mhallon24

I got my 2000 acura tl in mid september, and everything just keeps getting worse. First my dad messed up the paint, then someone dented the back bumper when i wasnt even in the car, and now I get out of school to find that someone at school cracked my windshield. It looks like if a baseball hit it. Should I report it to insurance or just replace the windshield on my own. Will the insurance payments go up because of it? and also how much would a new windshield cost with installation?

02type-s

Insurance rates don't rise with vandalism claims. I had a few of those with my last car and mine stayed the same.

Dangling Unit

If you're deductable is less than $500, then it would be worth claiming it.

thevikas87

iTrader: (2)

i thought all insurance companies replaced broken windows with no deductibles for free??

hah at least state farm does for me

phee

iTrader: (5)

well if its your front windshield it may be required by law for the insurance company to replace it, but that depends on the state you live in

mhallon24

wow i didnt know that thanks, i will look into it

fsttyms1

All depends on the state. Here in WI they dont which sucks cause i go thru at least 1 per year

orgnlprankster7

Rsoetidjo

If it is the front windshild, the insurance will replace it for free.
I got my truck and my mom cars replace for free.

randomthought

^^ Depends. For my insurance, i had to pay 100 bucks when my windshield was killed. This is in CA.

AcuraJ32A

with my insurance (USAA) its free windsheild replacement. but like tehy said it depends on teh insurance company u have. iwould claim it if uur deducable is only like $100

Luke7

Mine does not. They will pay for repairing a chip/crack. up to $65. My deductable is $500 and does not cover windows. But my rates are REAL low.

acitydweller

claiming would depend on your deductable. if your deductable is $400 and the OEM windscreen replacement cost is $500, i suppose you save $100.

Do you have window coverage (usually extra). I paid an extra $24 a year for it on my e46 M3 as i was expecting a rock chip from highway driving. thankfully i never had to do such a claim.

Your post had originally read as though you were having car problems, thus prompted my click... You are experiencing bad luck and not because of the car.... this could be happening to any car you are driving basically...