives.
Nuff said, don't wanna go into detail on this board on that. But we can discuss this till the cows come home.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Hey TLracer how do you know about WMA? were you in it b4? Did one of my downlines try to recurit you or something? haha.
No, I think buy term and invest the difference is crap. U get no tax incentives.
Nuff said, don't wanna go into detail on this board on that. But we can discuss this till the cows come home.
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Instructor
Joined: May 2000
Posts: 196
Likes: 0
lets just say i've been exposed to it. its popular in the chinese community...its one of those viral affects. i just signed with an investment bank ... moving away from the direct marketing stuff. hehe...good products adn all but i really dun believe in direct marketing...send out the masses and play it by sheer numbers...not my kind of thing. oh well.
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Dark Emerald Pearl 2000 3.2 TL with Nav, Sebring Mufflers, Sebring Quad Sport Exhaust System, Factory Spoiler, HP Quantum Mirror Tint, 6 Disc Alpine CD changer, 16" 139C Pacer wheels, yokohama 215/55/16s, PIAA 1700x
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http://www.stanford.edu/~sevan9
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Dark Emerald Pearl 2000 3.2 TL with Nav, Sebring Mufflers, Sebring Quad Sport Exhaust System, Factory Spoiler, HP Quantum Mirror Tint, 6 Disc Alpine CD changer, 16" 139C Pacer wheels, yokohama 215/55/16s, PIAA 1700x
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http://www.stanford.edu/~sevan9
Suzuka Master
Joined: Oct 2000
Posts: 8,974
Likes: 0
From: West Orange, NJ, USA
Hey TLracer: I know what you mean man, I just quited 3 months ago, was making ok money, but expenses got really heavy, because u are an independent agent, they make you pay for everything, I mean everything. They never gave me sh!t for free. Well, I am out of the industry for a while till, I can get back the money i lost from working over there. Put me in debt, coulda had a freakin m3 or something. Now, I'm trying to go the computers route.
Anyone in a computer company hiring?
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Anyone in a computer company hiring?
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2001 Acura 3.2TL w/ Navi Black ext. Ebony int., Sunroof Visor,
35% Smoke Metallic Tint, Burlwood Shiftknob and more to come!
Stereo System Coming!
Banned
Joined: Aug 2000
Posts: 1,142
Likes: 0
Nate:
I've found the best way to get a good raise is to switch jobs. I got a 33% raise last time I switched jobs!
I've found the best way to get a good raise is to switch jobs. I got a 33% raise last time I switched jobs!
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Just my 2 cents...
