I still owe $7000....I was just wondering:P

 

owned that shiz

 

bought, i'm lucky my pops paid for it!!!!

 

mine is leased, but right now I plan on paying it off when the lease is up.

 

48 more payments

 

Just refinanced. 4 more years, about $14k @ 4.6%.

Wish i had the cash to pay it all off now, but i'm poor.

 

I haven't even made a payment yet but I paid a huge down payment. Either way im still looking at 5 more years of payments

 

PAID FOR IT IN CASH SINCE DAY 1

 

i hate interest!!

 

I just made another payment today actually . Only about 40 more payments left!

 

Mine is leased (up in Oct), the S60R should be here around mid July......I'll probably just make the last few payments and give the CL back early.

 

I was lucky enough to pay for it in full from Day 1. But now that I think about it, was that really the smart thing to do? I have some regrets, maybe next time if I get an exceptional finance rate, I'll give a good down payment and invest the rest of the money. But not having to worry about payments is definitely sweet.

 

Bill arrived in the mail today from American Honda...only 4 years and 2 months left and the bitch is mine!!!!

 

I have 29 payments to go!

 

Own

 

It's mine, all mine. (Insert maniacal laugh track here)

 

Finally paid off mine! Now, since I own the car, I can hopefully start on the mods soon...hopefully I'll be earning and saving more $$$ so I can pay for them! 1st thing 1st...suspension

 

It's MINE, MINE, all MINE!!!!!!

 

Lease is up in February '04, then I'll buy it and pay for it for 5 more years. Good thing I love my baby!

 

I'm making payments but should have it paid off this year (put a big down payment at time of purchase).

synth19: It makes sense if you're like Mr. Big and me and hate paying interest. If I pay off my car early, I'll avoid paying about $1800 in interest charges (4.85% rate). $1800 in my pocket instead of a finance companies profits sounds good to me

 

 

I have 48 more payments to go hopefully I can pay it off sometime next year

 

All mine..

 

i just graduated, started work, and two weeks later bought the car.. had a decent down payment with my signing bonus and within two months the car will be paid off.. less than a year!

 

I had no idea that so many people owned thier CL

 

How early...?

 

Paid in Full since day 1.

 

Both cars paid. They were both financed, both paid before the 2 year anniversary.

 

My lease is up in October 2003 and I just received my turn in packet from Honda. It states that to purchse the car I would have to acually pay the payoff amount. I got the impression that this is nonnegotiable. I can't see buying the car at the end of the lease given the car's resale value, plus I have the automatic transmission.

 

right now im leasing and when its up i planned on buying it. i love my car. but i have started thinking about trying to negotiate the buy out price. depends on how much it is and how much other 01 cls are going at the time. maybe i can return the car then turn around and buy it right away. but it all depends on the numbers.

 

I might be getting a little tired of mine, but I'm gonna pay it off as soon as I can....this way I can get a toy and have the CL as a kickass everyday car!

 

OWN3D F&C


but might be looking to get something else soon

 

PIF (Paid In Full)

 

Originally I paid 1/2 down & financed the rest.. but E-Loan pissed me off with all their frigging paperwork so I ended up sending another 1/2 check.

So, free and clear BABY!

ps: My last car ('98 Accord V6) was leased.. and I vowed to *never* lease again. Financially it just doesn't make sense, plus you're really hindered on customizing the car BC it's not really "yours". If you want to buy it at the end you will get F-ed by the bank BC they are greedy SOBs.

 

Ok so my white 01 one was leased and was up in aug 1st 04 (with 16k n some change due) and now my 03 is leased and the end date is...ummm aug 1st 04 (good for me cuz the cars value will be worth way more than the residual ) At that time I will still only owe 16k n some change so I wll just re-finance that. Does anyone know what a guestamet payment will be at that time...like if I did 3 or 4 years?? I have never financed a car like that.

On a side note...what do yall think the 03 cl-s will be worth in aug 04...it will probably have high miles maybe around 40kish

 

I payed for all of my cars in cash.

 

Zoot...can I have some seeds off of your money tree

 

Financing - for the 3.9% they were offering, it made sense to take the financing and invest the cash. I'd hope that over 5 years I could make more than 4%. Or if I someday put it into a down payment on a house, I'm unlikely to get a better rate than 4%.

 

Nicky: Dave the powder man here. I had to report "making payments", but that is gonna change real quick: like Thursday 5/8/2003. Borrowed $13,248 (Includes taxes, plates, etc) and is equal to $276.01 for 48 months. Bought the 03 CLS6 on 11/30/2002 and so far have made 39 payments. My next payment is due on April 10, 2006! But like the others, I no wanna pay interest. And if I hadn't of done the wheels $400 for powder coating, $436 for shipping, $25 for decals, $40 for mounting, I would be paid for, or very close to it.

This is why I buy a car very late in November or December. Cars do not sell well then, and end of the month buying helps you out. Also, people are blowing all their cash on Christmas coming up.

I also structure my deductions at work such that I get between the feds and the state a refund of about $2500, and that goes straight to car payments. Right now, I am averaging paying the car off at a rate of about $84 per DAY.

I am not rich, but I am comfortable and I am frugal. When I got the CLS6, my next mortgage payment was due on May 1, 2003, so that is a big reason as to why it is being paid off so fast. And when the CLS is paid for, wham! right back to putting a bigger dent into that bill. Last year, I made 17 "monthly" mortgage payments.

I was rather pissed off that their will be no 2004 CLS6. But now that I think about it, if Acura offers a suitable replacement vehicle in 2005, I should be able to get ahead on the house by about 12 to 18 months, then pay the new car off in 3 months or so, assuming I trade for ~$10,000. If you are wondering, my base pay is about $49K.

Nick: may I offer a goal change? And I am making a big assumption here, if you are living with the folks, keep the car, forget the toy, and get a small condo or townhome as fast as you can get it. The tax advantages are enormous if you understand them. Rates have never been lower for homes, and trade in values for almost ANY car are in the shitter due to zero percent financing. I have had two condos now, the first was a small rathole, but it appreciated from $32000 to $63000 in 9 years. I bought a BIG condo in Palatine in 1997, $113,000 with a garage. Now it is worth $170,000. BUY LAND! THEY AIN"T MAKING ANY MORE OF IT!

Finally, and I get the shits and giggles over this, my company has a Patent Society meeting at the museum of science and industry next wednesday, and I am a member, three times over. And sorry, no, nobody from Acura-CL can come. It is a black tie, invitation only affair. But guess who's CLS6 will be parked inside the museum as a powder coating exhibit (for my wheels)? I think you know. Shit. That means I have to wash the car again, better than ever. I hope the weather is nice Wednesday.

 

I have some money ($21K-ish) in an account that I can't touch until I'm 25.....thats in about 5 months.....but I don't plan on using that money for anything else but to buy my own condo/townhouse......WITH A GARAGE. I have enough to put down on a $175K -ish place to live...but working only 30-35 hours per week getting underpaid won't pay the mortgage...so I'm gonna keep saving until I start making more money.