Hit & Run Question?!
#1
Drifting
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Join Date: Jun 2012
Location: City of Champs, MA
Age: 33
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![Angry](https://acurazine.com/forums/images/icons/icon8.gif)
So as usual, I parked at least 10 spaces away from everyone in the parking lot at work last night...just to be on the safe side.
As I'm getting ready to leave.... walking towards my car.... I see a white smudge on the left corner of my rear bumper.
OH NOSSSSSSSSSS
Some of it looks like it can be buffed out, but there are places where the paint has been scraped off and it looks unrepairable (without repaintz).![Annoyed](https://acurazine.com/forums/images/smilies/annoyed.gif)
Since it's not a lot of damage, is it worth filing a claim with my insurance company? Will my payments go up if I file a claim? Should I key every white car in the parking lot?
Decisions, decisions.
![Rant](https://acurazine.com/forums/images/smilies/rant.gif)
I know
![Pics](https://acurazine.com/forums/images/smilies/pics.gif)
I will snap some on my lunch break later.
As I'm getting ready to leave.... walking towards my car.... I see a white smudge on the left corner of my rear bumper.
![Why Me](https://acurazine.com/forums/images/smilies/whyme.gif)
Some of it looks like it can be buffed out, but there are places where the paint has been scraped off and it looks unrepairable (without repaintz).
![Annoyed](https://acurazine.com/forums/images/smilies/annoyed.gif)
Since it's not a lot of damage, is it worth filing a claim with my insurance company? Will my payments go up if I file a claim? Should I key every white car in the parking lot?
Decisions, decisions.
![:O](https://acurazine.com/forums/images/smilies/embarrassment.gif)
![Rant](https://acurazine.com/forums/images/smilies/rant.gif)
I know
![Pics](https://acurazine.com/forums/images/smilies/pics.gif)
I will snap some on my lunch break later.
#4
7# werC 2uoYeeS
iTrader: (1)
i would get an opinion from a trusted mechanic on how to fix that area. if the cost is higher than your deductible, depending on how much higher, you may want to go through your insurance. if it's less, then no. had the same shit happen to me but in my front driver side fender. paid out of my pocket cuz my body guy quoted me less than my deductible.
#5
Drifting
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But what if I wanted an aero bumper. ![Ninja](https://acurazine.com/forums/images/smilies/ninja.gif)
The paint on my rear bumper is dull anyways.
Seems as if it were repainted before, but with spray cans.![:O](https://acurazine.com/forums/images/smilies/embarrassment.gif)
I'll see what I can fucking do. Fuck.
Hopefully there's a body shop that can quote me $500 to repaint that corner.
![Ninja](https://acurazine.com/forums/images/smilies/ninja.gif)
The paint on my rear bumper is dull anyways.
Seems as if it were repainted before, but with spray cans.
![:O](https://acurazine.com/forums/images/smilies/embarrassment.gif)
I'll see what I can fucking do. Fuck.
Hopefully there's a body shop that can quote me $500 to repaint that corner.
![rofl](https://acurazine.com/forums/images/smilies/rofl.gif)
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ed_423 (08-03-2012)
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#9
this is the hit and run i woke up to two days ago...i know my neighbor backed into it, but they wont admit to it...
I got an estimate for $3000 today with new OEM parts.
I got an estimate for $3000 today with new OEM parts.
![](https://sphotos-b.xx.fbcdn.net/hphotos-ash3/551107_10151147722556145_1449913231_n.jpg)
#10
Bad Karma
I will recommend that you do not make an insurance claim for a small paint issue. The insurance company can drop you and the damage is probably less that your deductable.
Also - don't key anybody's car - it's bad Karma.
Also - don't key anybody's car - it's bad Karma.
#13
That requires a respray.
Ask yourself this - what would keep anyone from reporting any single car accident as a hit and run?
Some insurance companies will allow you a minor claim like this without affecting your premiums but it depends on the company.
#14
Drifting
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I am currently insured through Geico. This will be my first claim ever with them, that is why I am asking for advice. Is it worth reporting? Or should I just pay out of pocket? I'm going to call them now and see what my deductible is.
#17
Your Friendly Canadian
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If I were you, I would try my luck with polish and touch-up paint first. If you can make much of it disappear, maybe the repaint won't be worth it
![Dunno](https://acurazine.com/forums/images/smilies/dunno.gif)
#20
I'd say pay out of pocket unless the uninsured motorist coverage in MA is no fault and has a lower deductible. I suspect you'll have to file a police report though.
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