BigBunks

Gave myself an early 24th birtday present and traded in my 09 AWD Tech Grigio/Ebony with 56k miles for a '12 AWD Advance CBP/Umber. Its pretty much fully loaded with the full body kit, side body moldings, etc. Also got the 7 year interior/exterior Enviroguard protection thing although im sure i wont be keeping the car that long anyway but with the black car i felt it was a good thing to have. Also getting the 3M clear bra put on the front bumper, hood, and mirrors before pick up. Took advantage of the acura loyalty program as well and got a grand from that which covered most of the clear bra and enviroguard cost. OTD price was $43k and took $22k on the trade. Just going to swap out my takeda intake at the dealer. Should be picking it up wednesday if all goes well. I never even considered the umber interior til i saw it on the lot and it will be a nice change as all of my cars have been black interiors. Ill post pics asap

Edward'TLS

Congrats. Enjoy the smoother shifting 6AT on your new TL.

djtanveer

Nice!! I feel like all of the 09 TL owners are moving to the '12s. It is tempting though.

Steven Bell

iTrader: (2)

Nice upgrade Bunks-congrats.


Just so you know....be prepared for EazyRider to tell you how wonderful his '09 is and how he would never get rid of it...........

Nexson

Look at the back and you will see how tempting it isn't

EazyRider562

Nice one man! I purchased an 09 TL w/ tech package and currently have about 42K miles on it. I'm considering pulling the trigger and trading on a new one....

Do you guys think thats a good idea? I still owe about 30K on mine though

HeartTLs

iTrader: (5)

^

Wow, you got raped.

EazyRider562

That's with financing and everything though.

EazyRider562

It was 27K, then I got a few bells and whistles if you will.

Edward'TLS

^^^^^ Is your '09 no good any more ?

EazyRider562

No it's great. I just wouldnt mind stepping it up a notch. The whole 6MT RL sounds like its the bombeeazy. That's all.

potmilkz

lol 6mt RL?

are you sure that is even available???


ultimate troll

EazyRider562

TL man, why can't you ever just answer the question if you decide to post rather than just be a tool? It was TL man, not RL, i hit the R on accident, the T is right next to the R on a keyboard. Typo!!! Jeez man, take it down a notch when your in doubt. Enuf said!

pickler

i like the '09 rear and the '12 front. The rear on the sh-awd 09-10 models looks aggressive with the quad exhaust tips.

potmilkz

what question???

You posted it, it was your mistake, your the idiot and now im a tool??

what a fail. lol

btw no one would have known it was your dumbass mistake.. next time correct it or make sure people know.

EazyRider562

You nit pick at everything I post is my point. Why can't you just take it easy sometimes and go with the flow? Easy isn't it?

StHalcyon

Doesn't your monthly statements tell you the remaining balance without financing cost?

StHalcyon

Congrats! I really, really like the umber interior. It's such a shame that color scheme isn't available on the 2012 6MT. I've actually considered buying the umber leather seat surfaces and having the leather swapped out, but that's just more money and effort than it's worth. It's just easier to get accustomed to the black interior.

Enjoy your umber.

potmilkz

i guess im just one of those people that cant stand ignorance..

vulches

What bells and whistles? Have you made zero payments? $27k + tax + supposed bells and whistles, minus 7-8 payments does not equal $30k. Once again your story doesn't add up. Even if you really own a 2009 CPO TL w/ tech package and owe $30k on it, you're about $8k upside-down on trade.

Hapa DC5

This Eazyrider guy makes me laugh, how do you 4G guys stand it?

Anyway, OP congrats on the '12 and happy early Bday!

EazyRider562

I got the car for 30K last August, but I got the extended warrantee and did not put down a penny. My APR is 3% for 6 years. I'm not even a year into my contract, so I still owe about 30K. Is that a good enough explanation hoss?

StHalcyon

Since I'm new to the forum, and don't have all the info from your previous posts since you joined, and you don't have your deets in the sign-in thread (tl.acurazine.com/forums/showthread.php?t=689080)... How about helping yourself by providing us:

• Purchase price (including factory accessories or bells/whistles)
• Tax
• Trade-in amount, if any
• Acura Care price
• Anything extra and their price that got rolled into your loan
• When you purchased your TL (or when your first payment was due)

Dxlkey

42K? Damm, you got raped. I'd never pay that much for an Acura, especially for the new TL. 04-08 is the best looking TL, you can't knock on the type S. Acura's engineers F*&^) up by not sticking with the 04-08 look like how Lexus IS been doing it.

StHalcyon

Hold on a second. Without knowing all the facts, I don't know if I can say his story doesn't add up.

Here is what we know:
APR: 3%
Term: 72 months
Current principal balance: $30k

Here is what we don't know, and what I assumed:
Purchase price: $35,000 (including tax, AcuraCare, "bells & whistles")
Purchase date: Aug 2011 (guessing from his AZ join date)
Payments made thus far: 10 (if payment started in Aug 2011, then by May 2012, he should be on his 10th payment)

Based on what we know plus the guesstimates, attached is his amortization schedule. So it is plausible that he still owes $30,000 by now. The only way to verify for sure is if he provides actual data points, which he didn't because he didn't post in the sign-in thread.

potmilkz

https://acurazine.com/forums/showpos...8&postcount=12


He got his car for 31k with 27k miles on it.

with zero down and 72 months payment you should be about $440 + a month.

now with that said.. if he got it back in august.. which is 9-10 months.. he should have already paid about 4000+ in payments.

so how does he still owe 30k on the car with 10 months payment of around 440+ a month??????

even with extended warranty and bells and whistles.. you paid about 4000 in total for those type of additions?

If so he lied about how much he paid for his car.. it should be 35k.

please show us some proof.

his story doesn't add up. period.

StHalcyon

Thanks! That must take a while to find.

Okay, so with that information, it helps a little bit. Here are the assumptions:
Purchase price with bells & whistles and AcuraCare: $31,000
Tax: $2,712.50 (excluded from purchase price, based on CA state and LA county tax rate effective H2 of 2011, of 8.75%)

So below is his somewhat more accurate amortization schedule. The question now is when was his first payment due. Banks take 30-45 days to enter a loan and have the first due date payment. For example, I took delivery of my TL in April 24, but my first installment payment isn't till the 2nd week of June per loan contract.

potmilkz

total would be 33712.50 in which if there is zero down in 72 months he would be paying 468.22 per month in which if he already paid 9-10 months it would equal up to 4000-4500 which would be correct and right at 29.5k

so essentially he didnt buy his car for 31k, he bought it for 34k. and i didnt even add up the other fees like registration and APR

StHalcyon

With $33,712.50, the monthly payment is $512.22. In Excel, the function to use would be =PMT(APR/mo, # of mos, present value prinicipal).

Remember that each month the payment contribution towards principal changes, hence the need for the amortization schedule.

EazyRider562

I have nothing to prove to you guys. It is, what it is.....

djtanveer

I thought this was about the OP trading in his 09 for a 12. LOL

EazyRider562

My thoughts exactly.....

potmilkz

i totally agree with you. you have nothing else to prove

EazyRider562

^ what she said!