Credit score :(
06-08-2009, 03:47 PM
#41
KICKED IN THE BALLS
iTrader: (1)
![anarchy[sear]'s Avatar](https://acurazine.com/forums/customavatars/avatar256356_1.gif){kind=avatar}
Join Date: Aug 2008
Location: San Diego, CA/Pittsburgh,PA
Age: 42
Posts: 1,225
Likes: 0
Received 0 Likes
on
0 Posts
Just ask your bank or w/e you applied at and ask them for a copy of your credit score and report. You only have one tradeline and length of credit history is too short.
Oh btw that is an awesome bike. I think that is going to be my next bike too.
Oh btw that is an awesome bike. I think that is going to be my next bike too.
![anarchy[sear] is offline](https://acurazine.com/forums/images/maestro/statusicon/user_offline.gif)
06-09-2009, 08:04 AM
#42
Under construction
Thread Starter
iTrader: (3)
No way I'm paying for it.Does filling out a bunch of credit card applications and loan request's hurt your credit score? Regardless of whether they were approved/denied.
06-09-2009, 11:18 AM
#43
is learning to moonwalk i
If you fill out a bunch of them, then yes. Each time you fill out an app, they run your credit. Having your credit run many times dings your score and is not a good sign. At least in the near term. You're probably better out filling out one or two that you are confident you will be approved for. IINM, it takes two years for a credit inquiry (check by a creditor) to not show on your report. Having more than one inquiry on your report is a negative, but two shouldn't be too bad.
06-09-2009, 03:05 PM
#44
Under construction
Thread Starter
iTrader: (3)
If you fill out a bunch of them, then yes. Each time you fill out an app, they run your credit. Having your credit run many times dings your score and is not a good sign. At least in the near term. You're probably better out filling out one or two that you are confident you will be approved for. IINM, it takes two years for a credit inquiry (check by a creditor) to not show on your report. Having more than one inquiry on your report is a negative, but two shouldn't be too bad.
06-09-2009, 03:07 PM
#45
Whats up with RDX owners?
iTrader: (9)
If you fill out a bunch of them, then yes. Each time you fill out an app, they run your credit. Having your credit run many times dings your score and is not a good sign. At least in the near term. You're probably better out filling out one or two that you are confident you will be approved for. IINM, it takes two years for a credit inquiry (check by a creditor) to not show on your report. Having more than one inquiry on your report is a negative, but two shouldn't be too bad.
06-09-2009, 03:17 PM
#46
Most of what you say is true. The bold portion is incorrect.
annualcreditreport.com is the site that the government required the three major credit agencies to set up a few years ago. You can get a free report every 12 months from each of the three. In addition, you can purchase your 'official FICO Score' from Experian for a few dollars here as well.
annualcreditreport.com is the site that the government required the three major credit agencies to set up a few years ago. You can get a free report every 12 months from each of the three. In addition, you can purchase your 'official FICO Score' from Experian for a few dollars here as well.
Additionally, annualcreditreport.com will not affect your credit score when you run your reports once every 12 months.
06-10-2009, 09:51 AM
#47
Do you not understand the concept of "at the very least?"
11-29-2009, 06:03 PM
#49
Team Owner
FICO-reveals-how-common-credit-mistakes-affect-scores
http://finance.yahoo.com/banking-bud...-creditreports
http://finance.yahoo.com/banking-bud...-creditreports
good to know site for fico
04-25-2011, 07:35 AM
#51
I was just reviewing and updating my numbers at CreditKarma and found that my score has improved to the best it's been since starting with CK. To an even greater degree, my community score (relative score to other CK users) has increased. Where I used to be in the top 10%, now I'm in the top 5%.
I guess the effects of foreclosure and defaults have come to pass.
I guess the effects of foreclosure and defaults have come to pass.
Thread
Thread Starter
Forum
Replies
Last Post
08_UA7_Gr33k
Member Cars for Sale
13
02-11-2016 02:17 PM
kixo
2G TSX (2009-2014)
43
09-25-2015 03:07 PM
