after market ext. warr
07-06-2010, 12:44 PM
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after market ext. warr
i have a 2002 acura cl-s w/ 127k miles. i looked into getting an extended warr. and looked into carchecx.
they gave me 2 options.
#1 Alpha Warranty Services for just a powertrain $1464 (no deductible) or
#2 Dimension Warranty Services for a powertrain + hvac + alternator, starter for $1758 ($50 deductible)
This seems like a great way, to keep the CL, and not worry about the tranny dump.
Have you heard about these companies? Used them? Used them for the CL tranny?
they gave me 2 options.
#1 Alpha Warranty Services for just a powertrain $1464 (no deductible) or
#2 Dimension Warranty Services for a powertrain + hvac + alternator, starter for $1758 ($50 deductible)
This seems like a great way, to keep the CL, and not worry about the tranny dump.
Have you heard about these companies? Used them? Used them for the CL tranny?
07-06-2010, 02:03 PM
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Consumer Reports highly recommends against these types of extended warranties. It sounds like most of the companies are a pain in the ass and find any reason not to pay out when the failure occurs.
07-06-2010, 02:04 PM
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Are these from the date the coverage begins or the actual mileage on the vehicle? Please read the fine print so you don't get screwed.
07-06-2010, 02:05 PM
#5
I Wanna Beer
Not worth it at all. What do you think is gonna go wrong that'll cost you $1400 or $1700 to fix? Even rebuilding the transmission doesn't cost you that much and you will get a warranty with a rebuild anyways so you're covered after that should it happen. Alternator, starter and HVAC repairs aren't gonna cost that much unless something really bad happens to the HVAC system (these vehicles aren't known for any issues related to those types of things).
After market warranties are never worth what they charge. Save your $1400+ for repairs should you need them but the warranty is a waste of money.
After market warranties are never worth what they charge. Save your $1400+ for repairs should you need them but the warranty is a waste of money.
07-06-2010, 02:11 PM
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1. those time/miles numbers are from the date of warr purchase.
2. at any point in time they can deny a claim as a pre-existing condition or if they claim that you have not been keeping up with maint.
3. their payout for a tranny is no more than 2k
4. their payout for a transfer case is no more than 1.5k
5. i'm pretty sure that the tranny rebuild would cost $3,500
6. i've heard of hvac units being almost as much as a tranny depending of course on what is wrong.
2. at any point in time they can deny a claim as a pre-existing condition or if they claim that you have not been keeping up with maint.
3. their payout for a tranny is no more than 2k
4. their payout for a transfer case is no more than 1.5k
5. i'm pretty sure that the tranny rebuild would cost $3,500
6. i've heard of hvac units being almost as much as a tranny depending of course on what is wrong.
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07-06-2010, 02:29 PM
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I think you are referring to mechanical breakdown protection.. which only lasts to 100k from vehicle purchase. I am talking about warr. from time of warr. purchase.
07-06-2010, 02:41 PM
#10
I Wanna Beer
Should be able to get the transmission rebuilt for about $1200 at any reputable shop. $3500 is stupidly expensive.
As I said, CLs aren't known for having HVAC issues. Why waste your money on insurance for something thats very unlikely to happen when you could save that money in case it does and likely pay a lot less to resolve the issue.
I've heard enough horror stories with 3rd party warranties that it doesn't make sense to even look into them. As you said, they can deny you for any pre-existing condition (like the fact that the Acura auto trans has a design flaw that causes them to fail at a high rate) or for not keeping up with maintenance. Even one misplaced receipt or forgetting to record mileage or a slightly longer then normal service period can mean they'll deny your claim.
As I said, CLs aren't known for having HVAC issues. Why waste your money on insurance for something thats very unlikely to happen when you could save that money in case it does and likely pay a lot less to resolve the issue.
I've heard enough horror stories with 3rd party warranties that it doesn't make sense to even look into them. As you said, they can deny you for any pre-existing condition (like the fact that the Acura auto trans has a design flaw that causes them to fail at a high rate) or for not keeping up with maintenance. Even one misplaced receipt or forgetting to record mileage or a slightly longer then normal service period can mean they'll deny your claim.
07-06-2010, 07:49 PM
#11
BIG NO TO aftermarket warranty... i have expierienced them and i do not want to deal with them anymore...
they dont pay low labor about 50-60 $/hour and they pay usually not for all required labor anyway
they send you their cheap parts
deductible...
you have to pay the difference.
last year i got my ac compressor down... totall was 1200$ i had to pay like half of it.
they dont pay low labor about 50-60 $/hour and they pay usually not for all required labor anyway
they send you their cheap parts
deductible...
you have to pay the difference.
last year i got my ac compressor down... totall was 1200$ i had to pay like half of it.
07-07-2010, 08:40 AM
#12
3. their payout for a tranny is no more than 2k
5. i'm pretty sure that the tranny rebuild would cost $3,500
Then add the $ for the warranty.
Now you tell us.... does that makes sense?
A big no on that warranty. You want a warranty buy a new car or certified pre owned. Warranty are not for cars with 127K miles. BTW did you have the timing belt changed? If not well there's your maintenance neglect.
07-07-2010, 09:39 AM
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So if the trans costs more then $2K you have to pay the rest?
Then add the $ for the warranty.
Now you tell us.... does that makes sense?
A big no on that warranty. You want a warranty buy a new car or certified pre owned. Warranty are not for cars with 127K miles. BTW did you have the timing belt changed? If not well there's your maintenance neglect.
Then add the $ for the warranty.
Now you tell us.... does that makes sense?
A big no on that warranty. You want a warranty buy a new car or certified pre owned. Warranty are not for cars with 127K miles. BTW did you have the timing belt changed? If not well there's your maintenance neglect.
I did have the timing belt changed. I am also on my second tranny (first one went at 66k)... so I'm getting real nervous since the second is approaching the death clock of the first.
Just dunno what to do about keeping the car or not w/out some kind of warr.
Maybe it costs $1200 to rebuild a 6speed, but based on all the info around these forums its more like $3500 for what would need to get done on mine if it dumped.
Trade in at CarMax is 4k. If the tranny goes, I would just drop it at a junkyard. I don't have the time/energy to private party it. So its either cross my fingers and hope that it keeps running for another 30k when I can then trade it in or just get rid of it now. My second tranny was installed sometime in early 2005. Kind of a big gamble. Either give up a perfectly good car for a pathetic 4k, or don't but then if the tranny goes get zero.
07-07-2010, 10:39 AM
#14
Id have to agree with everyone aftermarkets warranties are a bad idea. They will most likely give you a hard time and try to deny coverage of anything claiming pre-existing condition. You would be better spending that money on repairs yourself, or save it for when you need tranny.
07-07-2010, 02:44 PM
#16
Funny thing is that I bought a warranty from the dealer when I got my CL two years ago. The warranty lasts for 3 years, I have one year left, and I have yet to actually use any of it... I'm embarrassed to say how much it cost, too. 
It's funny because that warranty actually DOES cover most anything that could happen to the car.
Bottom line, these cars are reliable enough (aside from the trans, get that out of the way) to where any extended warranty isn't worth it. Like others have said, just set a decent amount of money aside in case anything happens. You'll save money in the long run.
It's funny because that warranty actually DOES cover most anything that could happen to the car.Bottom line, these cars are reliable enough (aside from the trans, get that out of the way) to where any extended warranty isn't worth it. Like others have said, just set a decent amount of money aside in case anything happens. You'll save money in the long run.
07-07-2010, 05:19 PM
#17
Suzuka Master
07-07-2010, 05:34 PM
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Funny thing is that I bought a warranty from the dealer when I got my CL two years ago. The warranty lasts for 3 years, I have one year left, and I have yet to actually use any of it... I'm embarrassed to say how much it cost, too. It's funny because that warranty actually DOES cover most anything that could happen to the car.
Bottom line, these cars are reliable enough (aside from the trans, get that out of the way) to where any extended warranty isn't worth it. Like others have said, just set a decent amount of money aside in case anything happens. You'll save money in the long run.
It's funny because that warranty actually DOES cover most anything that could happen to the car.Bottom line, these cars are reliable enough (aside from the trans, get that out of the way) to where any extended warranty isn't worth it. Like others have said, just set a decent amount of money aside in case anything happens. You'll save money in the long run.
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