Oh and one more thing. By this time, I would think, if you are lucky or unlucky, you probably have some large dings on your bumper either due to an accident or others cars bumping into you while you were away. (obviously, this is a Los Angeles metro thing.... i'm sure people are nicer in other parts of the country)

 

You might need to call around for different insurance company.

I was following a city trash truck on the hwy and the truck hit hit a dip on the hwy and part of its load of roofing nails from a construction site peppered my 06 TSX in 2013. USAA repaired the damage and reapplied my 3M clear bra afterwards. My son had a low speed front end fender/bender in his 06 TSX back in 2014. The hood, side fenders, and bumper needed to be replaced. The USAA adjuster included re-applying the 3M clear bra I had on the front end after the repair. The clear bra was a custom fit job because of the A-spec front lip.