Cost of insurance
Cost of insurance
Hey guys, I'm considering purchasing a tsx, but wanted to take into consideration the insurance costs. How much are you guys paying....I have a pretty clean record....anyone else with the same care to share....oh and to be more specific, insurance on a used 2006 acura tsx....if that helps
If you have a good driving record and live in California or Oregon, go for Wawanesa insurance. They insure good drivers at a discounted rate. I have full coverage with them with little over a 1,000 on my premuim for a year. BTW, I have a 07 TSX
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Your best bet is to call the insurance agency you use and ask what they're charging for that model/year/coverage.
2006 with 50K miles for 17500? Most will be priced a little more than that.
Anyway, 2006 is a good year to get for the tsx.
Anyway, 2006 is a good year to get for the tsx.
2006 6MT, 28 years old, fairly clean record, $940 for one year full coverage with $500 deductibles. They gave me a $160 break on the cost because my credit rating is very good though. I'm with the little green lizard.
EDIT - forgot to mention the area is Fairfax county, VA.
EDIT - forgot to mention the area is Fairfax county, VA.
State Farm in NJ (2nd highest cost in nation on avg). 1100 a year. full coverage (500 deductibles). Family has been with them a while. Get a lower rate because no accidents and high grades/credit score since im only 24.
04 tsx at cpo 40k
04 tsx at cpo 40k
Just got mine down from 229 a month (for 5 months) to 138 ish paid each month on a 6 month policy. 28, not married, non homeowner, old suspension just fell off, 1 speeding ticket on license right now. So happy to save the cash.
I checked them out and it looks like I could save a few bucks going through them. My only question is, since they insure only "good" drivers, do the drop you once you make a claim? Do you have any experience on this?
I don't think they'll drop you if you make a claim. They know things happen when we get tickets or accidents. Your premium will definitely go up if it's your fault. Unless it's a traffic ticket, you can take traffic school and not let it hit your insurance.
Keep in mind, all insurance companies want to insure "good" drivers. Good drivers = profit, bad drivers = loss. Any insurance company will drop you eventually if you cost them enough money. I would suppose that some have higher levels of tollerances than others, but most will at least market themselves as insuring only "good" drivers, because it gives you the impression that you'll be with a group that has fewer losses and therefore lower premiums.
I'm 23 & have '05 TSX in Seattle, was insured w/Travelers for the past year $225 a month. Got tired paying high premium so I went w/Geico past 2 months...now $135 full coverage, talk about savings!!! Once I submit my grades this quarter, even more savings
Every company differs, just got to look around and tailor to your needs.
Every company differs, just got to look around and tailor to your needs.
Humm ... I think you guys are skipping out on something very important. You may have full coverage but how about the liability part to the other party? Doesn't matter if you have collision and comprehensive and pay $100 a month but if your "BI" coverage is say 25/50 and you are involved in a accident that seriously injured the other party or multi car accident .... you are in deep Sh!T.
Anyway, I pay $1000 a year for the 04 through a major carrier in California, age in profile.
Anyway, I pay $1000 a year for the 04 through a major carrier in California, age in profile.
- 100k/300k BI
- 100k PD
- 5k Medical
- $500 Collision & Comprehensive
- 100k/300k Underinsured/Uninsured (too many UNDERINSURED and UNINUSRED in California)
Here is a very good article by Consumer Report on what auto insurance coverage you all should buy:
http://www.consumerreports.org/cro/c...insurance-405/
Humm ... I think you guys are skipping out on something very important. You may have full coverage but how about the liability part to the other party? Doesn't matter if you have collision and comprehensive and pay $100 a month but if your "BI" coverage is say 25/50 and you are involved in a accident that seriously injured the other party or multi car accident .... you are in deep Sh!T.
Anyway, I pay $1000 a year for the 04 through a major carrier in California, age in profile.
Anyway, I pay $1000 a year for the 04 through a major carrier in California, age in profile.
- 100k/300k BI
- 100k PD
- 5k Medical
- $500 Collision & Comprehensive
- 100k/300k Underinsured/Uninsured (too many UNDERINSURED and UNINUSRED in California)
Here is a very good article by Consumer Report on what auto insurance coverage you all should buy:
http://www.consumerreports.org/cro/c...insurance-405/
Depends on where you live and the coverage you have.
I have a 2002 Maxima SE, I drive about 10k/yr. I have 150/300/150 coverage. 100k in uninsured/underinsured coverage, 500 deductible and a few other perks and I pay 84/mo. If I had a TSX it would be 92/mo. I'm 27, clean record and married.
I have a 2002 Maxima SE, I drive about 10k/yr. I have 150/300/150 coverage. 100k in uninsured/underinsured coverage, 500 deductible and a few other perks and I pay 84/mo. If I had a TSX it would be 92/mo. I'm 27, clean record and married.
I agree on it depending your area. With a good record and over 25 you should be fine.
I had to get my dad as a co-owner on my car (08 TSX non navi auto) so I could get 100/mo full coverage with 500 deductible in Fairfax county VA too. Without it they wanted me to pay 1300 for 6 months so it was an easy decision for me lol. I am 24 with a few speeding tickets but none in the last 2+ yrs and been driving since I was 16.
I had to get my dad as a co-owner on my car (08 TSX non navi auto) so I could get 100/mo full coverage with 500 deductible in Fairfax county VA too. Without it they wanted me to pay 1300 for 6 months so it was an easy decision for me lol. I am 24 with a few speeding tickets but none in the last 2+ yrs and been driving since I was 16.
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