WTF am I supposed to do now!!!!!?????
05-01-2007, 11:20 PM
#1
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WTF am I supposed to do now!!!!!?????
I have not posted here is a long time. And only a couple of times when I first joined. But this was the first place (besides the dealership) I felt I could go to:
1. Vent
2. Share
3. Ask for advice based on everyone's experience
So I get home, park my 2004 TL. I am inside for about 40 minutes and BAM! 17year old kid coming around the curve both to fast and too wide to correct himself. Hits my TL head on. His airbags deploy suprised he was not hurt. Bottom line...WTF am I supposed to do now!!!!!!!
Objects can be replaced...but its my time, inconvenience and the thought of the dimished Trade-In value of my TL now that has my head spinning.
Probably the biggest thing that will be replaced are the Radiator Supports and the mounts on the engine and of course EVERY PANEL on the front end of the car. My fear is that they will not be able to match the paint. They are saying only $6,223.00 worth of damage. I bought the car pre-driven a year and half ago. Not enough paid off to trade in and break even.
What now.... My baby...
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1. Vent
2. Share
3. Ask for advice based on everyone's experience
So I get home, park my 2004 TL. I am inside for about 40 minutes and BAM! 17year old kid coming around the curve both to fast and too wide to correct himself. Hits my TL head on. His airbags deploy suprised he was not hurt. Bottom line...WTF am I supposed to do now!!!!!!!
Objects can be replaced...but its my time, inconvenience and the thought of the dimished Trade-In value of my TL now that has my head spinning.
Probably the biggest thing that will be replaced are the Radiator Supports and the mounts on the engine and of course EVERY PANEL on the front end of the car. My fear is that they will not be able to match the paint. They are saying only $6,223.00 worth of damage. I bought the car pre-driven a year and half ago. Not enough paid off to trade in and break even.
What now.... My baby...
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05-01-2007, 11:26 PM
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Originally Posted by CL Platano
Damn that sucks....hopefully you can get it fixed swiftly..
05-01-2007, 11:29 PM
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Originally Posted by ua6spec
I would sue the parent of that 17yo kid.
I think I may need to make a call.
05-01-2007, 11:49 PM
#6
Burning Brakes
Originally Posted by knoelle12
You know and the funny thing about it is someone else just asked me today if his parents had even called to see if everything was okay. They probably dont even know about it. I am basically letting my insurance go after him. He had some rinky dink insurance.
I think I may need to make a call.
I think I may need to make a call.
Good call on having your insurance go after him....maybe you can have your insurance capture the diminished value of the car from his rinky dink insurance...i remember there was a post on AZ not too long ago where a dude got diminished value for his TL....
05-02-2007, 12:02 AM
#7
The parents- probably under legal advice- cannot contact you- the injured party
As soon at attornys are mentioned- no contact is allowed between the parties- only thru the lawyers
Since you are not actually physically injured as you were not even in the car-
what exactly do you expect?
An apology? Thats admitting fault - bad move if they suspect they will be held liable for extra damages not covered by insurance.
Maybe the road had wet leaves or the driver dodged a child running into the street- any numbers of defenses- get it?
As for the repairs and paint match- thats what body shops do!
If hidden damage not found on initial visual inspection- they will report and get fixed by insurance
Usually they even buff the whole car out to match the paint
And you can bet his parents know about it, between the Police report I assume was made, and the Insurance calling for detailed story and pics from them, to see if your damage claim matches his cars damage etc.
As long as the shop says they have approval from his Insurance- you are ok
Either his or your insurance should provide rental car during repairs
Call your company- they deal direct with the other company- not your job- theirs!!!
Good Luck
As soon at attornys are mentioned- no contact is allowed between the parties- only thru the lawyers
Since you are not actually physically injured as you were not even in the car-
what exactly do you expect?
An apology? Thats admitting fault - bad move if they suspect they will be held liable for extra damages not covered by insurance.
Maybe the road had wet leaves or the driver dodged a child running into the street- any numbers of defenses- get it?
As for the repairs and paint match- thats what body shops do!
If hidden damage not found on initial visual inspection- they will report and get fixed by insurance
Usually they even buff the whole car out to match the paint
And you can bet his parents know about it, between the Police report I assume was made, and the Insurance calling for detailed story and pics from them, to see if your damage claim matches his cars damage etc.
As long as the shop says they have approval from his Insurance- you are ok
Either his or your insurance should provide rental car during repairs
Call your company- they deal direct with the other company- not your job- theirs!!!
Good Luck
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05-02-2007, 12:45 AM
#9
~Da Nocturnal Cheetah~
It doesn't matter about any kind of defense the boy can allege that he has, bottom line for the insurance company is your car was parked and for whatever reason, he hit your car! Why is not a mitigating factor in deciding if they will fix her car unless another car was involved, which does not appear to be the case.
What IS important for you, is to establish a contact (agent/rep) at the insurance company and get a claim number. After that, the ball will get rolling. Getting a claim number is your first hurdle. From there, repairs are just around the corner.
Contact his insurance company first thing in the morning, unless you have a lawyer, then he or she must do it. From there, if they are accepting the claim, your car will be fixed by them. If they are not accepting the claim, then your insurance company will fix it (don't worry about paint and stuff - it will be done correctly, as the other person said...it's what they do!).
It's a car, you weren't in it, it can be fixed, cover the basics as I said previously, and you will be well on your way to riding again soon in your baby!
I just had my car repaired last week because someone hit it. I was afraid of all the things you were and it worked out ok! Either your insurance company will fix it and hound them, or the at fault insurance company will.
Sorry for your loss, but rest your nerves! Good luck! Post results ok!
What IS important for you, is to establish a contact (agent/rep) at the insurance company and get a claim number. After that, the ball will get rolling. Getting a claim number is your first hurdle. From there, repairs are just around the corner.
Contact his insurance company first thing in the morning, unless you have a lawyer, then he or she must do it. From there, if they are accepting the claim, your car will be fixed by them. If they are not accepting the claim, then your insurance company will fix it (don't worry about paint and stuff - it will be done correctly, as the other person said...it's what they do!).
It's a car, you weren't in it, it can be fixed, cover the basics as I said previously, and you will be well on your way to riding again soon in your baby!
I just had my car repaired last week because someone hit it. I was afraid of all the things you were and it worked out ok! Either your insurance company will fix it and hound them, or the at fault insurance company will.
Sorry for your loss, but rest your nerves! Good luck! Post results ok!
05-02-2007, 01:01 AM
#10
Drifting
Sorry to hear of your misfortune. I crashed my car last summer and I had the same fears concerning the repairs running thorugh my head but don't fret...
Here's the damage from my accident:
And here she is after the repairs:
Just find a reputable repair shop and your baby will come back as good as new. Good luck!!
Here's the damage from my accident:
And here she is after the repairs:
Just find a reputable repair shop and your baby will come back as good as new. Good luck!!
05-02-2007, 01:21 AM
#11
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Thanks everyone for the word sof encouragement. Couple of points:
1. My insurance is taking care of everything right now and will go after his insurance to reimburse them.
2. I have a claim number already. That was taken care of Sunday morning. Just had to wait for the auto body to open on Monday to have it towed.
3. I believe my biggest concern was damage to the engine and surrounding parts based on the impact and the forcing of everything being pushed to the rear of the car.
As far as the paint is concerned, I had a very reputable body shop tell once beforewhen I was having little knicj taken out of my rear bumber that all they could do was "match" the paint color and that they could not get the exact paint color that the manufacturer used. As a result there would be a slight difference in the color. They showed me that (unbeknowst to me) my rear bumber had been sanded and painted before at some point.
There was a very slight difference. It was a duller look. I explained that I didnt under any circumstances want a dull paint on my front end that didnt match the rest of the car. They assured me it is going to look fine.
We'll see. But overall..you all have reassured me! Thanks!
1. My insurance is taking care of everything right now and will go after his insurance to reimburse them.
2. I have a claim number already. That was taken care of Sunday morning. Just had to wait for the auto body to open on Monday to have it towed.
3. I believe my biggest concern was damage to the engine and surrounding parts based on the impact and the forcing of everything being pushed to the rear of the car.
As far as the paint is concerned, I had a very reputable body shop tell once beforewhen I was having little knicj taken out of my rear bumber that all they could do was "match" the paint color and that they could not get the exact paint color that the manufacturer used. As a result there would be a slight difference in the color. They showed me that (unbeknowst to me) my rear bumber had been sanded and painted before at some point.
There was a very slight difference. It was a duller look. I explained that I didnt under any circumstances want a dull paint on my front end that didnt match the rest of the car. They assured me it is going to look fine.
We'll see. But overall..you all have reassured me! Thanks!
05-02-2007, 06:52 AM
#14
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knoelle12,
Your main concern should be if there is any damange to the engine. It depends on how fast the teenager was driving and the force of impact. From the looks of it, I doubt you have to worry about your engine or transmission being damanged at all.
Things are usually worse than what they seem to be, besides the headaches, inconvenience and time, you will be ok since cars can be fixed and replaced. If you plan on driving the TL forever, then you shouldn't have to worry about trade in value. All cars depreciate regardless, and will only effect you if you plan on trading or getting rid of her before her time.
The accident obviously wasn't your fault so you definitely will be ok.
I am sorry to hear about this incident and hope everything works out for you.
Your main concern should be if there is any damange to the engine. It depends on how fast the teenager was driving and the force of impact. From the looks of it, I doubt you have to worry about your engine or transmission being damanged at all.
Things are usually worse than what they seem to be, besides the headaches, inconvenience and time, you will be ok since cars can be fixed and replaced. If you plan on driving the TL forever, then you shouldn't have to worry about trade in value. All cars depreciate regardless, and will only effect you if you plan on trading or getting rid of her before her time.
The accident obviously wasn't your fault so you definitely will be ok.
I am sorry to hear about this incident and hope everything works out for you.
05-02-2007, 08:11 AM
#15
06 Anthracite TL
Believe me when I tell you I would be pretty steamed if my car was hit as your was. Don't fret too much, as your insurance company will take care of it all, including going after the 17 year old's insurance company. He will be lucky if anyone insures him after this, or it will cost a hell of a lot of $$$ to do so. Lastly, all manufacturer paints have codes to them, so matching paint shouldn't really pose a problem (the only exception being pearl white colors, which can be hard to match). If your damage estimate was in the 6K range (and from the looks of the pic), it looks primarily like body damage, so I wouldn't worry too much.
05-02-2007, 09:10 AM
#16
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Another prime example of why insurance rates for under age 25 drivers are as exhorbitant as they are.
I had a similar situation with my ex-Honda, only the girl who hit me while I was parked was also arrested at the scene for DWI and DWD (drinking while driving) as she had open liquor in her car.
I had a similar situation with my ex-Honda, only the girl who hit me while I was parked was also arrested at the scene for DWI and DWD (drinking while driving) as she had open liquor in her car.
05-02-2007, 10:28 AM
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It looks like your frame in the front was shifted to the side (from the misaligned fenders). Make sure you aske for a test drive before you pick it up from the body shop and have someone follow you to see if the car tracks straight or crooked.
I have seen way too many cars where the body shop does a half ass job on frame work and just adjusts the steering wheel and alignment to work with the condition of the bent frame. This is even in expensive cars.
Last week I saw a MB 500SL that tracked very crooked on the road. It was a sad sight.
I have seen way too many cars where the body shop does a half ass job on frame work and just adjusts the steering wheel and alignment to work with the condition of the bent frame. This is even in expensive cars.
Last week I saw a MB 500SL that tracked very crooked on the road. It was a sad sight.
05-02-2007, 10:31 AM
#20
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Typically, dealers don't have their own inside body shops, but rather use outside independent body shops they have deals with.
For example, here in the NYC area, Benzel Busch and Lexus of Englewood use a large independent shop in the Bronx called Lofey's. These 2 dealers account for the vast majority of their work.
When Acura of Manhattan fucked up my roof the 1st time I went there for roof rattle issues thanks to the 'B' mechanic's dropping the sun roof panel on top of the car without a blanket, they had a shop on East 10th St they do business with repaint my entire roof.
For example, here in the NYC area, Benzel Busch and Lexus of Englewood use a large independent shop in the Bronx called Lofey's. These 2 dealers account for the vast majority of their work.
When Acura of Manhattan fucked up my roof the 1st time I went there for roof rattle issues thanks to the 'B' mechanic's dropping the sun roof panel on top of the car without a blanket, they had a shop on East 10th St they do business with repaint my entire roof.
05-02-2007, 10:56 AM
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Originally Posted by DMZ
Typically, dealers don't have their own inside body shops, but rather use outside independent body shops they have deals with.
For example, here in the NYC area, Benzel Busch and Lexus of Englewood use a large independent shop in the Bronx called Lofey's. These 2 dealers account for the vast majority of their work.
When Acura of Manhattan fucked up my roof the 1st time I went there for roof rattle issues thanks to the 'B' mechanic's dropping the sun roof panel on top of the car without a blanket, they had a shop on East 10th St they do business with repaint my entire roof.
For example, here in the NYC area, Benzel Busch and Lexus of Englewood use a large independent shop in the Bronx called Lofey's. These 2 dealers account for the vast majority of their work.
When Acura of Manhattan fucked up my roof the 1st time I went there for roof rattle issues thanks to the 'B' mechanic's dropping the sun roof panel on top of the car without a blanket, they had a shop on East 10th St they do business with repaint my entire roof.
Also, I would remove those headlights yourself and sell them! They look like they're in good shape and could fetch you $300 easy for the set -- assuming nothing is broken.
05-02-2007, 11:37 AM
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Well I asked the shop about the parts they would be using and they assured me that the would be using all NEW parts. Which is a Great thing. (is this the 07' facelift?)
They have already started the work. BUT what I will do is take the car to the dealership immediately to look over the mechanical work. If it is not right...its going back.
They have already started the work. BUT what I will do is take the car to the dealership immediately to look over the mechanical work. If it is not right...its going back.
05-02-2007, 11:38 AM
#23
Originally Posted by ankur914
Good call on having your insurance go after him....maybe you can have your insurance capture the diminished value of the car from his rinky dink insurance...i remember there was a post on AZ not too long ago where a dude got diminished value for his TL....
i was the guy with a TL who got the diminished value from the other person's insurance. basically what they will do is send out a private upraiser to upraise your car as if it were never in an accident and then one in an accident ... they will give u the difference of the two. I got 2100 dollars, but my TL was an 07 type s
good luck man ... sad to see another wrecked TL
05-02-2007, 12:06 PM
#24
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Originally Posted by knoelle12
Well I asked the shop about the parts they would be using and they assured me that the would be using all NEW parts. Which is a Great thing. (is this the 07' facelift?)
They have already started the work. BUT what I will do is take the car to the dealership immediately to look over the mechanical work. If it is not right...its going back.
They have already started the work. BUT what I will do is take the car to the dealership immediately to look over the mechanical work. If it is not right...its going back.
05-02-2007, 12:07 PM
#25
Originally Posted by knoelle12
You know and the funny thing about it is someone else just asked me today if his parents had even called to see if everything was okay. They probably dont even know about it. I am basically letting my insurance go after him. He had some rinky dink insurance.
I think I may need to make a call.
I think I may need to make a call.
Good luck and sorry for what happen. I would beat the crap out of the 17 yo.
05-02-2007, 12:21 PM
#26
Burning Brakes
Sry to see that... On the brighter side of things... you have a reason to put '07 front bumper and setup on your car now...
05-02-2007, 02:48 PM
#27
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Originally Posted by ua6spec
I would sue the parent of that 17yo kid.
Anyway, let your attorney handle it and let us know how things go. Good luck, man.
05-03-2007, 10:34 PM
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Well the latest is that they are targeting May 18th as the day I will get the car back. Man-o-man. Every time I see a TL on the street...I am like....Dayum dayum dayuuuumm!!! hahahaha!
I am cool though! I am not even mad about it at this point. Thanks to everyone who replied! You gave me some good insight.
I am cool though! I am not even mad about it at this point. Thanks to everyone who replied! You gave me some good insight.
05-04-2007, 07:50 AM
#30
Originally Posted by JD TL-S
Get A Lawyer! Sue Sue Sue
What are you going to sue for? Emotional Stress?
It's pretty clear that his insurance company will have to pay for the repairs, and they will have to pay diminished value. No one was in the car. What exactly do you think he can sue for? If he was in the car at the time there may be a possibility of suing for injury, but I can tell you even that will not be as easy as you think. Anyway it's irrelevant.
All they are required to do is fix it, and make up for the lose in value now that it will have a accident repair attached to it's vin from here on. By law that is all they are obligated to do. Trying for anything else will result in wasted money on his part in lawyer fees. The crazy lawsuits the media publicizes, are about 1 in 100 million. Unfortunately people think this is the norm, and can sue for whatever they want, when they want. In reality you can, but don't expect to win.
05-04-2007, 08:50 AM
#31
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Originally Posted by ankur914
Good call on having your insurance go after him....maybe you can have your insurance capture the diminished value of the car from his rinky dink insurance...i remember there was a post on AZ not too long ago where a dude got diminished value for his TL....
A very interesting article on Dimished Value........
http://www.statefarm.com/about/media...r/dimvalue.asp
05-04-2007, 11:40 AM
#32
Burning Brakes
Originally Posted by SteveP66
A very interesting article on Dimished Value........
http://www.statefarm.com/about/media...r/dimvalue.asp
LOL! 
But seriously,,it did have some good info in it, but I am totaly in disagreement about state farms claim about approved body shops...here's an article regarding thathttp://articles.moneycentral.msn.com...ntTellYou.aspx
05-04-2007, 12:24 PM
#33
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Originally Posted by ankur914
Yep...but its written by an insurance compnay so for me, its like LOL! But seriously,,it did have some good info in it, but I am totaly in disagreement about state farms claim about approved body shops...here's an article regarding that
http://articles.moneycentral.msn.com...ntTellYou.aspx
LOL! But seriously,,it did have some good info in it, but I am totaly in disagreement about state farms claim about approved body shops...here's an article regarding thathttp://articles.moneycentral.msn.com...ntTellYou.aspx
I didn't go through the entire article yet myself but I'm glad I'm in control when choosing a body shop - I would never go where the insurance company reccomends......
05-28-2007, 11:15 PM
#35
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Update! I JUST got my car back...
1. Took it to a pretty reputable shop. They did a good job up until they tried to put a universal part on the car (which I told them not to do) and the part did not work. they put the entire car back together and then realized....the part did not work. They had to take it completely apart again and order the part directly from Acura. hmmmmmm Set the delivery date back by a whole week.
2. Took the car out for a ride on the expressway today. i guess it still drives the same.
3. The dang fuel light is flashing and the car thinks it is on empty...... jeesh
1. Took it to a pretty reputable shop. They did a good job up until they tried to put a universal part on the car (which I told them not to do) and the part did not work. they put the entire car back together and then realized....the part did not work. They had to take it completely apart again and order the part directly from Acura. hmmmmmm Set the delivery date back by a whole week.
2. Took the car out for a ride on the expressway today. i guess it still drives the same.
3. The dang fuel light is flashing and the car thinks it is on empty...... jeesh
05-29-2007, 12:18 AM
#36
maybe i'm too over protective of my car, maybe i'm a bad person, or just a asshole.
but if was sitting in my car, i would have gotten out and lost it. when an 60 year old woman rear-ended me... i let her have it... good (verbally obviously). but like WTF, why should anybodys car be fcked up because some dumb ass doesnt know how to drive..
drivers test need to be a lil more stern and actually test peoples skills. if you cant drive, STAY OFF THE ROAD.
like 60% of accidents are caused by teenagers and old people...
but if was sitting in my car, i would have gotten out and lost it. when an 60 year old woman rear-ended me... i let her have it... good (verbally obviously). but like WTF, why should anybodys car be fcked up because some dumb ass doesnt know how to drive..
drivers test need to be a lil more stern and actually test peoples skills. if you cant drive, STAY OFF THE ROAD.
like 60% of accidents are caused by teenagers and old people...
)) j/k
05-29-2007, 12:23 AM
#38
Originally Posted by wilsel
YEAH waste your money!!!
What are you going to sue for? Emotional Stress?
It's pretty clear that his insurance company will have to pay for the repairs, and they will have to pay diminished value. No one was in the car. What exactly do you think he can sue for? If he was in the car at the time there may be a possibility of suing for injury, but I can tell you even that will not be as easy as you think. Anyway it's irrelevant.
All they are required to do is fix it, and make up for the lose in value now that it will have a accident repair attached to it's vin from here on. By law that is all they are obligated to do. Trying for anything else will result in wasted money on his part in lawyer fees. The crazy lawsuits the media publicizes, are about 1 in 100 million. Unfortunately people think this is the norm, and can sue for whatever they want, when they want. In reality you can, but don't expect to win.
What are you going to sue for? Emotional Stress?
It's pretty clear that his insurance company will have to pay for the repairs, and they will have to pay diminished value. No one was in the car. What exactly do you think he can sue for? If he was in the car at the time there may be a possibility of suing for injury, but I can tell you even that will not be as easy as you think. Anyway it's irrelevant.
All they are required to do is fix it, and make up for the lose in value now that it will have a accident repair attached to it's vin from here on. By law that is all they are obligated to do. Trying for anything else will result in wasted money on his part in lawyer fees. The crazy lawsuits the media publicizes, are about 1 in 100 million. Unfortunately people think this is the norm, and can sue for whatever they want, when they want. In reality you can, but don't expect to win.
im not out looking to get rich off the accident, but i want some money for the permanent damage done to the car and its VIN # . my car was 06 with less than 1k miles on it. and only 21 days old!!
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