Low Monthly Payments

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Old Apr 23, 2004 | 02:20 PM
  #1  
nore_03's Avatar
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From: Hartford Connecticut
Low Monthly Payments

For all those who are making monthly payments whether its through a lease or financing. I want to know who is paying the lowest a month right now for thier TSX and did anyone have any special offers.
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Old Apr 23, 2004 | 02:32 PM
  #2  
Dan Martin's Avatar
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The monthly payment is completely dependant on how much you put down so everybody's mothly payment is likely to be different.
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Old Apr 23, 2004 | 02:39 PM
  #3  
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Yea, how about a monthly payment of 0 if you paid cash for the whole car.
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Old Apr 23, 2004 | 02:42 PM
  #4  
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From: Hartford Connecticut
all i wanna know is how much people pay a month(if you didn't pay cash) and how much you put down? simple right?
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Old Apr 23, 2004 | 02:44 PM
  #5  
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I put $0 down, rolled in a dumptruck load of negative equity, and then leased. My payments are a little more than I care to discuss....:'(
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Old Apr 23, 2004 | 02:52 PM
  #6  
Dan Martin's Avatar
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What about the term of the loan? 24mo is a lot different than 72mo....
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Old Apr 23, 2004 | 02:55 PM
  #7  
Dan Martin's Avatar
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Just negotiate the best price and lease rate you can and use this calculator to work out your montly payment: http://www.bankrate.com/brm/popcalc2.asp
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Old Apr 23, 2004 | 02:56 PM
  #8  
stevenng's Avatar
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From: Irvine, CA
CG/Ebony TSX, auto, navi - $27,500 in CA

Downed $3,000, pay $511/mo
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Old Apr 23, 2004 | 03:19 PM
  #9  
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From: NJ--Bergen County and Lacey Township(Summer)
lease.....$1k down......$349/month
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Old Apr 23, 2004 | 03:23 PM
  #10  
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From: Arlington Heights, IL
I put my Civic down ($4500), and got $1100 off, so I financed $25k at 3.59%, my payments will be $477/60mos.....

BUT

I got a 1 year deferred-payment loan (USAA Military officer career-starter loan), and I will give myself 2 months of no payments, then pay $500/mo for 10 mos, knocking $5k off of the loan, and my payments will be around $370/mo when I start to owe them
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Old Apr 23, 2004 | 05:32 PM
  #11  
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From: NE Ohio
SSM TSX, auto, no nav - $27,700 OTD in OH

$0 down, $501/mo.
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Old Apr 23, 2004 | 05:40 PM
  #12  
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From: Lexington, KY
Buying- duration 60 months, payments $301/month, w/$11k down(including all tax and fees).
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Old Apr 23, 2004 | 11:00 PM
  #13  
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From: Philadelphia
$420 a month with $5k down on a CG nonnavi AT.
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Old Apr 24, 2004 | 05:37 AM
  #14  
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From: Beach Cities, CA
$1700 out the door
48 month lease
$335/month tax included
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Old Apr 24, 2004 | 09:16 AM
  #15  
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From: NJ
Non-navi.

$5000 down payment.
60 Month finance.
$428/month
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Old Apr 24, 2004 | 12:15 PM
  #16  
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From: Norcross, GA
6MT Navi
OEM Kit (no rear wing)
Stock wheels & tires
TL Option wheels & tires
7yr/100k mile Acura TLC

$0 down
3.25%
60 months

$640 per.

Do I win?
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Old Apr 24, 2004 | 12:37 PM
  #17  
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From: denver, co
Originally posted by Kighter
Do I win?
I thought I was up there....

$3000 down
4.25%
48 mo
$560/mo
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Old Apr 24, 2004 | 01:44 PM
  #18  
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1000 down and 329 a month
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Old Apr 24, 2004 | 09:40 PM
  #19  
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From: Eight-Oh-Eight
CG 6sp Non-navi

$12,100 trade-in resulting in $6500 towards the TSX
$1000 down
4.00%, 60 months

$385/month
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Old Apr 25, 2004 | 12:18 AM
  #20  
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Originally posted by HondaGuy347
I put my Civic down ($4500), and got $1100 off, so I financed $25k at 3.59%, my payments will be $477/60mos.....

BUT

I got a 1 year deferred-payment loan (USAA Military officer career-starter loan), and I will give myself 2 months of no payments, then pay $500/mo for 10 mos, knocking $5k off of the loan, and my payments will be around $370/mo when I start to owe them
The officer career starter loans are good deals. I got f'ed on mine because I didn't know about it in time to be eligible. Was kind of pissed that nobody was looking out for us like that, since it's such a good deal.

Enjoy your Ensign/2nd LT mobile.
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Old Apr 25, 2004 | 10:16 AM
  #21  
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42 months Lease
12k/yr

0 down (cap Cost)
1164 otd (inception, 1st month, tags, reg, 'courier fees')
writing 355 check each month

I didn't negotiate at all.

looks like I'm middle of the road for deals.
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Old Apr 25, 2004 | 10:44 AM
  #22  
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From: Atlanta, GA
CG/Ebony AT w/Navi

Trade In (Civic) $5000
$5000 Down
Financed 19,000 @ 7.9% (cause this is my first time buying a car, and i am only 19 so my credit rating isn't the best)
Monthly Payment $390 for 5 years.
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Old Apr 25, 2004 | 11:29 AM
  #23  
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From: Dallas
48 month lease, 0 down, $442 out the door.
$442/month with 12,000 miles/year

that was without really trying to negotiate anything - miles don't matter as I'll be buying the car at the end of the lease, just wanted to have it sooner rather than later so I lease for now and end up paying about $6000 more over the life of the car - impatience is expensive, but alot more fun to drive than my 93 Isuzu truck. Doesn't matter, after I pay it off it's time to really have some fun (ought to be a reliable turbo or supercharger out by then).
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Old Apr 25, 2004 | 02:43 PM
  #24  
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$12,500 down, including $7500 for Jetta
$347/month
50 months

Paying $400 to finish it off early.
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Old Apr 25, 2004 | 03:34 PM
  #25  
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From: Miami
Thumbs up

I bought mine. $0 down. $609/Month
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Old Apr 26, 2004 | 02:22 PM
  #26  
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From: Chicagoland
CG - 6M noNavi with paint and interior protectant, 4/60 lease 362/mo with 2000 down..
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Old Apr 26, 2004 | 09:48 PM
  #27  
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... TSX you say?
 
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From: Atlanta
$1000 down, 48 month lease/12k miles, $399 per month (includes tax)

Kighter: You're in Norcross? Right down the road from you in Duluth. I've yet to see a single TSX on the road... Where did you purchase your TSX?
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Old Apr 26, 2004 | 10:11 PM
  #28  
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From: New York City
2229 down incl. 1395 Sales tax. Paymnets $337/mo.
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Old Apr 26, 2004 | 11:41 PM
  #29  
KingV's Avatar
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Originally posted by Kighter
6MT Navi
OEM Kit (no rear wing)
Stock wheels & tires
TL Option wheels & tires
7yr/100k mile Acura TLC

$0 down
3.25%
60 months

$640 per.

Do I win?
Hah, $4500 down, 6MT/Navi all weather mats/wheel locks/mp3/trunk tray.

2.9% for 36 months.
$687 per.

But, I think you still win due to the 60 mos. term.
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Old Apr 27, 2004 | 08:44 AM
  #30  
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From: Norcross, GA
AJB: Yeppers. I'm in Duluth a fair amount as my brother lives up that way. I've seen a handful of TSXs down here, but it's still nicely rare. I got mine at Acura Carland, although they had to trade for it to get me the combo I wanted. The car itself came from a Columbus dealer originally. I tried Ed Voyles and Nalley but neither could get me the 6MT in SSM or CG except for Carland.

Kight
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Old Apr 27, 2004 | 08:56 AM
  #31  
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From: Chicago - Western Burbs'
Black A/T, No Navi
Splash Guards
Mats

$25,999 w/ destination
7.5% tax (stupid Chicago area)

$4,000 trade in a Nissan 240SX

$7,500 additional down in cash

Financed $16,000 at 3.99% for 60 months - $294 per month

(I have come along way in the past 5 years. When I came out of grad school, was ladened with student loan debt and had to stick with a 14.5% interest rate on a used 240SX and a $1200 apartment rental. 5 years later, have a $250k mortgage, 3.99% Acura and a fiance! So all you younger guys (less than me at 27), dont overbuy, wait a few years and get your sh#t in order and it will eventually come to you). Sorry for the life lesson
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Old Apr 27, 2004 | 11:29 AM
  #32  
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From: orlando
$9500 down
60 months @ 3.9%
$350 per month
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Old Apr 27, 2004 | 12:00 PM
  #33  
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From: Sacramento, CA
$1700 down
60 months @ 4.85%
$560/month.

I got the gap insurance so that added about 10$ a month to my payments. Still not bad considering my last car loan was 11.15% The killer is the more expensive insurance and gas.
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Old Apr 27, 2004 | 12:16 PM
  #34  
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From: Tampa, FL
$0 down/due at signing
48 month lease
12k miles
$375 month

b~
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Old Apr 27, 2004 | 12:27 PM
  #35  
miner's Avatar
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From: The Woodlands, TX
$8500 for trade-in
$500 cash
$326/mo
MSM 6MT, body kit, extended Acura warranty, visor, spoiler, locks, trunk tray, door edge guards
Not a lease.
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Old Apr 28, 2004 | 02:43 AM
  #36  
TSXautoXer's Avatar
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From: Houston, TX
0 down
3.9%@60mos
Gap insurance, extended warranty, fog/tint
$545/mo
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Old Jun 2, 2004 | 02:43 AM
  #37  
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PWP 5sp non-navi
15k down, 4.25apr
250/mo 60 mo.
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Old Jun 2, 2004 | 05:15 AM
  #38  
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From: Houston
$600x36months and $200 per month insurance
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Old Jun 6, 2004 | 11:57 AM
  #39  
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From: Texas
Got mine at 5.9% @ 60 months, $0 down. $528/month with GAP insurance.
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Old Jun 6, 2004 | 11:28 PM
  #40  
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From: Toronto, ON
How did you guys get so low on your interest rate?

I went Honda Finance and they have a fix rate of 6.9% :'(

I put $14,500 CAD down, and paying $590 a month for 60 months...

I feel sad about my interest rate now...I should have NOT click on this thread :sqnteek:
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