Getting sued over minor car accident in TL
05-10-2011, 09:25 PM
#1
Getting sued over minor car accident in TL
one of my friends is getting sued over a car accident that happened in august 2010. it was a small accident that didn't leave a scratch on either parties bumper so he didn't call the cops to file a report. he just got a letter from the persons lawyer suing him.
he should just notify his insurance right?
he should just notify his insurance right?
05-10-2011, 09:47 PM
#2
If you're asking us that question, then you already know the answer.
I urge everyone to learn from this. ALWAYS call the cops and file police report. IT DOESN'T HURT to get some sort of documentation to prevent something like this from happening.
I urge everyone to learn from this. ALWAYS call the cops and file police report. IT DOESN'T HURT to get some sort of documentation to prevent something like this from happening.
05-10-2011, 09:55 PM
#3
He should definitely call his insuance and make them aware of the situation, thats what it's there for. I hope it works out well for your friend.
TheChamp531 makes a very very valid point. A lot of the time if no one is injured, at least from what I and friends have experienced, cops will not show up but at least they have a record of calling.
TheChamp531 makes a very very valid point. A lot of the time if no one is injured, at least from what I and friends have experienced, cops will not show up but at least they have a record of calling.
05-10-2011, 09:58 PM
#4
Hello... Good AM!
So the cops or insurance on both parties were never notified about the "accident"? If this is the case, can't he easily deny the occurance? Sounds like a bunch of BS from the person sueing...
05-10-2011, 11:19 PM
#7
the overexplainer
i dont get it, police reports arent required or anything, and it's not like he did a hit-run. Both parties insurance companies should have handled the entire thing (and if he was injured, pay for his injury).
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05-10-2011, 11:23 PM
#8
You don't need attorneys for this especially for a Small claim.
Lol, that hurts. Aren't you a random person? Who says any of us doesn't know? Not sure where the OP lives, but most likely in the US. Different laws. Now go fetch my paper.
Lol, that hurts. Aren't you a random person? Who says any of us doesn't know? Not sure where the OP lives, but most likely in the US. Different laws. Now go fetch my paper.
05-11-2011, 12:36 AM
#10
Moderator
iTrader: (7)
im not saying you guys dont know. im saying that if he wants advice from someone who has experience, he should PM whoever has experience and talk to him in private. if you guys feel you have experience with this matter then by all means contact him, i was just giving him an option.
btw this sort of advice is not very safe to talk about on a public forum, thats why i said to take it to PMs instead
btw this sort of advice is not very safe to talk about on a public forum, thats why i said to take it to PMs instead
05-11-2011, 01:04 AM
#11
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05-11-2011, 02:00 AM
#14
im not saying you guys dont know. im saying that if he wants advice from someone who has experience, he should PM whoever has experience and talk to him in private. if you guys feel you have experience with this matter then by all means contact him, i was just giving him an option.
btw this sort of advice is not very safe to talk about on a public forum, thats why i said to take it to PMs instead
btw this sort of advice is not very safe to talk about on a public forum, thats why i said to take it to PMs instead
This is small claims. I am 99% sure the plaintiff will not know what Acurazine is.
05-11-2011, 02:03 AM
#15
Intermediate
Highly doubt an attorney would contact him if it was a "small claim".
Too many possibilities to speculate, but I would get the attorney's name and who he works for/with. If they exchanged information; Insurance etc... then I would contact my insurance company and see if they have heard from the attorney. Insurance companies tend to have "deeper" pockets. So I dont see why an attorney would contact him directly.
You say there was no damage to either vehicle involved, then what was the letter stating they were suing for?
B
Too many possibilities to speculate, but I would get the attorney's name and who he works for/with. If they exchanged information; Insurance etc... then I would contact my insurance company and see if they have heard from the attorney. Insurance companies tend to have "deeper" pockets. So I dont see why an attorney would contact him directly.
You say there was no damage to either vehicle involved, then what was the letter stating they were suing for?
B
05-11-2011, 02:29 AM
#16
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iTrader: (7)
car accident claim could be a small claim or a big claim. clearly the guy has alrdy hired a lawyer so he may want to make it a big deal.
ok so, since you didnt PM me i'll post it on here. it depends on what insurance your friend has, if the insurance covers medical claims then your insurance will take the hit as long as its not over the limit. for example, i have 15k coverage for medical claims so as long as its below that, i wont have to pay anything. if your friends medical coverage isnt very high, then he may have to pay out of pocket, depending how much medical damages the other party is claiming. however, if the other party wants to claim more money than his insurance is willing to pay, then he will have to sue your friend directly for the reimbursement. i had a car accident about a year and half ago and the other party(clearly unhurt) claimed 35k in medical bills. however my insurance decided to cover it anyways even though my limit is 15k, so your friend may get lucky too.
ok so, since you didnt PM me i'll post it on here. it depends on what insurance your friend has, if the insurance covers medical claims then your insurance will take the hit as long as its not over the limit. for example, i have 15k coverage for medical claims so as long as its below that, i wont have to pay anything. if your friends medical coverage isnt very high, then he may have to pay out of pocket, depending how much medical damages the other party is claiming. however, if the other party wants to claim more money than his insurance is willing to pay, then he will have to sue your friend directly for the reimbursement. i had a car accident about a year and half ago and the other party(clearly unhurt) claimed 35k in medical bills. however my insurance decided to cover it anyways even though my limit is 15k, so your friend may get lucky too.
Last edited by paperboy42190; 05-11-2011 at 02:32 AM.
05-11-2011, 03:31 AM
#17
Highly doubt an attorney would contact him if it was a "small claim".
Too many possibilities to speculate, but I would get the attorney's name and who he works for/with. If they exchanged information; Insurance etc... then I would contact my insurance company and see if they have heard from the attorney. Insurance companies tend to have "deeper" pockets. So I dont see why an attorney would contact him directly.
You say there was no damage to either vehicle involved, then what was the letter stating they were suing for?
B
Too many possibilities to speculate, but I would get the attorney's name and who he works for/with. If they exchanged information; Insurance etc... then I would contact my insurance company and see if they have heard from the attorney. Insurance companies tend to have "deeper" pockets. So I dont see why an attorney would contact him directly.
You say there was no damage to either vehicle involved, then what was the letter stating they were suing for?
B
05-11-2011, 03:34 AM
#18
In a small claims court, I'm almost sure he would not hire a lawyer unless they are representing a company. You're making 0 sense in your post FYI.
car accident claim could be a small claim or a big claim. clearly the guy has alrdy hired a lawyer so he may want to make it a big deal.
ok so, since you didnt PM me i'll post it on here. it depends on what insurance your friend has, if the insurance covers medical claims then your insurance will take the hit as long as its not over the limit. for example, i have 15k coverage for medical claims so as long as its below that, i wont have to pay anything. if your friends medical coverage isnt very high, then he may have to pay out of pocket, depending how much medical damages the other party is claiming. however, if the other party wants to claim more money than his insurance is willing to pay, then he will have to sue your friend directly for the reimbursement. i had a car accident about a year and half ago and the other party(clearly unhurt) claimed 35k in medical bills. however my insurance decided to cover it anyways even though my limit is 15k, so your friend may get lucky too.
ok so, since you didnt PM me i'll post it on here. it depends on what insurance your friend has, if the insurance covers medical claims then your insurance will take the hit as long as its not over the limit. for example, i have 15k coverage for medical claims so as long as its below that, i wont have to pay anything. if your friends medical coverage isnt very high, then he may have to pay out of pocket, depending how much medical damages the other party is claiming. however, if the other party wants to claim more money than his insurance is willing to pay, then he will have to sue your friend directly for the reimbursement. i had a car accident about a year and half ago and the other party(clearly unhurt) claimed 35k in medical bills. however my insurance decided to cover it anyways even though my limit is 15k, so your friend may get lucky too.
05-11-2011, 07:49 AM
#19
Your Friendly Canadian
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If you want someone to PM, I'd suggest user ComptechTL327, or something like that. IIRC He's an insurance adjuster, and you'll probably get the best advice from him.
05-11-2011, 11:19 AM
#20
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Yes.The type/size of claim-- whether it's a small claims case or multiple wrongful death matter-- does NOT matter.
Your friend will need to: 1) tell the insurance carrier when and how he received the paperwork, 2) give the paperwork to the insurer, and 3) let the insurer handle everything thereafter.
The insurer can decide to settle the claim or retain a lawyer for your friend to fight the claim, etc.
05-13-2011, 03:20 AM
#21
Moderator
iTrader: (7)
no you're making 0 sense. i never said small claims court. why would i even bothering posting here if this was about small claims, i was referring to this matter as if it were big money matters, which i have experience in.
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