alright so im trying to really hard to figure in costs of owning an RL. So im wondering whats everybodys Insurance rates? Im 26yrs old with 1 traffic violation in the last 5 years. But i took traffic school so that should be gone from my record.

 

there is too much variation on figuring out your insurance on an automobile

 

well im just trying to get a rough idea on how much people pay. i know its not gonna be exact. just trying to figure rought estimated cost of how much i'll be paying monthly and insurance combined.

 

why dont your call up some insurance companies and get a quote?

 

well rephrase your question as .........

what insurace rates are people paying in (whatever area you are located in)

im in Brooklyn, NY and the rates are ass raping

 

I have to believe that he is trying to sell mousepads and doesn't care less about insurance rates. As numerous people have said, "Call your Insurance agent" if you want insurance rates or call a plumber if you have a plumbing problem.

 

1400 a yr should be avg

 

1400 is cheap!!!! i pay double that as a first time insurer.

 

I paid $895 for a year of full coverage. surprisingly my 2005 x5 4.4 cost just $570 a yr

 

damn where do you guys live?

 

Minneapolis. Full coverage, max limits (needed for umbrella coverage), 250 deductible, clean record, 800 per year.

 

My 2005 costs approximatly $1070 yearly for full coverage with extended limits($100/300K). This is in central Florida. Your location will be a big determining factor. Also your credit score will effect your rate. Call a insurance company for a quote.

 

It is impossible to baseline insurance premiums in this manner.

As mentioned by several posters, the car alone does not baseline auto insurance premiums. Many factors are factored into those quotes, age, driving record, sex, marital status, location, miles driven, education, occupation, credit scoring, where the car is parked, your home zip code, etc. There are also many elements of assessing premiums that insurance companies dare not reveal for fear of civil rights violations.
If you do not want to speak to an insurance agent for a quote, you can go online via various online vendors and get competitive quotes from various insurers. You need to fill out your expected policy parameters along with various personal details. Chances are that information has already been collected and stored somewhere on the Internet already.

 

i pay 189 a month for full coverage thru progressive. And i am in Baltimore MD