So today I was reaching for something in the back of my car, and my foot left the brake pedal, so i taped the guy in front of me. all there was was a little imprint from my bolt. and he wants to call insurance!!!! it was a IS250.

Does anyone know how they would fix this?

 

Unfortunately for you... it'll be a bajillion dollars...

On a serious note... it'll probably be around 300 just to repaint the entire bumper.

 

That should buff out. Either the guy in the IS is an idiot, or they're just being greedy. Get them to take it to a body shop, they'll tell you how much it'll cost to get it fixed, which shouldn't be too much I'd think.

 

tell them to take it up with your insurance...your insurance will prob deny the claim due to the minimal damage. i was in a similar situtaion a few years back.

 

Most insurance companies will pay because it's bad faith to deny claims unless fraud is involved. I can't really tell much from the photo but even if there is damage if its minimal your state should have a property damage threshold so if insurance does pay and its less than that threshold it won't count against you.

 

you should have gotten out, grabbed your neck, and started yelling about him backing into you in traffic.

 

I'm sure he just wants his car fixed, so have him get a quote and offer to pay him cash for it (if you can). It'll cost you a lot more in the long run if you have to run it through insurance. They hate tailgating

 

Just use your insurance that's what its for. I have first hand experience with people who have tried not to go thru insurance and only regret it later because the person can come back later and say something else is wrong with their car do to that accident or worse weeks later they feel the affects of the accident in the neck or back and then you will really be stuck because you didn't have your insurance company deal with it in the first place. Good luck with whichever you choose.

 

Same thing happened to me a few months back. Woman was smacking her kid and rolled into the back of my 2001 CL-S. Same type of damage. $767.00 to fix with new bumper cover and paint. I always use insurance because some people are not as trustworthy as you.

 

Good point, although I've had the same thing happen to me. A lady hit me at a stop light and we opted not to go through insurance. It was fine with me, but she did have me sign a typed statement that I waived all rights to sue/pursue further action. It was just a little bump, so I wasn't worried and it turned out fine.

 

More than likely you're going to be better off paying to fix it without dealing with your insurance company.

What I would do, is get a quote and if it's reasonable, pay the bill. If it's really high, let your insurance company deal with it. You don't need it to be on your record if it's not major damage.

I'll give you an example....I was driving home and some guy pulled out in traffic. When the cops got there he said I hit him from behind, and although I told the cops he pulled out into traffic and stopped short, there was nothing they could do. My insurance company paid the claim for about $1200. And my premiums were going to go up about $800 to $1000 a year because of the accident.

 

well he already called the insurance company, and the insurance company said whether i use them or not, it is already on my record, so i might as well go with insurance.

 

Yeh. That sucks.

 

Had you done that to my car, I would have done the same thing, after I killed you.
Next time pay attention to your driving. Can you say emergency brake? Say it, next time you want to reach around.

 

say HELLO to higher insurance premiums.

if the damage does not exceed my deductible, i would NEVER go through my insurance.

from the damage in the pic, it looks like it would buff right out...

 

wont buff out. it is indented into his bumper