Just wondering how much your monthly payments are. I see that some of us put a lot down and some put next to nothing. I put 10k down and pay $264 a month

 

Damn you are so lucky.
I only put 4K down and I pay @ $600 a month!



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Yeah, but his note may be longer than yours.

I did 4 years with 10k down and I pay $478/month.

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1999 Firepepper Red
Under Body Kit/Rear Wing Spoiler/26 Piece Wood Grain Console/BurlWood Shift Knob/30% Smoke Tint/Comptech Sways & Springs/02 Tails/Altstadt I's on order
More Pics
Moderator Acura-TL.com Tires/Wheels Forum

 

$10k down, 20% intrest for 6 years, $550 a month.

Refinanced at 9.25% intrest for 4 years, $490 a month.

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<A HREF="http://www.natestl.com/images/sigs/big/sig1big.jpg" TARGET=_blank> </A>
Nate's ride 2001 Silver TL (non-navi), 19x8.0 +47 Alstadt IVs w/ Yokohama AVS Sport 235/35ZR19, SuperCrystal lug nuts, Inspire wood steering wheel & tails, 2 burlwood dash kits & shift knob, TL-S AC trim, Alumapro BP-10 sub & ZX400TI Phoenix Gold amp, Python 1500 ESP (remote start, all windows up & down, sunroof closes, prox, etc), blue alarm LEDs, factory spoiler & body kit, Mugen grill, black chrome emblems, Solaris 9005 high beams, AEM short ram intake, Comptech sways, springs & exhaust, Apex'i V-AFC with custom install.

Arriving April 30th: crossdrilled rotors, Metal Master brake pads
Ordered April 17th: Comptech headers, iridium spark plugs
On the way: Polarg dome and map lights
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"Deadly to the eyes, worth seeing."

 

Wow that's a real low monthly payment, how much is your APR and how many months are your payments? I put down more than 10K and my monthly payment is about $500 for 60 months.

 

10K trade-in with 3 year 8% financing through American Honda, at $525 a month...

 

Zero down and $618 for 60 months.

Damn Nate, I can't believe they charged you 20%, man good to hear you got refi'ed!

<FONT COLOR="#800080" SIZE="1" FACE="Verdana, Arial">[This message has been edited by AC on April 22, 2001 @ ]</font>

 

Ya, the bastards. I feel much better now that I got refinanced. When its all over with I'll have gone from zero credit to credit coming out my ears.

 

I pay 411.00 a month. I owe 19,500 as of today. Only 4 more years...

 

I put down 3k and pay $495. First of all, I would never put down 10k on a car. That is not wise in my opinion. Plus, it is not about the downpayment, but your apr. And your apr is determined by good your credit report is.

 

I put 10K down and on a 4 yr. payment and I pay $411.01 a mo. My dad found some interest rate for me at our credit union at 7.25%

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2001 Acura TL
WW Spoiler
WW Body Kit
20% Mirror tint

~Future Mods~
18" Rims
'02 Tails
Comptech Springs

 

Funny you should ask; I'm looking into refinancing this week to take advantage of recent interest rate cuts!

My payment is $580 on a 5-year note. Yeech. I'm going to refinance for a shorter term, so my payment will probably go up about 20 bucks or so.

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'01 White Diamond Pearl 3.2TL
-Wing, tint, wood and Whistler

 

1) Putting extra money down isn't wise? Only if that money couldn't be put to a higher-paying rate, such as credit card debt or invested at a rate expected to perform better than your APR. Otherwise the more you pay up front, the less interest will accrue...

2) APR is highly dependent on your consumer credit rating, yes, but you can still shop around and find a wide variance of rates for any one given person. I personally fell prey to "new car fever" and got raped at 12% through Acura (American Honda Finance), so I'll be looking to refinance very soon. Dropping to 8% will save me thousands over the length of my term even if I don't pay it off early, which I hope to do.

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'01 White Diamond Pearl 3.2TL
-Wing, tint, wood and Whistler

<FONT COLOR="#800080" SIZE="1" FACE="Verdana, Arial">[This message has been edited by Gomez on April 23, 2001 @ ]</font>

 

$3k down
7.5% for 60 months
$559.94/month

* only 55months to go ...

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2001 Satin Silver w/ Nav
WW Spoiler
20% Tint

 

7K down from trade, financed 5 years at 6.25%, payment is $395 per month.

 

Zero down and $585 a month for 60 months.

 

$0.00

If you can pay cash up front, you save in the long run (that is, if you're planning to keep the car a long time. If not, you should lease, anyway.)

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David

Black-on-Black non-NAV 2000

 

I leased mine for $ 504/month 39 months
includes navi, 15k, spoiler, bodykit, comptech springs, and sunroof visor.
The only reason I leased was I get bored w/ cars quickly. oh yeah 1k down payment.

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00 tl silver, navi, factory kit, wing, comptech springs, exhaust,weapon R intake,18 in. enkei spider 1's, and a full system upgrade,alarm bulbs,inspire tailights, mugen grille & chrome cl type s wheels. More to come

 

3 year, 36 mo, 12K per year lease... $415 a month...

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Out on parole and on best behavior...

 

i put 16k down, for 4 years paying 398 a month, been making double payments since i got the car a little more than a year ago, so it should be payed off be 2 year anniversary!!

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2000 TL, Satin Silver, Burlwood shifter, Fog light ports, front air dam, grill and mud gaurds custom painted to match car! 18" Alba Blaze with 235/40ZR18 Toyo Proxes F4

 

7.5k down, $506/month for 5 years

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00TL/NAV

 

You can refinance at any time that you find someone willing to refinance you. I found a great credit union called Seattle Telco for people that work in downtown Seattle. They hooked me up real good.

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<A HREF="http://www.natestl.com/images/sigs/big/sig1big.jpg" TARGET=_blank> </A>
Nate's ride 2001 Silver TL (non-navi), 19x8.0 +47 Alstadt IVs w/ Yokohama AVS Sport 235/35ZR19, SuperCrystal lug nuts, Inspire wood steering wheel & tails, 2 burlwood dash kits & shift knob, TL-S AC trim, Alumapro BP-10 sub & ZX400TI Phoenix Gold amp, Python 1500 ESP (remote start, all windows up & down, sunroof closes, prox, etc), blue alarm LEDs, factory spoiler & body kit, Mugen grill, black chrome emblems, Solaris 9005 high beams, AEM short ram intake, Comptech sways, springs & exhaust, Apex'i V-AFC with custom install.

Arriving April 30th: crossdrilled rotors, Metal Master brake pads
Ordered April 17th: Comptech headers, iridium spark plugs
On the way: Polarg dome and map lights
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"Deadly to the eyes, worth seeing."

 

Paid cash for the car. Hence no monthly payments after the purchase.

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2000 Naples Gold 3.2TL/Navi - Factory Stock but with up-graded tires

 

14 down, 370/month for 4 years.

If I wanted to trade mine in a a year to 2 years form now, would I lose money or would I make it from the trade in??

 

If you put 14 down then your value should still exceed your payoff in one year. You would of course make out like a bandit if you can sell trh car privately for retail value than trade it in. Two years the tables will start to turn and the car's value won't be strong enough to offset the pay-off. I was considering getting a 2001 last month because I saw 99's with the same mileage going for 25,000 retail. I only owed 12,000 so 13,000 down would put me exactly at where I was with my 99, even better. Problem is I couldn't find a serious buyer and a trade-in wouldn't have made it worth it. So I am just modding my baby and she is with me til the end.

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1999 Firepepper Red
Under Body Kit/Rear Wing Spoiler/26 Piece Wood Grain Console/BurlWood Shift Knob/30% Smoke Tint/Comptech Sways & Springs/02 Tails/Altstadt I's on order
More Pics
Moderator Acura-TL.com Tires/Wheels Forum

 

I put down 6K and got the loan at 14.4% for 60 months @ $642 .

Trying to refinance, only have about $24K left to go. Was paying about $1,000 per month last 5 months, so that helped lower it.

 

$30k down and $0 per month.

 

Thanks Adam,
Hmm... I guess I will try and get a private buyer. I'm thinking the design might change in a couple years and i will think more about getting a new TL-S. Either that or upgrading to something more bling bling..
But until then, mods mods mods...

 

I paid sticker ($28,405) for my '99TL /w Lojack from Rallye Acura in August of '99.
Could have waited a few more months for the 2000, but needed a car in a hurry.

I put $9,000 down and financed $21,848.91 for 60 months @ 7.95% (Still have the stub from the check my Credit Union handed me). In addition to this, I'm paying a total of $1,116.48 over the course of the loan in insurance. If I'm injured and unable to work, the remainder of the loan is paid at no expense to me. The jury is still out on if this was really worth the $300/yr I pay for it after interest is tacked on.

Monthly payment: $462.76. (Would be ~$437 without that insurance)

I still owe $15.7k on the car, which I'm okay with, because I'm certain I could get $20k for the car. (KBB trade-in is $18,835. I have a few dings and scratches, but I'm having most of the noticable stuff repaired)

I think I'll end up keeping this car until it dies though. I'd like to pick up a CLK430 once I'm done with the loan on this car, but don't think I could live without a 4 door. ;-)

 

Aralan Doesn't the CLK come in a 4 door version too? I could've sworn I've seen one before on the road.

But at least you don't have to pay so much for insurance on your TL.

 

Traded in my 98 Accord for $15,000 and financed the balance at 7.3% $329.00 for 5 years! Then i decided to pay it off a couple of months ago. Why are you guys paying $600.00 plus, if you put 10 plus grand down and finance the rest?

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2000 Fire Pepper Red/ebony TL, non-navi. factory spoiler, std chrome wheels, 35% tint, comptech exhaust, wood trim kit, factory body kit, custom grill...
Quiets ride

 

The E class looks like the CLK with four doors.

Check out the New Kompressor

 

Even though I bought mine used, I'll put in a few cents here. 1997 TL 2.5 for $15,500 -- $0 down with no trade-in -- paying $500 a month over 35 months at 7.75%

 

I pay $484.97 a month for 5 years..7.25% does anyone know when we can start to re-finance...oh $9000 down

 

nice

 

Is it just me, or does that Mercedes look like a Saturn coupe?

 

32k for the car
4 year pay off @ 780 a month with no down and 7.25%. I plan on paying off a lot this year and then refinace to cut my payments in half.


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Blue 2001 Acura TL
Factory Body Kit
Factory Spoiler
More mods to come when i have cash

 

The Mercedes E class looks sort of like a 4 door CLK, however I'm pretty sure they're a completely different animal. My insurance isn't as nice as you'd think. $5200/yr.. makes me want to cry. You only get to be 20 once though! ;-)

 

$1,000 down, 36 month $455 per month, $18,500 residual

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2001 TL Silver w/ Black Leather
CL-S Wheels w/Pilots
Alpine CD Changer
Burlwood Shift Knob
25% Tint, 35% In Front