GOODBYE 2001 CL type-S hello 2010 TSX or 2009 G37X...
11-24-2009, 03:17 PM
#1
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GOODBYE 2001 CL type-S hello 2010 TSX or 2009 G37X...
After to years of owning my CL type - s and 3 transmission and 4 coil packs and all the other headaches ..GOODBYE...
I am dropping her off Sunday to guy in Princeton NJ for $3400..
I was gonna keep her a few more years since I just paid over $3K for a bulletproof transmission but now its leaking oil from the rear main seal and I just am done with her... Over the 9 years I have owned her I spent about $50K with car payments, interest, and maintence , transmission , and all the other maintence I had to do to keep her running..
So thats over $5K a year..for that I could have been on my 4th leased car and spent the same amount of money..
OK my 2 choices are 2010 TSX base..
$2000 total out of pocket and 38 payments of $367,
so $367 x 38 = $13,946 + $2000 down $15,946 divided bye 3.25 years = $4906 a year to drive a base 2010 TSX..$30,000 car
2009 G37X 4 door premium $38,240 car
$2000 total out of pockey the G is $451 a month 12K mile 39 months..
so $451 x 38 = $17,138 + $2000 down is $19,138 divided bye 3.25 = $5888 a year to drive a G
I am dropping her off Sunday to guy in Princeton NJ for $3400..
I was gonna keep her a few more years since I just paid over $3K for a bulletproof transmission but now its leaking oil from the rear main seal and I just am done with her... Over the 9 years I have owned her I spent about $50K with car payments, interest, and maintence , transmission , and all the other maintence I had to do to keep her running..
So thats over $5K a year..for that I could have been on my 4th leased car and spent the same amount of money..
OK my 2 choices are 2010 TSX base..
$2000 total out of pocket and 38 payments of $367,
so $367 x 38 = $13,946 + $2000 down $15,946 divided bye 3.25 years = $4906 a year to drive a base 2010 TSX..$30,000 car
2009 G37X 4 door premium $38,240 car
$2000 total out of pockey the G is $451 a month 12K mile 39 months..
so $451 x 38 = $17,138 + $2000 down is $19,138 divided bye 3.25 = $5888 a year to drive a G
11-24-2009, 03:22 PM
#2
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I know its less then $1000 a year to drive alot better car BUT i am closing on a short sale soon , just got engaded , and just started a new job thats commission based and do not have a clue what I will be making in the next year, SO that $1000 a year can pay my cable bill. I do not wanna do what many americans do and live BYOND my means BUT i work at INFINITI and owning one might help me sell them better.
Insurance is the SAME and I will save gas on the TSX , my fiancie is really giving me sh()t and promised me that after the TSX i can get WHATEVER i wand but for now to take the lower payment since we will be taking on ALOT of bills soon.
WHAT WOULD YOU GUYS DO?
Insurance is the SAME and I will save gas on the TSX , my fiancie is really giving me sh()t and promised me that after the TSX i can get WHATEVER i wand but for now to take the lower payment since we will be taking on ALOT of bills soon.
WHAT WOULD YOU GUYS DO?
11-24-2009, 03:38 PM
#3
3.5 psi
iTrader: (1)
you could also finance a used reliable $15,000 car and have an even cheaper monthly payment. You could get a used matrix with very low milage for 15G, 2G down, so finance 13,000 @ 7.15% and you have a $260 monthly payment.
11-24-2009, 03:46 PM
#4
I've never liked the tsx's seams like a baby tl.
2010 ride and its ok with the wife,listen to the wife.cuz if it goes bad in anyway you took the cheaper of the 2 like she said.
If it goes bad and you get the G,like you probally want then you will NEVER hear the end of it while you both live under the same roof.
just telling you how it is....... Besides you'll still be in the azine family.
2010 ride and its ok with the wife,listen to the wife.cuz if it goes bad in anyway you took the cheaper of the 2 like she said.
If it goes bad and you get the G,like you probally want then you will NEVER hear the end of it while you both live under the same roof.
just telling you how it is....... Besides you'll still be in the azine family.
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11-24-2009, 03:58 PM
#9
Three Wheelin'
I know this isn't CL related, but let me give you some finance tips..
1.) The economy sucks (which everyone knows) and cash is king. Don't EVER make a down payment on a lease car.. Two reasons. 1.) if the car gets totaled you lose your down payment money. 2.) You always want to have as much cash in your own pocket as you can. Have the company roll over the amount of the down payment and take the higher monthly payment.
2.) The G's are money pits for intangibles. Tires and gas will probably run you twice as much over the 3 year lease period as the TSX.
3.) Like someone stated, look for a used 2006 TL or TSX in the 15k range, get a 5 year loan and use the extra money to pay the car off in 4 years.
Overall, never ever take money out of your own pocket for a lease unless the dealership makes it absolutely necessary.
Good luck, sorry you had so many recent problems with your CL. My 01 with 200k on the odometer is so reliable, I feel silly looking at the 335xi which is riddled with so many problems.
1.) The economy sucks (which everyone knows) and cash is king. Don't EVER make a down payment on a lease car.. Two reasons. 1.) if the car gets totaled you lose your down payment money. 2.) You always want to have as much cash in your own pocket as you can. Have the company roll over the amount of the down payment and take the higher monthly payment.
2.) The G's are money pits for intangibles. Tires and gas will probably run you twice as much over the 3 year lease period as the TSX.
3.) Like someone stated, look for a used 2006 TL or TSX in the 15k range, get a 5 year loan and use the extra money to pay the car off in 4 years.
Overall, never ever take money out of your own pocket for a lease unless the dealership makes it absolutely necessary.
Good luck, sorry you had so many recent problems with your CL. My 01 with 200k on the odometer is so reliable, I feel silly looking at the 335xi which is riddled with so many problems.
11-24-2009, 04:35 PM
#10
(queue his response that he bought the car new, paid 1.000,000 dollars lost 2,000,000 dollars and that it ruined his life)
Regardless what does this have to do with a CL? It is car talk at least no?
11-24-2009, 07:08 PM
#13
11-24-2009, 07:20 PM
#16
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I know this isn't CL related, but let me give you some finance tips..
1.) The economy sucks (which everyone knows) and cash is king. Don't EVER make a down payment on a lease car.. Two reasons. 1.) if the car gets totaled you lose your down payment money. 2.) You always want to have as much cash in your own pocket as you can. Have the company roll over the amount of the down payment and take the higher monthly payment.
2.) The G's are money pits for intangibles. Tires and gas will probably run you twice as much over the 3 year lease period as the TSX.
3.) Like someone stated, look for a used 2006 TL or TSX in the 15k range, get a 5 year loan and use the extra money to pay the car off in 4 years.
Overall, never ever take money out of your own pocket for a lease unless the dealership makes it absolutely necessary.
Good luck, sorry you had so many recent problems with your CL. My 01 with 200k on the odometer is so reliable, I feel silly looking at the 335xi which is riddled with so many problems.
1.) The economy sucks (which everyone knows) and cash is king. Don't EVER make a down payment on a lease car.. Two reasons. 1.) if the car gets totaled you lose your down payment money. 2.) You always want to have as much cash in your own pocket as you can. Have the company roll over the amount of the down payment and take the higher monthly payment.
2.) The G's are money pits for intangibles. Tires and gas will probably run you twice as much over the 3 year lease period as the TSX.
3.) Like someone stated, look for a used 2006 TL or TSX in the 15k range, get a 5 year loan and use the extra money to pay the car off in 4 years.
Overall, never ever take money out of your own pocket for a lease unless the dealership makes it absolutely necessary.
Good luck, sorry you had so many recent problems with your CL. My 01 with 200k on the odometer is so reliable, I feel silly looking at the 335xi which is riddled with so many problems.
11-24-2009, 07:22 PM
#17
Whats up with RDX owners?
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11-24-2009, 07:26 PM
#18
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Anyway you look at it a CAR is the WORSTE investment anyone can make..
I bough my first car cuz I though leasing was a big waste of money by after buying a car and having it for 10 years and being in the car sale/financing for 5-6 years leasing a $30,000 car for $360 / a month with $2000 total down is a no brainer.. If u financed a new TSX the monthly payment would be $150 a month and if you get sick of it after 30 month 1/2 the term and wanted to trade it in you would be LUCKY to break even and 90% of the time you would be upsidedown after paying $150 more a month!! I u leased the payment would have been $150 less a month and your out in 30-39 month with no penalties and ACURA gives $1500 allowance for damage and overmilage!
I bough my first car cuz I though leasing was a big waste of money by after buying a car and having it for 10 years and being in the car sale/financing for 5-6 years leasing a $30,000 car for $360 / a month with $2000 total down is a no brainer.. If u financed a new TSX the monthly payment would be $150 a month and if you get sick of it after 30 month 1/2 the term and wanted to trade it in you would be LUCKY to break even and 90% of the time you would be upsidedown after paying $150 more a month!! I u leased the payment would have been $150 less a month and your out in 30-39 month with no penalties and ACURA gives $1500 allowance for damage and overmilage!
11-24-2009, 07:28 PM
#19
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you young people will understand in a few years I was SOO against leasing when i was 21 y/o.. BUT TRUST me leasing makes sense if the residual is 63% like it is on the tsx and money factor is .0023..
11-24-2009, 07:30 PM
#20
Move on, do what is in front of you live your life.
I don't complain about everyone's posts nor do I complain about all your posts, just when it gets to a point where I am sick of seeing you whine.
Additionally this thread is in second gen CL and has nearly no second gen CL content.
Please get the G & bore people in their forums.
Why you? Because you are a child that likes drama?
11-24-2009, 07:36 PM
#21
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look e30 my posts help many people, my tranny post and all others.. Why u gotta act your age 1?
I am one that does not like drama, I just post the TRUTH, all my post are 100% true, we will see when your tranny goes, and it will how much u whine!
And be ready when u sell your car to get nothing for it cuz it killed resale value!
I am one that does not like drama, I just post the TRUTH, all my post are 100% true, we will see when your tranny goes, and it will how much u whine!
And be ready when u sell your car to get nothing for it cuz it killed resale value!
Last edited by StonedCL; 11-24-2009 at 07:40 PM.
11-24-2009, 08:45 PM
#23
Burning Brakes
Anyway, good luck with whatever you purchase. Post pics when you do, since we just seem to love them.
11-24-2009, 08:46 PM
#24
look e30 my posts help many people, my tranny post and all others.. Why u gotta act your age 1?
I am one that does not like drama, I just post the TRUTH, all my post are 100% true, we will see when your tranny goes, and it will how much u whine!
And be ready when u sell your car to get nothing for it cuz it killed resale value!
I am one that does not like drama, I just post the TRUTH, all my post are 100% true, we will see when your tranny goes, and it will how much u whine!
And be ready when u sell your car to get nothing for it cuz it killed resale value!
You have whined much more than you have posted useful information, your truth is you had numerous transmissions die in very low miles and you have posted it over & over & over in threads you started & threads that have the slightest thing to do with transmissions.
I am sorry for your troubles but come on, we know what happened we are sorry but I for one am sick of it.
When the transmission in my 97 3.0 CL died at 32k after years of telling the dealer it had issues and they refused to fix it, I dealt with it like a man. I paid to have it fixed & sued & won the money back. that was in 2004, the car runs fine today 40k later.
If you believe I am one you are less intelligent than I give you credit for.
Except that you are replacing a 3.2 CL what does this thread have to do with the 2Gen CL?
My 3.2 has over 100k on the transmission, (The first and only replacement) how is it that many people get much more from a transmission than you did?
I suggest you have something to do with all the failures.
Again, move on you no longer have to deal with the pain of a CL.
11-24-2009, 08:57 PM
#25
Regional Coordinator (Texas)
iTrader: (38)
with the way the economy is, dont go for that new car. thats a lot of money monthly and worst of all, its just a lease so u dont get the money back. just buy a 6-speed CL or any other used car u might like. dont get into payments, specially with a comision based job.
11-24-2009, 10:52 PM
#27
I had a '10 TSX as a loaner and even in I4 form I would buy it. I was impressed by the overall fuel economy expecially on the HWY. If I ever get a new acura a TSX will most likely be it....
11-24-2009, 10:54 PM
#28
11-25-2009, 08:16 AM
#32
Safety Car
I had two G35's, and have still kept in touch with the G guys. The G was a money pit. Tires every 10-15k miles, and you thought you had issues with Acura. Own a Infiniti and they will pile up. A lot of things they won't cover that Acura will. That is why I left them after trying many dealers.
The G37 also has transmission issues with the 7 speed auto. Might want to look it up some.
The G37 also has transmission issues with the 7 speed auto. Might want to look it up some.
11-25-2009, 08:30 AM
#33
Three Wheelin'
OK so if I buy a used TSX for $16,000 with 9.9% interest and 7% sales tax my payment is $362.90 for 60 months with 0 down. so by the time I am done paying off the 2005-2006 TSX it will have 150K miles and be worthless and I will be paying mre per month then I will to lease a 2010 TSX.. with $2000 down it is $320 / month i WOULD RATHER PAY AN EXTRA $40 a month to Drive a new car instead of a 4-5 year old car with no warrenty... And by the time it's downe being payed off it will be worth as much as I will have at the end of the lease which is nothing!
Don't tweak the facts to make it seem like your way is better.
1.) Unless you have terrible credit, no 5 year loan is 9.9%.. And if your credit is bad, perhaps you aren't even available for the low money factor offered by Acura.
2.) You do realize you pay tax on a leased car, right???
3.) Compare apples to apples, you can only drive 12k a year on a lease, so you buy a used car and have it for 5 years, thats 60k miles you'll put on it.. You buy one with 40k and put on 60k,, thats 100k miles, I know plenty of people who would buy a 100k mile car.
4.) You can find a car for 15k in the warranty period.
5.) This is the only part you are right about which is leasing on cars with high residuals. Thats why companies like Kia, Hyundai, suzuki, even though they are cheap, they don't lease their vehicles cause the 3 year residual is like 40%.
6.) Trust me dude, you NEVER EVER WANT TO PUT MONEY DOWN ON A CAR.. Especially when you stated before that you work on commission.
Like my dad always said, a little knowledge is dangerous.. I commend you on learning about your finances but do more research and you'll see that there is much more to learn.
11-25-2009, 10:21 AM
#34
I'll throw in my 2 cents here... ive owned quite a few cars and some hard lessons learned...
- buy cars in the "sweet spot" of the depreciation curve... this would generally be 3 years old with under 40,000 miles
- sell before 100,000 miles @ around year 6
EXAMPLE (all figures converted from metric/cdn)
- I just bought my wife a 2007 Pontiac G6 GT 4dr (25,000 miles, 5yr/100,000 mile warranty, $10,200 plus tax, no accidents)... as a side note, the G6's 225tq is somehow much "torquier" than the 232tq in the CLS6... it even feels torquier than my modded CLS6... doesnt need to rev past 2,500 to generate serious acceleration.. but i digress...
- I intend to sell this thing at around 60,000 miles for at least $7,500USD
--> the cost of ownership in this band is generally the most advantageous. Your in warranty, the prior owner(s) took the depreciation hit, you sell prior to the next big drop off @ warranty expiry OR 100,000 mile make. Funny thing is, Canadians treat 100,000km like its a big deal but really thats only 60,000 miles.
OR
--> buy higher mileage HIGH RELIABLE cars and have the funds set aside for the inevitable planned maintenance plus a reserve for unplanned... maybe 10% of purchase price
EXAMPLE:
- bought my current CLS6 for $9,000USD
- spent about $2,000USD on it since i bought is 18 months ago... but im not mad because I knew T-belt service, plugs, brakes, CT headers, engine mounts, tires, etc were all on the horizon.... as it stands now, i have a 100,000 mile CLS6 but i dont see what will stop it from going 200,000 miles... and if it blows... then its a guilt free 3.5 upgrade....
anyways... as PITS200 alluded to, cash is king... there are alot of great cars out there sitting @ that sweet spot where depreciation temporarily sort of plateau's.... I got my eyes on a couple of 2006 IS350's that are priced below $20,000... i cant see in 2011 an IS350 going for $12,000USD....
If i were to suggest anything, i would say go with a low mileage IS350 (306hp, RWD) and self-finance.
again, just my 2 cents....
- buy cars in the "sweet spot" of the depreciation curve... this would generally be 3 years old with under 40,000 miles
- sell before 100,000 miles @ around year 6
EXAMPLE (all figures converted from metric/cdn)
- I just bought my wife a 2007 Pontiac G6 GT 4dr (25,000 miles, 5yr/100,000 mile warranty, $10,200 plus tax, no accidents)... as a side note, the G6's 225tq is somehow much "torquier" than the 232tq in the CLS6... it even feels torquier than my modded CLS6... doesnt need to rev past 2,500 to generate serious acceleration.. but i digress...
- I intend to sell this thing at around 60,000 miles for at least $7,500USD
--> the cost of ownership in this band is generally the most advantageous. Your in warranty, the prior owner(s) took the depreciation hit, you sell prior to the next big drop off @ warranty expiry OR 100,000 mile make. Funny thing is, Canadians treat 100,000km like its a big deal but really thats only 60,000 miles.
OR
--> buy higher mileage HIGH RELIABLE cars and have the funds set aside for the inevitable planned maintenance plus a reserve for unplanned... maybe 10% of purchase price
EXAMPLE:
- bought my current CLS6 for $9,000USD
- spent about $2,000USD on it since i bought is 18 months ago... but im not mad because I knew T-belt service, plugs, brakes, CT headers, engine mounts, tires, etc were all on the horizon.... as it stands now, i have a 100,000 mile CLS6 but i dont see what will stop it from going 200,000 miles... and if it blows... then its a guilt free 3.5 upgrade....
anyways... as PITS200 alluded to, cash is king... there are alot of great cars out there sitting @ that sweet spot where depreciation temporarily sort of plateau's.... I got my eyes on a couple of 2006 IS350's that are priced below $20,000... i cant see in 2011 an IS350 going for $12,000USD....
If i were to suggest anything, i would say go with a low mileage IS350 (306hp, RWD) and self-finance.
again, just my 2 cents....
11-25-2009, 11:46 AM
#35
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With good credit on a used 4 year old car banks rates are about 9.9 % I have customers shopping banks all the time and with excellent credit 720+ the BEST I have seen on a 3year old used car from a bank was 6.9 % and the guy had 769 score.. Maybee if you are part of a credit union u can get about 5% BUT 9.9 % is average with 680-720 score and 6.9 % is unheard of on a used car no adays.. 2 years ago B4 the mortgage crash it was ALOT different but alot has changed in the last couple of years... People with a 700 score are happy to get 9.9 % on a 3-4 year old used car with 40K miles.
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
11-25-2009, 11:54 AM
#36
Senior Moderator
I know its less then $1000 a year to drive alot better car BUT i am closing on a short sale soon , just got engaded , and just started a new job thats commission based and do not have a clue what I will be making in the next year, SO that $1000 a year can pay my cable bill. I do not wanna do what many americans do and live BYOND my means BUT i work at INFINITI and owning one might help me sell them better.
Insurance is the SAME and I will save gas on the TSX , my fiancie is really giving me sh()t and promised me that after the TSX i can get WHATEVER i wand but for now to take the lower payment since we will be taking on ALOT of bills soon.
WHAT WOULD YOU GUYS DO?
Insurance is the SAME and I will save gas on the TSX , my fiancie is really giving me sh()t and promised me that after the TSX i can get WHATEVER i wand but for now to take the lower payment since we will be taking on ALOT of bills soon.
WHAT WOULD YOU GUYS DO?
If i had all those things coming up with a job thats commission based, i would then keep the CLS and wait a year to see how things are. Then buy something.
11-25-2009, 12:00 PM
#37
Senior Moderator
With good credit on a used 4 year old car banks rates are about 9.9 % I have customers shopping banks all the time and with excellent credit 720+ the BEST I have seen on a 3year old used car from a bank was 6.9 % and the guy had 769 score.. Maybee if you are part of a credit union u can get about 5% BUT 9.9 % is average with 680-720 score and 6.9 % is unheard of on a used car no adays.. 2 years ago B4 the mortgage crash it was ALOT different but alot has changed in the last couple of years... People with a 700 score are happy to get 9.9 % on a 3-4 year old used car with 40K miles.
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
oops, congrats!
I thought you work for Infinti? They have a special financing for preowned till January. Could have gotten an 05-07 G35 for under 5% interest rate for 60 months.
Granted we knew you wanted to lease your next car anyways.
11-25-2009, 12:02 PM
#39
The Box
U.S. Bank offers vehicle loans for new and used cars and trucks.
And, for a limited time, we are offering these great rates and terms:
* 3.99% APR1 for 12 - 36 months
* 4.75% APR1 for 37 - 48 months
* 4.99% APR1 for 49 - 60 months
With our auto loans, you'll enjoy:
* Competitive interest rates
* No down payment required
* Flexible repayment terms
* Same-day credit decisions
* Low monthly payments
We offer vehicle financing for:
* All types of new cars and light trucks (vehicles)
* New vehicle loans from $3,000 to $100,000
* Used vehicles loans from $3,000 to $49,999:
o up to seven years old
o with less than 100,000 miles
And, for a limited time, we are offering these great rates and terms:
* 3.99% APR1 for 12 - 36 months
* 4.75% APR1 for 37 - 48 months
* 4.99% APR1 for 49 - 60 months
With our auto loans, you'll enjoy:
* Competitive interest rates
* No down payment required
* Flexible repayment terms
* Same-day credit decisions
* Low monthly payments
We offer vehicle financing for:
* All types of new cars and light trucks (vehicles)
* New vehicle loans from $3,000 to $100,000
* Used vehicles loans from $3,000 to $49,999:
o up to seven years old
o with less than 100,000 miles
11-25-2009, 12:07 PM
#40
AZ O.G NoOldManVetteOwner
With good credit on a used 4 year old car banks rates are about 9.9 % I have customers shopping banks all the time and with excellent credit 720+ the BEST I have seen on a 3year old used car from a bank was 6.9 % and the guy had 769 score.. Maybee if you are part of a credit union u can get about 5% BUT 9.9 % is average with 680-720 score and 6.9 % is unheard of on a used car no adays.. 2 years ago B4 the mortgage crash it was ALOT different but alot has changed in the last couple of years... People with a 700 score are happy to get 9.9 % on a 3-4 year old used car with 40K miles.
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
On a SIDE NOTE I just leased a 2010 Polished Metal Metallic base TSX for 30 months with 15K miles a year for $375/month!
CONGRATS on the TSX. I'll stop by at the Infiniti dealer sometime and check it out. Best of luck with the TSX. You deserve it man.
