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Old Apr 27, 2009 | 08:31 PM
  #1  
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Insurance

What insurance company do you guys use for your cars, I am shopping around for a new policy for the TL, just wondering if you guys have some tips to which company has the best prices.

Thanks
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Old Apr 27, 2009 | 08:46 PM
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look into AAA insurance
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Old Apr 27, 2009 | 08:54 PM
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grange gave me an awesome quote. car insurance and renters insurance for about 30 bucks less a month than anyone else.
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Old Apr 27, 2009 | 09:09 PM
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AAA is one of the known insurance you can buy these days. They usually give you a good deal and they have deals too lower like driver education, good grades (for students), college discounts, etc... You get the biggest discounts if you get Home Insurance and/or life insurance bundled. I know Home Insurance and Car Insurance will save you at least 50$ per month depending on your age and record. My insurance used to cost nearly $400 (3 cars, full coverage). I bundled it up with Home Insurance, it ended up going to $300.
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Old Apr 27, 2009 | 09:22 PM
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Yah right now with my brother we got 4 cars on full coverage, home insurance and the total annual policy comes out to $4,678. So not sure If I can get a better price, but I guess I will shop around
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Old Apr 27, 2009 | 09:27 PM
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USAA for me.
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Old Apr 27, 2009 | 09:35 PM
  #7  
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be careful with "shopping" for insurance, they will all do credit/insurance history checks, and I believe after 3 within 6 months, it will work negatively and lower your score
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Old Apr 27, 2009 | 09:53 PM
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Esurance FTW!!
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Old Apr 27, 2009 | 10:20 PM
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I use AAA
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Old Apr 27, 2009 | 10:23 PM
  #10  
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State Farm
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Old Apr 27, 2009 | 10:38 PM
  #11  
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AAA is one of the best.
I have Mercury becuase AAA is pretty expensive
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Old Apr 27, 2009 | 11:07 PM
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Yeah I might be switching soon. I have been with AAA for 10+ years now but the fiance wants me to switch to her company because its cheaper.
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Old Apr 27, 2009 | 11:41 PM
  #13  
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From: BK, ENY best place 2 b
nationwide.... full coverage on the TL liability on one of my old schools... $150.00/mth.... best deal i found

had geico, had hartford... both sucked IMO
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Old Apr 28, 2009 | 12:48 AM
  #14  
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Originally Posted by pbcmedia
nationwide.... full coverage on the TL liability on one of my old schools... $150.00/mth.... best deal i found

had geico, had hartford... both sucked IMO
I have progressive, I pay about 135 a month for two cars maximum coverage (.5 mil single limit, $250/$1000). The TL-S is actually a little more costly than the 06 BMW I had, which was about the same as a honda civic.

The rate varies greatly depending on your location, driving history, age etc. It's easier to just get quotes; when you do that don't give them your driver's license number or SS number. Just tell them your driving history etc. verbally.
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Old Apr 28, 2009 | 12:58 AM
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I have geico and i pay 1100 dollars for the year. This is with everything and the highest amount of coverage i could get through them.
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Old Apr 28, 2009 | 06:54 AM
  #16  
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Encompass Insurance, my wheels got stolen they came over the next day and signed a check on the spot. That was the fastest I have ever seen an insurance company work for me.
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Old Apr 28, 2009 | 07:06 AM
  #17  
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Originally Posted by phee
grange gave me an awesome quote. car insurance and renters insurance for about 30 bucks less a month than anyone else.
Grange gave me a horrible one. Well... compared to USAA that is.
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Old Apr 28, 2009 | 07:07 AM
  #18  
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Insurance rates vary too much from person to person. I'm a licensed agent although I don't deal specifically with home/auto. Just call a bunch of companies and find out who is the lowest. It also depends on what state you're in. FWIW in NC, Allstate was the lowest price I could find by a large margin.
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Old Apr 28, 2009 | 07:59 AM
  #19  
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my insurance co. just dropped me
so yes, I am looking for insurance too...I'll let you know if I find a good deal.
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Old Apr 28, 2009 | 05:13 PM
  #20  
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For the majority "progressive" has the lowest rates for drivers under 14 years of driving experience. Mercury insurance is cheap as well, but they take a bit longer to pay out.ussa is cheap but you have to have family in the military. State farm is very competative if you have a clean driving record for at leat 6 years.
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Old Apr 28, 2009 | 08:30 PM
  #21  
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lol progressive just quoted me $613 a month for full coverage. I'm 19 with 1 accident and 1 speeding ticket :/
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Old Apr 28, 2009 | 09:41 PM
  #22  
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i have full coverage through liberty mutual on all my cars and my wife's car too. my TL alone runs around $950 a year.
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Old Apr 28, 2009 | 10:18 PM
  #23  
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Originally Posted by linky33
USAA for me.
~50$ a month...full coverage 250$ deduct...
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Old Apr 29, 2009 | 09:14 AM
  #24  
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We have Allstate for our 3 cars and home. We've had just one claim about 1 year ago and we were happy with their service.

Before I met my wife I used to insure both my cars and renters' with State Farm. During my time with State farm I had two claims and again, I was happy with the service. Although we have no issues with Allstate, we recently decided to get quotes from the competition and State Farm came in the lowest, so we're planning to switch over next year.
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Old Apr 29, 2009 | 09:22 AM
  #25  
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Originally Posted by linky33
~50$ a month...full coverage 250$ deduct...
Damn that's cheap.

Mine is $80. And that's with the multi-car discount and the huge multi-product (banking, etc) discount. I get $1k in 'savings' per six months.
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Old Apr 29, 2009 | 09:40 AM
  #26  
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Allstate, only because agent is great.
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Old Apr 29, 2009 | 09:46 AM
  #27  
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cameron mutual insurance for me, 88 dollars a month, full coverage, 1 speeding ticket.. 250 deductible

my last car had hail damage bad, in 3 days i had a check in hand made out to me for 4500. cost 2500 to fix
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Old Apr 29, 2009 | 10:26 AM
  #28  
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I have used Progressive for 7 years now and I while I don't have any major complaints about them, it did take quite a while (almost two weeks) for my deductible to be reimbursed to me after another driver rear-ended my car at a traffic light in October 2007. This delay happened to a co-worker of mine, also.

I'm thinking about switching to Geico because for the amount I am spending now ($125/mo) I can add rental coverage, increase uninsured/under insured coverage, AND reduce my deductible from $500 to $200. I'm just unsure about how well they are with customer satisfaction when it comes to filing and paying claims.
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Old Apr 29, 2009 | 10:37 AM
  #29  
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Originally Posted by TheChamp531
lol progressive just quoted me $613 a month for full coverage. I'm 19 with 1 accident and 1 speeding ticket :/
i remember beign that age and trying to get full coverage on my old integra... lol it was in the 4 or 500 range too.

AAA full coverage here about $70/month... multi-policy multi car discount...
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Old Apr 29, 2009 | 10:44 AM
  #30  
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Erie
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Old Apr 29, 2009 | 12:44 PM
  #31  
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Originally Posted by CocheseUGA
Damn that's cheap.

Mine is $80. And that's with the multi-car discount and the huge multi-product (banking, etc) discount. I get $1k in 'savings' per six months.
Yeah I have banking and all that jazz too. I couldn't be happier. I've had them since '95 I believe.
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Old Apr 29, 2009 | 08:35 PM
  #32  
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Originally Posted by JETSPD1477
i remember beign that age and trying to get full coverage on my old integra... lol it was in the 4 or 500 range too.

AAA full coverage here about $70/month... multi-policy multi car discount...
70$ a month when you were 19?
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Old Apr 29, 2009 | 08:52 PM
  #33  
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i have esurance and im 20. i pay 915.90 (6 months)...
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Old Apr 29, 2009 | 09:12 PM
  #34  
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I have Nationwide and been happy with them. My wife and I pay $95 a month for a 4Runner and Altima. I know I don't have a TL yet but have been looking!!!
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Old Apr 29, 2009 | 09:23 PM
  #35  
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Just switched from Geico to State Farm. They were 15% cheaper for the same coverage.
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Old Apr 29, 2009 | 09:59 PM
  #36  
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AIG for me: $481 for 6 months

with 500k bodily injury liability / 100k property damage / 300k bodily injury uninsured with $500 deductible comprehensive and $1000 ded. collision. Car Rental is 25/day with 750 max. It's important to compare coverages because there are a lot of variables in coverage. No accidents or tickets (knock on wood).
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Old Apr 29, 2009 | 11:59 PM
  #37  
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Originally Posted by LaCostaRacer
AIG for me: $481 for 6 months

with 500k bodily injury liability / 100k property damage / 300k bodily injury uninsured with $500 deductible comprehensive and $1000 ded. collision. Car Rental is 25/day with 750 max. It's important to compare coverages because there are a lot of variables in coverage. No accidents or tickets (knock on wood).
I guess just got a good deal guys!

Take a look.

Liability 100/300/100
Medical 5000
Uninsured 100/300
Deductible Collision 1000
Deductible Other than Collision 250
Rental 30/Day with 900 Max

1,129 for 12 months (1 year)

BTW, mine is a 07 TL-S.
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Old Apr 30, 2009 | 08:19 AM
  #38  
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Originally Posted by georgegiorgio
I guess just got a good deal guys!

Take a look.

Liability 100/300/100
Medical 5000
Uninsured 100/300
Deductible Collision 1000
Deductible Other than Collision 250
Rental 30/Day with 900 Max

1,129 for 12 months (1 year)

BTW, mine is a 07 TL-S.

you're 31... I'm surprised yours is still that high. Guess it depends on where you live and how many tickets / accidents you've been in.
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Old Apr 30, 2009 | 10:53 AM
  #39  
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Originally Posted by linky33
you're 31... I'm surprised yours is still that high. Guess it depends on where you live and how many tickets / accidents you've been in.
Well, I don't have any accident nor tickets...

It's just that I've just moved to the States about 2 years ago...
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Old Apr 30, 2009 | 06:00 PM
  #40  
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Originally Posted by linky33
~50$ a month...full coverage 250$ deduct...
I'm also going through USAA, btw only available to people in the Military...or who have family in military.

I pay $102 a month full coverage, i'm 27 never had a ticket, and i drive less than 5k miles a year and have $500 dollar deductable. I don't know how you get $50 with a 250 deductible hahah.

Must have some super low coverages.

I do think the $102 i pay every month is a little much, i would be fine with 80 a month but i like to have high coverages in case (god forbid) i hurt someone bad and they come after my money.
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