Insurance goes up - increased liability rating on TL
01-17-2008, 11:19 PM
#41
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Originally Posted by Soccer_playa1579
my parents bitch at me because of my high insurance.... i have no points on my license but 16 and a 2000 wdp tl I guess is high?? not really sure..
High, no. It's out-freaking-rageous!! I complain too. It's a lot of money.
'07 TL-S (commute vehicle) = ~$900 per year
'02 TL-S (pleasure vehicle w/inexperienced driver) = ~$2,200 per year.
That's AT LEAST a $1,300 premium for an inexperienced driver.
Do you parents a favor, get a job and throw in $50 or $100 per month toward your insurance. Seriously. They'll appreciate it and might end up tucking some of it away for you.
01-18-2008, 12:03 AM
#42
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im in Flushing, NY and pay about $594 every 6 months for my 2007 TLS and $480 for my wifes 2003 accord v6.....i work for the insurance co but dont get any special discounts 
oh and my car would of been less but i had an accident in 2006 with the 2002 tls i had, so i lost a percentage of the discount
oh and my car would of been less but i had an accident in 2006 with the 2002 tls i had, so i lost a percentage of the discount
01-18-2008, 04:32 PM
#44
'06 750Li Sapphire/Creme
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Originally Posted by Bearcat94
High, no. It's out-freaking-rageous!! I complain too. It's a lot of money.
'07 TL-S (commute vehicle) = ~$900 per year
'02 TL-S (pleasure vehicle w/inexperienced driver) = ~$2,200 per year.
That's AT LEAST a $1,300 premium for an inexperienced driver.
Do you parents a favor, get a job and throw in $50 or $100 per month toward your insurance. Seriously. They'll appreciate it and might end up tucking some of it away for you.
'07 TL-S (commute vehicle) = ~$900 per year
'02 TL-S (pleasure vehicle w/inexperienced driver) = ~$2,200 per year.
That's AT LEAST a $1,300 premium for an inexperienced driver.
Do you parents a favor, get a job and throw in $50 or $100 per month toward your insurance. Seriously. They'll appreciate it and might end up tucking some of it away for you.
01-19-2008, 12:40 AM
#45
Burning Brakes
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Originally Posted by ndabunka
$2,200/year for a 2002? The car itself is only worth about $8K, right? Why not simply self-insure/carry liability only and put the majority of that money into the kids account so that when he wrecks the first one, you already have a base of cash for the next one? My parents gave me a $600 "throw away" car when I turned 16. I never wrecked it and when I turned 18 I got a jeep and my younger brother got the 1970 Cutlass with the huge friggin engine in it to beat up on.
well i do work but i seem to spend it on gas rather than helping to pay for insurance.. being a full time college student at the age of 16 and working doesn't seem to balance out to well, but in the long run i technically am helping them by saving thousands on my associates..The school pays for all my books and tuition as a part of my program and i finish junior and senior year of high school at the same time as doing my associates =), and the school is 12 miles away from my house :/
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