CAR INSURANCE on YOUR TL!!

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Old 03-21-2002, 06:49 AM
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CAR INSURANCE on YOUR TL!!

How much does everyone pay for coverage on their TL??
I pay $1400 year for 50/100k Bodily Inj, 100k Property Dam. Basic PIP, 250 ded. Comp & Coll. in Florida. Does this sound norm?
Old 03-21-2002, 07:41 AM
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too much...

i'm buying a TL within the next week and my quotes for both TL and TL-S were just over $500 for 6 months. So about $1000/year, full coverage on a lease option. that's with a $280 deductible.

but it also greatly depends on your age, driving record, who else is on the insurance, where you live and nowadays, even your credit score.

considering the assumptions that i'm making about you as a person, yours doesn't seem so bad. my quote on a 95 legend coupe LS was about $1200/year.

but when i added two drivers and changed some configurations for the TL, i got it down to $1000/year.

it all depends on who, where, what, how much, and debt (a new trend)...

i'd say you're okay but you should probably shop around. i found the lowest prices at progressive and esurance.

-w
Old 03-21-2002, 08:19 AM
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950 a year, allstate,33 and married
Old 03-21-2002, 11:06 AM
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Comp and Col. $500 Ded
Property Damage $10,000
Bodily Injury $12,500/$25,000
Med Payments $5,000
Uninsured mot. $12,500/$25,000
Towing $50
Rental $20 a day up to 30 days

Total premium is $920.60

I'm 22, in ohio and single =), clean record
Old 03-21-2002, 12:08 PM
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2002 Type S-

$1500 Full Coverage for a Year

im only 19 and single
Old 03-21-2002, 12:36 PM
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<format stolen shamelessly from bdimc2001>

Comp and Col. $500 Ded
Property Damage $100,000
Bodily Injury $50,000/$50,000
Med Payments $20,000
Uninsured mot. $50,000/$50,000
Towing $75
Rental $50 a day up to 30 days


33, single, Houston, clean record

$611/ 6 mo. - USAA

I'm guessing that living in Harris county has more than a little to do with the rate as well as the higher limits I requested.
Old 03-21-2002, 12:41 PM
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$2500 a year in Arizona
$250 deductible
I'm 22 and only have one chargeable accident that is still on my record, but I have to carry a $5,000,000 liability umbrella for business reasons and we have higher rates because of our proximity to the border and the number of stolen cars.
Old 03-21-2002, 01:19 PM
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Just got a quote for 2003 TL-S from State Farm.

$560/year

that's with $250/$500 deductible for comp/collision

We also have another car and our home insurance through them, so there is a bit of a discount. We are in Ohio.

-Randy
Old 03-21-2002, 01:22 PM
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zesta...

are you sure thats not for 6 months?
Old 03-21-2002, 01:26 PM
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Yup :-) $280/half

I don't have the exact stats, but I think it's $300k property damage.

I've never found anyone who can come close to the rates I get from State Farm. My family has been with the same agent since before I was born. That may help too

-Randy
Old 03-21-2002, 02:39 PM
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24
$190 / mo
Old 03-21-2002, 03:32 PM
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2000 US here in Toronto...

with 4 of us in the family

i am 18, sister 20...

clean record for years...
Old 03-21-2002, 05:01 PM
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Unhappy Beat you all =(

I have you all beat unfortunatley. I have a focked up driving record!!!! I pay 4000 a year!!! On my TLS with a 500 deduc.
Old 03-21-2002, 05:26 PM
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i live in FL mine is like $3,000 a year. I jsut turned 18 had one accident which had 7k damage on my car and totaled the other car. The whole claim was like $20,000.
Old 03-21-2002, 05:32 PM
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$100K,$100k,$300K.

Safeco...$1,080/year

Clean record finally.

When I had the Supra at the tender age of 24 my insurance was $3500/yr. The TL has been a nice change of insurance payments.
Old 03-21-2002, 05:50 PM
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Kegrun I'm wit you (4200)a yerar. I'm paying almost just as much a month as the dam car payment. Thats because some stupid women couldn't drive and trashed me in my previous car.
Old 03-21-2002, 06:38 PM
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I cant balme anyone....

But my foot. I have been "clean" for almost 2 years now. Mothers day will be 2 years. I cant wait till Mothers day '03 My insurance will drop dramatically!!!!! 5 Major Violations will drop that day!!


Kegrun
Old 03-21-2002, 07:57 PM
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Damn, after seeing some of your quotes, I feel awfully damn good about my insurance rates!

USAA(very good co.)$432/6 mo. w/ $500 deductible, the usual coverage amounts for the other stuff....


I'm 23 and have never been in an accident. My insurance could be alot lower but I have about 5 speeding tickets on my record w/ a reckless driving conviction.

I brought my rate down via the "good student" discount, alarm, air bags, you know the deal. And also the fact that I live 1 mile away from my job, so the commute is very short and insurance friendly.:p
Old 03-21-2002, 08:13 PM
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Thumbs up

Mine is $675 for six months, but I am paying a prorated sum until I renew my policy in May. By that time, my record should be clean and my rates should be much lower

26, single, two cars, 1 accidient and 1 speeding ticket
Old 03-21-2002, 08:31 PM
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my current insurance company refused to renew our policy because of various traffic violations and one accident from my mom (super minor with scratched paint- on odyssey)

we insure as a family for 2 cars. So I need to find a new insurance plan. I just turned 25 early this year and my mom's speeding record will drop in a few days.

So my question is, should I get a quote from a different insurance company after my mom's record is dropped? that means I will be driving without insurance for a 1 week or something like that. And do you think my currently ins compnay (prudential) will allow us to find a new plan under them?

what would be the best way to approach this? thanks!!!!
Old 03-21-2002, 09:26 PM
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I think allstate -- middle of the pack coverage (not min., but not max)
250 dolla deduc. full glass, $400 a year
secrets not divulged :p
Old 03-21-2002, 10:17 PM
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My insurance is CRAZY.... hai....
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