how much debt do u really have?
Thread Starter
Full-Time IDIoT---DoH!!!
Joined: Jan 2002
Posts: 4,654
Likes: 16
From: DUMB ISLAND
how much debt do u really have?
I read that the avg. american carries 10K worth of CC debt...i'm just curious where acurazine members stand since i think most of us are smarter than average..
ME (single no dependents):
1 CC
$150 @0%
1 Car lease
ME (single no dependents):
1 CC
$150 @0%
1 Car lease
Senior Moderator
Joined: Aug 2002
Posts: 35,218
Likes: 15
From: Swansea, MA
140.66 (last months credit card charges)... Which I'll pay in full this week (never carry a balance).
and my mortgage... that's it...
My dad always told me, if you can't buy it with cash, you can't afford to buy it... That includes cars, and excludes property.
and my mortgage... that's it...
My dad always told me, if you can't buy it with cash, you can't afford to buy it... That includes cars, and excludes property.
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Suzuka Master
Joined: Aug 2003
Posts: 5,124
Likes: 0
From: MD
Usually never carry a balance but with grad school now I put the tuition fees on the CC until I get reimbursement from my employer at the end of the semester. Hopefully I'll have the cash saved up soon so I won't have to do this.
-Mortgage
-School loan
-Car note
-Mortgage
-School loan
-Car note
$0 CC balance.
$17,600 still in student loans (originally about $26,000). Stupid UF.
Have $192,191 out of $242,500 on house left.
Cars will be paid off in December, 26 months ahead of time (because of little one on the way)...
$17,600 still in student loans (originally about $26,000). Stupid UF.
Have $192,191 out of $242,500 on house left.
Cars will be paid off in December, 26 months ahead of time (because of little one on the way)...
Racer
Joined: Jul 2006
Posts: 444
Likes: 0
Originally Posted by gatrhumpy
$0 CC balance.
$17,600 still in student loans (originally about $26,000). Stupid UF.
Have $192,191 out of $242,500 on house left.
Cars will be paid off in December, 26 months ahead of time (because of little one on the way)...
$17,600 still in student loans (originally about $26,000). Stupid UF.
Have $192,191 out of $242,500 on house left.
Cars will be paid off in December, 26 months ahead of time (because of little one on the way)...
195k left on 375k condo.
no car payments, no student loans.
mmmmmm....
Joined: Sep 2005
Posts: 20,524
Likes: 95
From: Glendale, CA
Originally Posted by subinf
well, she has about 1k left over from school
900 on her cc because the damn dog got into a fight and needed surgery.
900 on her cc because the damn dog got into a fight and needed surgery.
Drifting
Joined: May 2006
Posts: 2,499
Likes: 222
From: Carlsbad, CA
No credit card debt: we pay off the AMEX and Visa bills every month. We also never use CCs to pay things like income or property taxes. That's yet another way people can get into trouble.
The Costco/AMEX card usually runs the highest at $1000+ a month since I put most all our gas,Costco, groceries, and Restaurant tabs on this card for the 3% rebate. I use my Visa whenever the AMEX isn't accepted and that also pays our utilities and that card is $200-500 a month. So to pay off all the cards, it's sometimes $2000 a month or more.
The Costco/AMEX card usually runs the highest at $1000+ a month since I put most all our gas,Costco, groceries, and Restaurant tabs on this card for the 3% rebate. I use my Visa whenever the AMEX isn't accepted and that also pays our utilities and that card is $200-500 a month. So to pay off all the cards, it's sometimes $2000 a month or more.
05/5AT/Navi/ABP/Quartz
Joined: Nov 2004
Posts: 3,348
Likes: 53
From: Central CA
Originally Posted by doopstr
I suspect that they don't come into the M&I forum, which is why they are in debt.
