How much do you pay for insurance on the TL?
 

whats up guys my renewal came up iv been with AAA for 5+ years this is actually my first payment with the tl and i think i am getting raped..

age 25
CBP! tls
insurance company AAA
coverage Full
price 2681 2617 after my dividends lol :cry:
points on record 1 bad day in the mr2

Dammm OP!
i'm 24 and got full coverage from Geico and it's only about 94 per month for me! And I have 2 speeding tickets over the last 4 years.

Me and my wife pay 113 a month both full coverage we have 1 speeding ticket for 25 over and 2 crashes (both were totaled). She is 22 and I'm 23, I have my 04 6spd tl she has her 05 Volvo s40 t5 fwd. We have esurence and have been with them for about 3 yrs.

Insurance is similar, states are different, areas within a state differ, and not only selected coverage differs between individuals, but the limits make a world of difference.

As an example in Jersey, the Basic mandatory coverage:
Bodily Injury Liability-None
Property Damage Liability-$5,000 per accident
Personal Injury protection-$15,000 per person, per accident
Uninsured/Underinsured Motorist-None
Comprehensive-None
Collision-None

This could probably be had for about $500/year, but if one were to elect the “No threshold”, add a million dollar limit along with the addition of Comp and Collision as I have, the cost rises rapidly. One must compare policies to guarantee exact coverage as the full coverage critera in meaningless without listing all the bells an whistles.

Doesn’t hurt to call various companies to receive a quote, but make certain each company is supplying a quote for the exact same coverage that you’re requesting.

24 yrs old no points or tickets within 7 years. $60/month, maximum liability only, uninsured motorist and personal injury. we will see what happens when i turn 25 in 4 months it dropped a little for this 6 months hopefully more for the next

I'm 30. No points on my license.

Company: NJ manufacturer's ( the best you can get in jersey)
2006 TL 6spd -
$682 a year full coverage

Geico. 2007 TL-S, age 29. About $47/month for 100,000/300,000. (Does any one know if TL-S and TL rates are different? I'm curious!)

Kind of depressed, when I "added" to my Corolla plan it was only $39/month extra. I had no idea when I dropped the Corolla (sold it) the rate for the TL-S would jump up to $47

Never busted by police before

Wow that is awesome rate. Mine is super high, probably given where I live (NYC).

Age: 24
Insurance: Geico, full coverage
No tickets/points
$216 monthly

I'm 18, my mom and dad are drivers, we have my TL (full), mom's Suburban (full), and my dad's 2 S10s. (not full). It's close to $600 a month. When I drove the S10 and then TL wasn't on the policy it was $350. [Yes, adding the TL made it go up $250 more per month.]

Edit: Insurance through Progressive, my dad has a few tickets and I got one but went through the online stuff to keep the points off my license.

Pay about an even $100/month w/ USAA for two vehicles, '06 TL, '02 Sienna, comprehensive/collision on both, $100k/$300k, $500 deductible. Rental reimbursement, towing, yadda yadda. I live in a little town in Utah where I think the most severe crime was some kids egging a house or something. My wife thinks I'm a little paranoid that I'm always locking doors and windows. Grew up in socal. Old habits die hard.

I do think the TL_S prices are different for the fact they people steal the rims.

I have Progressive been there for 2 years.
i'm 30 n have my gf on there also she is 25
TL-S full with 0$ Glass n have a 01 nissan pathfinder full ..paid 849 6 month

Of course, multi-car discount.. But I have never understood this anyways.. So you have liability only, you are the sole driver(assumption) and you have two cars insured, shouldn't the rate be basically the same? You can only drive one car at a time and thus only have one wreck at a time, so why would the price almost double for two cars..
I suppose you could go ram someone with one car and than walk home and ram someone with the other car.. In that case would your limits be independent of each vehicle? If not, might as well just have two policies

1200 every 6 months :(... I hate NJ

Official word is that it is to cover the chance that I might wreck one car into the other in the parking lot! But I told them -- I swear I parked them at opposite ends of the apartment complex parking lot! I never let them come close to each other to mitigate this risk and primal urge to smash them together!

Oh well, sigh, the extra $60 I spent insuring the Corolla 2 extra months was waaaaay less than the $ I would have lost if I traded it in instead of selling it myself!

Yeah, but even if you do wreck into the other car it makes no difference, because you only have liability so thus the hit car would be covered but not the "hitter".. This stupid logic is the sole reason I don't have a pickup truck, which I would use 1-2 times a month as needed.

Im 24 & live in NY. I have had a totaled vehicle and a speeding ticket in my past :/


I have full coverage, rental, emergency roadside on my '06 Acura TL w/ Geico & I pay about $85/month. Not bad at all considering alot of people are older on these boards in more rural areas and are paying more for insurance!

wow dude, change your insurer and save some $. The coverage is all the same no matter what company you use, by LAW!

I'm lucky enough to be almost completely ignorant about insurance cause my parents have covered me most of my life. In my case I guess I actually have comprehensive, -- since I have a big loan on the TL-S and all I think it is required.

Can anybody top my $535 a month?

Where do you live?

I pay about $1400 a year for the TL and a 2003 Pathfinder. Both fully covered. $100k/$300k, $500 deductible for Collision and $100 deductible for Comprehensive. I'm 36, my wife is older, no accidents or moving violations in a couple years. Mine is a tad bit higher because of how many miles I drive a year.

26 years old, 1 point, full coverage, $500 deductible, i pay $135 a month state farm.

I live in FL, I posted earlier (Post #9), that's with my parents, 4 cars, 2 full coverage, $500 deduct. Progressive.

Im 21 from ny usujng geicoand paying 160 for full coverage with 4 points

I'm 21, have a 5 points on my license (In virginia +5 is the best you can get)

I have....
1 no seatbelt ticket
1 improper driving ticket
1 speeding ticket
1 disregard highway sign ticket

Those were all at least over 1 year ago^

I pay $505 with Allstate full coverage (comprehensive and collision, 500$ Deductible), 6 months....BUT that's because my dad is a co-owner on my car and we "share" it....but really its mine ;)

And we get a discount for having our home insurance with Allstate as well....Or something like that lol

mine is $75 Cnd per month with Gold policy

6-month priemum is about $500 for full coverage with USAA. Might be different if I didn't get a massive speeding ticket 6 months back.

Ah well you have great rates especially with those high limits, but I have actually added a second car and it basically double so the argument still applies even if liability only, maybe I should try another company.

6 month premium with 21st Century is $940 - $1,000 deductible.... Gonna change the deductible on next term... hope it doesn't go up too much :tomato:

I was paying 147 when I was living in Queens.
Moved to PA a few months ago...im paying 504 annually. and thats full coverage on my TL and S4

Most people when they first get insurance on their own it tends to be higher but the longer you have insurance it will go down. Granted a lot of factors come into play but you get the idea.

i pay 120/monthly with 500 deductible with state farm

my 6 month premium is 580, no points, $500 deductible. I'm with Farmer's insurance.

That's for my type-s, which is odd because for some reason, my '05 cost me about $660 for the 6 month premium - not sure how that costs more than a type-s but... :shrug:

Progressive, 6 months for $460 full coverage with $500 deductible and not sure what property values are.

I'm on my grandmother's insurance as a secondary driver, I pay her about 90 a month.
I have a 250 deductible, full comp. coverage, I think it's a 100/300/100 policy.

age 30
ASM 2007 TL-S
insurance company State Farm
coverage Full
$50/month ($600/year), but there's discounts due to multi-car discounts and my home-owner insurance is with them also.

24 years old, $1937/yr with AAA.

Expecting a fairly significant decrease due to the change in mileage (avg under 10k/yr) when it's time for renewal later this year. Comprehensive coverage w/ uninsured motorist and some discounts. I'm expecting ~1500.

I must be paying the most lol.

22 yrs old
Geico
4 points
1700 for 6 months. Full coverage and 500 deductible.
My parents don't drive anymore, so i dont have the multi car discount like i did a year ago. ..

come to think of it. My parents don't even drive anymore and i might be able to get it cheaper since they shouldn't be on the policy because they aren't drivers of the car lol.. on to the 15 min call i go!!

2008 KBP TLS. Statefarm, $1806cdn a year ~$150 a month, full coverage, $500 deductible, $2 mill liability. 30 years old, clean record for 14 years.

age 36
Vehicle: 2004 TL 6MT
insurance company: Citizens
coverage: Full: 300/500/
price: $97/mo
No points
Area: Detroit (No-fault)

48 years old. Before I put my 16 year old son on the policy I was paying $180 a month for 3 vehicles: 2003 Chevy Avalanche, 2004 Jeep Liberty and 2006 Chrsyler 300C AWD. When I added him and traded the Jeep in for the 2006 TL it went up $70 a month (all of that was him). The TL costs me $450 a year, $1,000 deductible, high limits, 2 moving violations in the last 2 years. When he eventually gets his own car his rate will double to @$1,500 a year (still not that bad).

More for type-s because of the wheels being stolen? Who the **** want's waffles anyways! LOL

I think mine is $120 a month. 28, no points, full coverage for an 04 6spd.

wow @ some of these rates in NJ.

NJ Manufacturers
Full coverage on 2008 TLS auto and 1993.5 Supra turbo 6 speed
$1500 / year total for both cars
male, 35, clean license

I'd assume that is with the threshold option. If one were to elect the no threshold option here in Jersey, similar to the tort option in PA, the policy would be double.
With a threshold policy, you cannot institute the normal lawsuit for pain and suffering.


As I stated before, Jersey policies differ in that there is a no threshold option that probably 99% of the people aren't aware of, or even want, because of the higher cost. I have a million dollar limit, no threshold, 3 cars 2 drivers, no accidents, no tickets and pay $3700 per year. The daughter and her husband have 2 cars and pay $3400, but just dropped the no threshold and the policy is now $1840/year.

i hate all of u. i have no points n my lic n record is clean up to date n im over 25 i pay $201 full coverage...:banana:

I am 25, have Progressive and pay $58.35 per month for full coverage. Mines getting old though and it is just a base 6 speed. Is the TL considered a sport sedan?

200month , 100/300, 1k deductible, full covered + a few other features

because u live in nyc :thumbsup:

So my girl and i have an 04 TL and a 05 TL, both 6spd. I am 28 and she is 23. We have allstate and been with them for about 2 years. We pay $185 a month for both cars. Full Coverage, $250 Deductable, Glass, Rental. We both have clean records

I'm paying 70.00 a month combined for a 2012 camry and the TL, both are full-coverage w/erie insurance. (Age 32)

Tl alone would be around 35/mth...

so cheap in the states, had this talk in regions with other people in my city, we all pay more than the lowest one here... lol

25 years old, 0 point, full coverage, $1000 deductible, minnesota
I pay $436 for 6 months.

24 years old, $360 6 months, $1,000 deductible collision/$250 deductible comprehensive - 0 points :thumbsup:

31 years old full coverage (100k / 300k / 50k) insurance on two cars the 2006 TL and a 2008 Audi S4 and i pay 800 every 6 months.

no points on license right now but made a mistake and got a DUI a few years back and had a bunch of tickets before that.

I'm 21 and I pay about 170 a month my neon is still considering on storage haven't gotten around to selling it yet. I also have discounts for multiple cars and renters insurance and what not though.

Odd part is I lost my license back in May of last year for 2 months (long story short it was bullshit) I figured it would be high risk or way higher.

I have never had a speeding ticket though I've heard thats all insurance companies care about.

And i thought i was over paying... I'm 20 and i pay about 1100 for a 6 month premium with USAA . Considering my age i suppose that's not too bad at all.
Full coverage and 250 deductible.

Well I have two cars on my policy from Progressive and not including the $88 discount I get for paying in full, I pay the following for a 6 month policy

$382 for full coverage on my 05 TL
$154 for liability on the 06 Corolla

with the $88.00 paid in full discount, I pay $448 every 6 months.


$100,000/$300,000/$50,000
$500 deductible, $250 uninsured deductible

35 years old, married, no points, or at fault accidents.


I decided to check out SafeAuto for kicks and can you believe these guys wanted to charge me over $1200 every six months for the bare minimum coverage (less coverage then I have now)? I can't believe they advertise "we keep you legal FOR LESS"; false advertisement. :whyme: