Black Card
12-01-2009, 08:23 AM
#41
My Garage
12-01-2009, 12:10 PM
#44
amex black gives you unlimited spending, however you must spend at least 1 million dollars over the course of the year and as well pay the 5000 dollar fee to activate and I believe a 2500 dollar fee each year.
The Perks:
The card is not plastic, made of titanium or something so it looks nicer
Free upgrades at any hotel, lounge, air-port, etc.
Easy access to tables at busy restaurants, etc due to the prestige of the card.
Concierges service to help you.
Gifts are handed out time to time.
Also something you can rap about in songs
As far as the Visa one, it's sort of a knock off of the amex one, but without all the prestige, perks, upgrades and easy access to things.
The Perks:
The card is not plastic, made of titanium or something so it looks nicer
Free upgrades at any hotel, lounge, air-port, etc.
Easy access to tables at busy restaurants, etc due to the prestige of the card.
Concierges service to help you.
Gifts are handed out time to time.
Also something you can rap about in songs
As far as the Visa one, it's sort of a knock off of the amex one, but without all the prestige, perks, upgrades and easy access to things.
its 250k min per year.
12-01-2009, 12:22 PM
#46
Senior Moderator
Join Date: May 2003
Location: Better Neighborhood, Arizona
Posts: 45,641
Received 2,329 Likes
on
1,309 Posts
I don't even have a personal credit card 
Debit only.
Debit only.
12-01-2009, 12:36 PM
#48
One on the right for me
Maybe, but it still seems silly. I've spent some time working at a local restaurant and four or five people who eat their regularly pay with their black amex. They would be laughed at if they wanted to clear the restaurant out to eat alone, but none of them are that much of a douche bag to begin with.
12-01-2009, 02:00 PM
#49
not true. my dad was a gold card member for a long time and spent around 100k per year. he called up and asked about it, he qualified for the centurion but turned it down cause of the fees. im sure they have something that says if u dont spend 250k ull be in debt forever lol
12-01-2009, 02:50 PM
#50
Suzuka Master
Maybe, but it still seems silly. I've spent some time working at a local restaurant and four or five people who eat their regularly pay with their black amex. They would be laughed at if they wanted to clear the restaurant out to eat alone, but none of them are that much of a douche bag to begin with.
12-01-2009, 04:21 PM
#52
12-01-2009, 06:14 PM
#54
My Garage not
iTrader: (2)
Join Date: Jun 2006
Location: Westsiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiiide
Posts: 2,121
Likes: 0
Received 4 Likes
on
1 Post
the amex black cards are made in both titanium and plastic. i think the older cards are plastic and the newer ones are titanium. it also depends on what country you're in.
12-01-2009, 06:47 PM
#55
One on the right for me
I would be willing to bet that if Bill Clinton walked into said local resturant and said "I am willing to pay your entire nights worth of profit to eat alone, so don't let anyone else in", they would honor that request. There may be some places that wouldn't, but most places will make specal exemptions for celebraties.
12-01-2009, 08:30 PM
#58
Moderator Alumnus
They only started to offer the Centurion card in titanium in the last few years, so there are likely people with the old card still in their wallet. Also the Centurion cards issued in foreign countries still have a plastic card too.
And the Visa Black card is actually made from carbon graphite.
Last edited by Silver™; 12-02-2009 at 12:15 AM.
12-02-2009, 11:26 AM
#59
Suzuka Master
12-02-2009, 01:48 PM
#60
12-02-2009, 01:52 PM
#61
Senior Moderator
Join Date: May 2003
Location: Better Neighborhood, Arizona
Posts: 45,641
Received 2,329 Likes
on
1,309 Posts
12-02-2009, 02:14 PM
#62
One on the right for me
A lot of rental places won't take even a debit visa. I have no idea why but I went to two places with a buddy of mine who only has a debit visa and they didn't give a shit, they wanted a major card backing it up. Kind of silly if you ask me
12-02-2009, 02:19 PM
#63
Senior Moderator
Join Date: May 2003
Location: Better Neighborhood, Arizona
Posts: 45,641
Received 2,329 Likes
on
1,309 Posts
Weird, I've never had a problem. If anything, the debit Visa should say "I actually HAVE money and don't need to borrow it"
12-02-2009, 02:23 PM
#64
One on the right for me
I know. At first I thought it was just some fly by night rental company, but Hertz and Enterprise both required more. It might have just been because my friend didn't speak great english, but he certainly had the cash in his account to cover the rental and any associated liability. Just one of those things I guess.
12-02-2009, 03:40 PM
#66
Senior Moderator
Join Date: May 2003
Location: Better Neighborhood, Arizona
Posts: 45,641
Received 2,329 Likes
on
1,309 Posts
I had one for a few years through Navy Federal but barely used it. Always paid off at the end of the month
I actually don't have much of a credit history, I got a home loan through Navy Federal and recently paid it off. I'm a homeowner at 31. I used all my bonus money over the years and put it into the house.
Now all my spare cash gets thrown into energy stocks with dividends and a few municipal bonds.
I've been tempted to get a cashback card from Fidelity, a few of my relatives swear by them.
12-02-2009, 06:17 PM
#67
Needs more Lemon Pledge
I use the Amex Blue Cash card. About $50 a year, but I get hundreds back as cash back, so it pays for itself.
12-03-2009, 08:31 AM
#69
I have a Blue Sky & Hilton AMEX. Hilton one is
. Blue Sky is alright, but the cash back would've been cool.Oh well. I already have enough points to get a few hundred off travel expenses...so maybe a cruise or somethin after graduation next year shall be in order.
12-03-2009, 10:48 AM
#70
Needs more Lemon Pledge
Looks like Amex dropped the anual fee for the Blue Cash card. Benefits are NOT the same.
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
12-03-2009, 12:52 PM
#71
Senior Moderator
Looks like Amex dropped the anual fee for the Blue Cash card. Benefits are NOT the same.
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
12-03-2009, 04:20 PM
#73
2011 ZCP E92 M3!!
Thread Starter
iTrader: (5)
Join Date: Dec 2008
Location: Queens,New York
Age: 35
Posts: 3,105
Likes: 0
Received 0 Likes
on
0 Posts
Looks like Amex dropped the anual fee for the Blue Cash card. Benefits are NOT the same.
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
Clear gets:
Get a $25 American Express® shopping card for every eligible $2,500 you spend on your Card †
Blue Cash gets:
Earn up to 5% cash back at supermarkets, gas stations and drugstores, plus up to 1.25% cash back for all other eligible purchases †
12-06-2009, 05:47 AM
#74
I had one for a few years through Navy Federal but barely used it. Always paid off at the end of the month
I actually don't have much of a credit history, I got a home loan through Navy Federal and recently paid it off. I'm a homeowner at 31. I used all my bonus money over the years and put it into the house.
Now all my spare cash gets thrown into energy stocks with dividends and a few municipal bonds.
I've been tempted to get a cashback card from Fidelity, a few of my relatives swear by them.
God I wish I could start life over from like high school... all the monies I've spent on drugs, booze, and loose womens!!!
12-06-2009, 10:10 AM
#75
2011 ZCP E92 M3!!
Thread Starter
iTrader: (5)
Join Date: Dec 2008
Location: Queens,New York
Age: 35
Posts: 3,105
Likes: 0
Received 0 Likes
on
0 Posts
I had one for a few years through Navy Federal but barely used it. Always paid off at the end of the month
I actually don't have much of a credit history, I got a home loan through Navy Federal and recently paid it off. I'm a homeowner at 31. I used all my bonus money over the years and put it into the house.
Now all my spare cash gets thrown into energy stocks with dividends and a few municipal bonds.
I've been tempted to get a cashback card from Fidelity, a few of my relatives swear by them.
im trying to invest some money too do u know how i can start i have like $10,000 spare cahs what do u think is a good way to go about investing it
?
12-06-2009, 11:49 AM
#76
Senior Moderator
Join Date: May 2003
Location: Better Neighborhood, Arizona
Posts: 45,641
Received 2,329 Likes
on
1,309 Posts
Its all about what YOU are comfortable with and how accessible you want this money to be at a given point.
If it were me at 20, I'd buy foreign oil stocks with monthly dividends.
Thread
Thread Starter
Forum
Replies
Last Post
calrow
Car Parts for Sale
11
05-03-2017 10:21 PM
LogicWavelength
3G TL Photograph Gallery
33
11-01-2015 09:38 AM
JDM96specCTR
Car Parts for Sale
1
10-17-2015 01:06 PM
kixo
2G TSX (2009-2014)
43
09-25-2015 03:07 PM
