thx for the advice well im gonna go to a credit union see what happens i owe 7k on the car

 

Good luck. You might wanna check out PenFed credit union. Some Porsche guys financed their rides for about 5% and I believe non-military peeps are eligible for PenFed at a small fee.

 

kool thx alot man appreciate the help

 

^^ So how did you end up at 16% in the first place?

 

well they jus offered 16% i wasnt very knowledgeable when it came to apr and havin to owe 7k didnt seem much till i saw my first couple bills i was like wtf is this lol ive gone to my bank and tried to refinance they said i wasnt qualified i was even going to try a personal loan

 

pen fed is out of the question only location in jersey is cape may lmao

 

You can do everything online or over the phone. I've never stepped into a PenFed branch and financed a new car through them.

 

nice thx man hahaha