how much do you pay?
Racer
Joined: Jul 2007
Posts: 358
Likes: 3
From: Silver Spring, MD
Full coverage
100/200/100
250 ded. com
500 ded. col.
Uninsured cover as same as above.
Tow+car loan+$10,000 Medical
$752/ 6months
me and my wife in same policy. i am clean from tickets and accidents. my wife got 1 at-fault accident.
100/200/100
250 ded. com
500 ded. col.
Uninsured cover as same as above.
Tow+car loan+$10,000 Medical
$752/ 6months
me and my wife in same policy. i am clean from tickets and accidents. my wife got 1 at-fault accident.
AZ Community Team
Joined: May 2007
Posts: 32,488
Likes: 7,771
From: N35°03'16.75", W 080°51'0.9"
432 a month!?!?!? GAH!
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Looking for new mods
Joined: Jul 2007
Posts: 1,170
Likes: 16
From: Bronx, NY
Originally Posted by Crazyace718
Just started my policy, $174 a month for full coverage. I live in New York, have less than 2 years driving experience, and have an accident under my belt.
Looking for new mods
Joined: Jul 2007
Posts: 1,170
Likes: 16
From: Bronx, NY
Originally Posted by Crazyace718
unitrin I hooked up with them through a broker.
$930/ 6 Months = $155 / Month
In TX insurance companies like to rape us. Plus I'm one year younger than age 25 which is when they consider you 'more responsible adult (whatever)' so then the rate will drop.
In TX insurance companies like to rape us. Plus I'm one year younger than age 25 which is when they consider you 'more responsible adult (whatever)' so then the rate will drop.
Intermediate
Joined: Dec 2007
Posts: 40
Likes: 0
From: Atlanta
Insurance Cost
Guys this is a very tough number to discuss generically especially if you are unmarried and under 30. I pay 1400.00 per year for both of my vehicles. 2008 TL, 2003 Mountaineer. Full coverage with an umbrella policy of 2,000,000 cap.
I live in Atlanta. I have a $250.00 deductible, rental coverage. You really cant get more coverage then what I have.
The PROS- I am married, over 35, no tickets on record for 7 years, and TL isnt considered a sport car. I own a home. All my insurance is with 1 company. That being Amica. They are AAA rated and it is a mutual company meaning the customers are the owners and enjoy the dividends in the form of lower rates, and free months of coverage. I only pay insurance 9 months out of the year.
This all benefits me tremendously. I dont pay much as you can see.
If you are under 30, unmarried, dont own a home you are considered much higher risk and your rates will be much higher.
The variables are the model car, obviously we're talking TL's, the year of the vehicle, driving record, location, addons (alarm, garage, airbags, etc) and of course the insurance company. There is an old saying that you get what you pay for. You pay a little more for State Farm, Amica, Allstate but you do have a little more reliability behind you.
JMHO
I live in Atlanta. I have a $250.00 deductible, rental coverage. You really cant get more coverage then what I have.
The PROS- I am married, over 35, no tickets on record for 7 years, and TL isnt considered a sport car. I own a home. All my insurance is with 1 company. That being Amica. They are AAA rated and it is a mutual company meaning the customers are the owners and enjoy the dividends in the form of lower rates, and free months of coverage. I only pay insurance 9 months out of the year.
This all benefits me tremendously. I dont pay much as you can see.
If you are under 30, unmarried, dont own a home you are considered much higher risk and your rates will be much higher.
The variables are the model car, obviously we're talking TL's, the year of the vehicle, driving record, location, addons (alarm, garage, airbags, etc) and of course the insurance company. There is an old saying that you get what you pay for. You pay a little more for State Farm, Amica, Allstate but you do have a little more reliability behind you.
JMHO
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