Does Geico replace windshields with factory AP glass?
03-20-2012, 07:11 PM
#1
Does Geico replace windshields with factory AP glass?
I have a dime size chip/crack right where the tint line is toward the top of the windshield. I pay my insurance bill every 6 months and feel like im just paying and paying with nothing in return, so thats why i want to get my windshield replaced. I've done some research on here and alot of people say to get the factory glass put in.
Does anyone have any experience with geico installing factory glass?
Does anyone have any experience with geico installing factory glass?
03-20-2012, 07:29 PM
#2
3G TL/2G MDX Owner
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geico will want to put in aftermarket glass. the 3G TL is an old car as much as we love our cars. it also depends on what your glass coverage is in your policy.
i just went through the windshield debate with my car after a tree branch (a rather large one) shattered my windshield in my driveway amongst other damage to my TL. i got geico to pay for the OEM glass (the EXACT same piece of glass minus the acura/honda logo and the price tag of factory glass). see thread below.
https://acurazine.com/forums/3g-tl-2004-2008-93/k-049-cracked-windshield-oem-replacement-w-o-acura-logo-817643/
the glass is identical to the factory glass that was in the car. no distortions, no fitment issues. and half the price....well 30-35% less. DO NOT let geico replace your windshield with crappy OE safelite glass, it's thinner and most likely does not have the acoustic barrier in it.
i just went through the windshield debate with my car after a tree branch (a rather large one) shattered my windshield in my driveway amongst other damage to my TL. i got geico to pay for the OEM glass (the EXACT same piece of glass minus the acura/honda logo and the price tag of factory glass). see thread below.
https://acurazine.com/forums/3g-tl-2004-2008-93/k-049-cracked-windshield-oem-replacement-w-o-acura-logo-817643/
the glass is identical to the factory glass that was in the car. no distortions, no fitment issues. and half the price....well 30-35% less. DO NOT let geico replace your windshield with crappy OE safelite glass, it's thinner and most likely does not have the acoustic barrier in it.
03-20-2012, 07:30 PM
#3
geico will want to put in aftermarket glass. the 3G TL is an old car as much as we love our cars. it also depends on what your glass coverage is in your policy.
i just went through the windshield debate with my car after a tree branch (a rather large one) shattered my windshield in my driveway amongst other damage to my TL. i got geico to pay for the OEM glass (the EXACT same piece of glass minus the acura/honda logo and the price tag of factory glass). see thread below.
https://acurazine.com/forums/showthread.php?t=817643
the glass is identical to the factory glass that was in the car. no distortions, no fitment issues. and half the price....well 30-35% less. DO NOT let geico replace your windshield with crappy OE safelite glass, it's thinner and most likely does not have the acoustic barrier in it.
i just went through the windshield debate with my car after a tree branch (a rather large one) shattered my windshield in my driveway amongst other damage to my TL. i got geico to pay for the OEM glass (the EXACT same piece of glass minus the acura/honda logo and the price tag of factory glass). see thread below.
https://acurazine.com/forums/showthread.php?t=817643
the glass is identical to the factory glass that was in the car. no distortions, no fitment issues. and half the price....well 30-35% less. DO NOT let geico replace your windshield with crappy OE safelite glass, it's thinner and most likely does not have the acoustic barrier in it.
03-20-2012, 07:39 PM
#4
they're not gonna care, every insurance policy will replace your glass with aftermarket glass, it's in their policy
i manage a bodyshop and work with insurance everyday, the only way you want OEM glass is if you replace it yourself
i manage a bodyshop and work with insurance everyday, the only way you want OEM glass is if you replace it yourself
03-20-2012, 07:39 PM
#5
3G TL/2G MDX Owner
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let me clarify:
the types of glass: factory (AP tech with acura/honda label), OEM (AP tech without the acura/honda label, or equivalent) and OE (safelite crap). the only way you are getting factory glass is to go to the dealer as far as i know.
so by definition aftermarket is OEM or OE.
i was specific with my request and the shop said there is no real difference between the factory AP tech glass or the OEM AP tech glass. only price. the specs are the same (at least mine are). what year is your car?? i wounldn't expect geico to foot the $800 bill for the factory glass unless the car is less than a couple of years old. and yes i understand that your pay them money for insurance. the idea is you hope to NOT ever use it. the more claims people make to insurance the more everyone's premiums go up.
so yes you want OEM, but factory OEM or APtech OEM??
the types of glass: factory (AP tech with acura/honda label), OEM (AP tech without the acura/honda label, or equivalent) and OE (safelite crap). the only way you are getting factory glass is to go to the dealer as far as i know.
so by definition aftermarket is OEM or OE.
i was specific with my request and the shop said there is no real difference between the factory AP tech glass or the OEM AP tech glass. only price. the specs are the same (at least mine are). what year is your car?? i wounldn't expect geico to foot the $800 bill for the factory glass unless the car is less than a couple of years old. and yes i understand that your pay them money for insurance. the idea is you hope to NOT ever use it. the more claims people make to insurance the more everyone's premiums go up.
so yes you want OEM, but factory OEM or APtech OEM??
03-20-2012, 07:45 PM
#6
I have never had a problem with my insurance replacing my glass with OEM. Actually, that is the ONLY thing they will allow unless it is not available which then they put something of equal quality or better. If they can't, they consult me first and reimburse me the difference. I have replaced 4 windshields in the past 2 years. (Not all my cars personally, but family cars)
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03-21-2012, 08:52 AM
#11
Instructor
i work with geico insurance and they always go after market first, and then if they can not find a after market windshield. then they would go with a oem windshield!!!
but then again im pretty sure that it changes depending on what state you are in.
but then again im pretty sure that it changes depending on what state you are in.
03-21-2012, 08:55 AM
#12
Instructor
another thing you can do its actually pay for the difference for the oem windshield, talk to your geico adjuster and tell him that you would pay for the difference on a oem windshield!!
03-21-2012, 08:57 AM
#13
Instructor
I have geico and just went through this dec. 15th.. Read your policy, it's all in there in black and white!!! Everyone's is different.. I got mine replaced with non OEM glass on my rsx for $350 approx and geico covered it, no deductible.
They can't force you to go to safelight, but that's who they will want u to use. I would take it to Acura or a bunch of other shops and get quotes for Honda OEM glass installed first and then call geico with a bunch of quotes. If they really try to battle you, tell them u are skeptical about the quality and u have heard horror stories about non oem glass fogging up and hazing, and affecting the drivability thus risking your SAFETY..
But its possible your policy says you aren't covered for OEM parts, unless oem is the only option!! Remember Geico advertises for how "Cheap" their policies are not how "good" of coverage they offer. State farm advertises their coverage, namean..
They can't force you to go to safelight, but that's who they will want u to use. I would take it to Acura or a bunch of other shops and get quotes for Honda OEM glass installed first and then call geico with a bunch of quotes. If they really try to battle you, tell them u are skeptical about the quality and u have heard horror stories about non oem glass fogging up and hazing, and affecting the drivability thus risking your SAFETY..
But its possible your policy says you aren't covered for OEM parts, unless oem is the only option!! Remember Geico advertises for how "Cheap" their policies are not how "good" of coverage they offer. State farm advertises their coverage, namean..
03-21-2012, 08:57 AM
#14
Team Owner
iTrader: (4)
I had mine replaced last year because I had 2 rock chips. Very small. I called State Farm and they asked me what I wanted. I told them I want to have OEM glass. They said NO PROBLEM. I had the work done by Safelite. It was a piece of cake.
Based on what I was told you have the option to request the OEM glass. If their is a price difference then you may be asked to pay it. I was never asked. All I had to pay was my deductible.
Based on what I was told you have the option to request the OEM glass. If their is a price difference then you may be asked to pay it. I was never asked. All I had to pay was my deductible.
03-21-2012, 09:37 AM
#15
Instructor
That's the difference between Geico and State Farm!!!! I have both, rsx = geico, and TL = state farm..long story why but it makes sense...
State farm doesn't ask questions like that at all!!! State farms plans are def customer friendly!! State farm has hooked me up so much!! Their customer service is top notch and thats why even though they are usually one of the most expensive, they don't lose customers..
Geico is the opposite.. Usually one of the cheapest, not even close in customer service.
State farm doesn't ask questions like that at all!!! State farms plans are def customer friendly!! State farm has hooked me up so much!! Their customer service is top notch and thats why even though they are usually one of the most expensive, they don't lose customers..
Geico is the opposite.. Usually one of the cheapest, not even close in customer service.
03-21-2012, 10:40 AM
#17
Team Owner
iTrader: (4)
That's the difference between Geico and State Farm!!!! I have both, rsx = geico, and TL = state farm..long story why but it makes sense...
State farm doesn't ask questions like that at all!!! State farms plans are def customer friendly!! State farm has hooked me up so much!! Their customer service is top notch and thats why even though they are usually one of the most expensive, they don't lose customers..
Geico is the opposite.. Usually one of the cheapest, not even close in customer service.
State farm doesn't ask questions like that at all!!! State farms plans are def customer friendly!! State farm has hooked me up so much!! Their customer service is top notch and thats why even though they are usually one of the most expensive, they don't lose customers..
Geico is the opposite.. Usually one of the cheapest, not even close in customer service.
03-30-2012, 09:10 PM
#18
So geico will not cover my oem windshield and it just so happenes my policy ends tomorrow 
. so I am switching to a diff company simply to get my windshield replaced with a different insurance company. Which one will I be 100% with getting oem windshield?
. so I am switching to a diff company simply to get my windshield replaced with a different insurance company. Which one will I be 100% with getting oem windshield?
03-30-2012, 09:21 PM
#20
ADVANCE DRIVER
I have state farm and they allow you to choose. I had the OEM replaced on my Inifnti and all I paid was deductible, which is $200. Then they ended up effin'g up my "seal" so I got it for nothing. I have a small chip in my TL windshield now and I can get OEM put in, and pay my deductible, and when I have 200 to waste on something that silly I will do it all depends on the insurance company really..
all depends on the insurance company really..
03-30-2012, 09:22 PM
#21
ADVANCE DRIVER
State Farm is the best to go with. They allow you to chose option, and only have to pay deductible.
03-31-2012, 10:30 AM
#23
Instructor
The bottom line is, it depends on what your policy reads. 100 people can have Geico but they all can have different policies. That applies for any insurance company, so the best thing to do is read your policy now and not when something happens.
03-31-2012, 11:45 AM
#24
'07 TL Type-S
I have state farm and they allow you to choose. I had the OEM replaced on my Inifnti and all I paid was deductible, which is $200. Then they ended up effin'g up my "seal" so I got it for nothing. I have a small chip in my TL windshield now and I can get OEM put in, and pay my deductible, and when I have 200 to waste on something that silly I will do it all depends on the insurance company really..
all depends on the insurance company really..
04-01-2012, 05:33 PM
#25
Race Director
Here we go again. Read this to be sure you know what you are getting:
https://acurazine.com/forums/showpos...1&postcount=15
If the work was done by Safelite, I kind of doubt you got OEM distributor glass. It was most likely OEE glass.
https://acurazine.com/forums/showpos...1&postcount=15
I had mine replaced last year because I had 2 rock chips. Very small. I called State Farm and they asked me what I wanted. I told them I want to have OEM glass. They said NO PROBLEM. I had the work done by Safelite. It was a piece of cake.
Based on what I was told you have the option to request the OEM glass. If their is a price difference then you may be asked to pay it. I was never asked. All I had to pay was my deductible.
Based on what I was told you have the option to request the OEM glass. If their is a price difference then you may be asked to pay it. I was never asked. All I had to pay was my deductible.
04-01-2012, 06:06 PM
#27
'07 TL Type-S
04-03-2012, 07:52 PM
#28
Well since geico is obv. cheaper i've decided to bite the bullet and go with Pilkington glass. The cost for that is around $225 and OEM was $780 installed. I've read that pilington glass in our cars has been fine from what some of the members on here have said.
04-03-2012, 08:29 PM
#29
3G TL/2G MDX Owner
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did you NOT read the thread i linked you to?? you can get the AP tech glass that is on your car WITHOUT the honda/acura label. its the EXACT SAME glass and half the price of the factory glass.
just trying to help...the AP tech glass that i have on my car has the exact same specs as the factory glass....cost $370 (add more $$ for install and molding).
but...do whatever...
just trying to help...the AP tech glass that i have on my car has the exact same specs as the factory glass....cost $370 (add more $$ for install and molding).
but...do whatever...
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