Anyone know what the fee is you pay in the beginning for insurance?

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Old 08-24-2004, 05:56 PM
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Anyone know what the fee is you pay in the beginning for insurance?

my friend paid $750 in the beginning and 340 a month for 10 months. wtf is the $750 for?
Old 08-24-2004, 08:08 PM
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that is the downpayment that includes the missing 2 months
Old 08-24-2004, 08:44 PM
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$4150. That's a lot of money for insurance. Why so high?
Old 08-24-2004, 09:03 PM
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maybe he lives in los angeles? cause i do.
Old 08-24-2004, 09:09 PM
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it's his age, he's only 22 and probably got some tickets, I'm paying $768 a yr. full coverage with 100K/300k coverage and $300 ded. but I'm 39 and I'm in the San Fernando Valley area
Old 08-25-2004, 01:33 AM
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i pay $160 month on own coverage and 17. i shopped hella and glad i found this deal. only $400 down too so not bad.
Old 08-25-2004, 06:54 AM
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Originally Posted by Un-Kut
my friend paid $750 in the beginning and 340 a month for 10 months. wtf is the $750 for?
The bend over fee.
Like I said before, anyone who pays as much for insurance as the payments to buy the car is not making a sound financial choice.
Old 08-25-2004, 12:54 PM
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Originally Posted by biker
The bend over fee.
Like I said before, anyone who pays as much for insurance as the payments to buy the car is not making a sound financial choice.
Some people don't have a choice. Get a few tickets and you'll understand. You'll be considered high risk by the insurance companies. Most won't touch you and those that will provide insurance will rape your ass as hard as they can because they know you don't have a choice in the matter.
Old 08-25-2004, 01:20 PM
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Originally Posted by oneilc
Some people don't have a choice. Get a few tickets and you'll understand. You'll be considered high risk by the insurance companies. Most won't touch you and those that will provide insurance will rape your ass as hard as they can because they know you don't have a choice in the matter.
Sure you have a choice - get a beater and get only liability. Then once your record improves and you get older then you can move up to a new TSX.
Old 08-25-2004, 01:48 PM
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$4150/year, OUCH! People always say Massachusetts is expensive. I'm paying $1060/year with $500 deductibles and 100/300 coverage (39yr old male/Step9 rating/married/suburbs) Cali seems like a nice place to visit but I wouldn't want to insure a car there. Perhaps you can shop around for a better price.
Old 08-25-2004, 01:52 PM
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I just paid $400+ and will be paying about $100 a month for 12 months of insurance. Not bad for being only 22.
Old 08-25-2004, 02:03 PM
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Originally Posted by biker
Sure you have a choice - get a beater and get only liability. Then once your record improves and you get older then you can move up to a new TSX.
You sure are smart for a 4 year old
Old 08-25-2004, 05:21 PM
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Insurance rates here in California is really expensive specially for young drivers and drivers with less than 18 months of driving record. Then if you get a moving violation or accident (your fault), your rate will go up.
Old 08-25-2004, 09:40 PM
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I pay $97.00 a month for full coverage on a 95 Civic, a 02 Explorer and my TSX. Premium went up 30 a month when I got the TSX, so $360 a year for the TSX. I'm 33 and my wife is 25 in Salt Lake.
Old 08-25-2004, 09:45 PM
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Originally Posted by TSX noob
Insurance rates here in California is really expensive specially for young drivers and drivers with less than 18 months of driving record. Then if you get a moving violation or accident (your fault), your rate will go up.

The rates are ridiculously high but there are a few things you can do. First, definitely shop around. Also, look for companies that offer special discounts for students with good grades, non-drinkers (you're on the honor system with this one), LoJack ($600 installed) or anything else. If you screw up and are offered traffic school, take it. You'll still get your ass raped like oneilc stated but you might at least get a reach around too.
Old 08-26-2004, 01:32 AM
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Originally Posted by oneilc
You sure are smart for a 4 year old
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