Airline Miles Card
United Airlines. $60 a year, but I have acquired enough miles to go around the world twice.
This really only works if you A: travel alot, or B: charge everything (which I do, but I ALLWAYS pay off my balance), every month, faithfully.
This really only works if you A: travel alot, or B: charge everything (which I do, but I ALLWAYS pay off my balance), every month, faithfully.
I charge a lot and travel a lot, so I've got the Bank One United Miles Card and the Citibank American miles card. I'm paying about $170 a year in fees but I'm probably getting something like $20,000/yr in free travel and upgrades. I go bakc and forth depending on which account I'm trying to build. I'm coming to hate Bank One because their customer service sucks compared to Citi which is great. I pay them off every month but Bank One puts you on such a short leash that you will be late if you're out of town for a few days. Then you have to yell and scream for them to get rid of the BS finance and late charges. Bottom line -- if you travel a lot -- Citibank Advantage is great. I've got an Amex Platinum, but the problem is, too many places don't take AMEX. I'll agree that their servie is great.
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Well I ended signing up for the capital one miles one platinum card. It had a low annual fee $19 bucks and had no blackout dates and I'm free to choose any airline. The way they work it is you find the cost of the ticket say $100 and multiply it by 90, so I would need 9000 miles to get that ticket and you’re free to shop any airline or any website for tickets. And I think the limit of miles u can carry a year is 50,000 miles.
I dont understand why people use mile reward cards... they always rip you off. IMO... Just get a 1% cash back card, wait till you have enough money to buy a plane ticket and just go that way. You can always get airplane ticket cheaper on ur own. Plus you are not forced to only use it for flying. The only reason to have one is if its from work. Like I have an AMEX card with mile reward from work. All my traveling for work and expenses goes through that. But all my personal stuff i use the 1% cash back card. With mile reward cards u need what, 25k miles to get a ticket for within US. But for the same 25k u spent on a 1% card, u got $250 already. Most flights within the US are cheaper than $250 if you booked it early enough or bought a packaged deal. I understnad that some flights are $800 even if its 2 states over but thats just cause the company booked it too late and u just expense it anyways. BUt for personal stuff i feel that the 1% cash back card is much better. Plus then theres no blackout dates and its much for flexable.
Where you really make out on the miles is in international, particularly not the major destinations where there are no great deals, and on upgrades. I love flying biz class or First on 10 hour flights, and I can get those upgrades that I'd never be able to pay cash for. Also, in the last few years I've done diving and surfing trips to Costa Rica, Cozumel, and Belize -- all on miles. Works for me.
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Thanks Scrib
