Anyone know what the lease rates for December are for a 36 month lease and 42?

Thank You!

 

maybe this will help...

48 month 12k miles
$35,000
Credit score 700-720
$1000 down
= $530 month roughly

I'm pretty sure the residual factor was .50 for the above numbers

 

This is a quote i got after another which was 466 plus over 3Gs down. this is for 15k per year with navi

You can now lease a 2006 TL with Navigation for $455 x 32 months, with $0 downpayment! Compare that to the last quote (466 for 42 months, that's almost a year more!!)

Your fees total due at signing are your first monthly payment, Acquisition Fee of $595.00, and sales tax of $1308. There is no security deposit, or no downpayment!

The only additional charge would be DMV fees.

I'm looking for a better quote

 

That sounds impossible, whoever gave you that quote you need to jump on it, before they take it away.

Even on Acura offers they have with the highest credit 720+ 2006 TL 5spd non navi for $399/month for 36 months with $3894 due at signing

also yours has a due at signing of $2358

What dealer is offering you this so i can call them

 

Thank you all.
I got a quote for 06 with navi 0 down for (Selling Price 32600) 512 month with tax.
I get around the same price for a BMW 325i that costs 6 k more.
The money factor is killing the deal. Is there any other way to get a loan or somthing with low interst rate?

 

Yeah there is. Im a Finance Manager for a major import auto maker, and there is always ways around us! lol I will break it down for everyone...the REAL secret to leasing.

Negotiate the price...make sure that number is in the contract as the"net cap cost" or selling price of the vehicle

your "drive offs" are as such....depending on the state, you will have the following
1. registration and licence (in CA you also have an 8.75 tire fee)
2. aquisition fee that goes to the finance institute (Honda Finance or whoever)
3. Your first months payment (on all leases, first payment is due at time of delivery)
NOTE: Anything you pay above this should go only ONE place - Cap Reduction or principal (car value) reduction...similar to a down payment to reduce the amount financed. Any place else they put that extra down payment is going back into profit for the dealer, or into "extras" (extended warr, pre-paid maint., lojack, etc) that they say they are "throwing in" or "including" in your monthly payment. As I tell my customers..."NOTHING IS FOR FREE IN THIS WORLD"
4. The only "taxes" you should pay at the time of delivery will be sales tax on the down payment I mentioned above...thats it.

Also remember that the rsidual value can not be bargained, BUT the "money factor" can be. Money Factor is the bank rate or finance (rent) charges the bank gets from you to drive the car. A dealer can make as much as $2,000 extra on you just in finance charges that goes straight to profit.

You can shop around for a low money factor, just like shopping for the lowest % rate. If you have great credit, you should be able to get a factor in the .00200 - .00300 range....make sure you ask that every time you get a quote. If they will not give it to you, or they get wishy washy, tell them thank you and go else where.

A good price and what seems to be a good payment always seems to good to be true. The the guy said earlier...you are putting close to $3,000 down for no down payment deal.....a REAL no down payment deal in $0 out of pocket from the time you walk in, to the time you drive off. Then the dealer has to pay for the drive offs out of their pocket.