Would you trade your TL 06 for an RL 06?

Cliff Notes:
My "racing cl" wrecked
Got a "clean cl" stolen
Bought a new TL
Had a kid
Now the Tl has 31K on it that I am ahead on
I can get a 06 RL, same milage, for the same payment as my TL by extending the term


Would you do it?

This crosses several topics but I thought I would start here.

 

Your better off doing this in Car Talk. Since we can't move threads there, please feel free to repost. Thanks.

P.S. I'm sure neuronbob can definately give you some good advice as he did the switch. Good luck.