VITEK

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Hey folks im just wondering what are the prices for insurance all you TYPE S'ers Pay for the cars let me get your ages and the Insurance you pay, and this is assuming you all are still making payments. and for the record ill start off with mine...... 2002 Type s Insurance is 487 a month and i got a ticket 3 months ago and waiting for the increase... oh and i am 20

Moosh

Wow. I have 2004 TL Auto. Full insurance with a $1000 deductible. I am the primary name on the car and my mom is secondary. I put myself on her State Farm Insurance, costs I think $190 a month. I am 21 years old.

geminisdc

WOW I pay 634 every 6 months no ticket no accidents some sort of good student discount . I am 24

AcetypeS

let me guys know who you guys have INS with and i might be able to specially if you guys don't have GEICO. i work for them so i know some loops around the game

03SSMTL-S

state farm, no tickets in a while, 26, $78 a month full coverage 500 deductable

MikePA

You have to define 'full' coverage. A number of companies allow you to chose different coverage levels.

03SSMTL-S

i can drive into a wall pay 500 and get it fixed or lose 500 on payoff.

Spazz

2003 tl-S, 22 yrs old and i pay close to $8k a year.

VITEK

what. how you all have such low ins well then again im 20 i am a male and i also have 8 points on my license two tickets one accident, and the accident was not my fault and no points were added for that but just had to add that in

Spazz

Hay VITEK this car is expensive to insure, i would not be surprised if alot of people did not insure it.

bkzjimmy

type-s is different from the tlp????

2003TL-S

$475 every 6months through State Farm $1000 deductible and I even had a 30mph over ticket a while back

progz

$413/6 months for my 99TL. I'm 35 no tickets (got speeding tick but went to driving school), multi car discount and my insurance is full coverage $100K/$300K with $250 deductible thru AMEX (c/o Costco Insurance). I got a quote from Geico and AAA and they are way too expensive.

etxxz

i'm blown away by such a statement



(99TL) i also have a 1986 corolla (yes the famous ae86!) and pay 52.60/mo for it!! but i guess it doesnt count as a type-S

fpique

22, 21st century and pay $285 a month for full coverage with a $500 deductable

In California you need insurance or you get a 1000 ticket

VITEK

Damn is there anyone who pays as much as me??? cause i am feelin like i want to get rid of my car because of the insurance. like my car payment and insurance alone is damn there 900 bucks!!! and i want to put my money toward rims screens and shit but im too broke. im payin for college and all that money from work is disapearing i got people i dont even know sayin "you owe me money" but thats a part of life!!! and i have Usaa all you military folks know what that is and they have reall good prices. and the apr on my car loan is 5% so i guess i jsut need to slow my ass down but anyway CONTINUE ON FOLKS!!!!!!!!

03CoupeV6

You should probably get rid of the TL-S until insurance goes down, get something cheap! You're most likely never going to see any of that money you're putting in, and you could be doing other things with it.

progz

[QUOTE=VITEK487 a month and i got a ticket 3 months ago and waiting for the increase... oh and i am 20[/QUOTE]

Vitek...is it 487/month or 487/6 months. If this is per month, you should get rid of the TLS and buy a new car. I'm paying $415/month for my 03 Ody. With 487/month, you can get a $40K car with a descent APR

IndyTypeS

2002 TL-S, $675 a year, 31 years old, full coverage/max. liability & $500 deductible. No tickets since I was 21 and never an accident. Erie Insurance through a local insurance broker.

I did look into moving to the Bay Area (Santa Clara) for my job a couple months ago and my insurance would have doubled, so I'm thinking Indiana is the place to be for auto insurance...but that's about it.

Mike_McCready

I pay 1k a year, as a 17 year old. But I'm still a second driver technically

progz

Great Deal Mike! Is this full coverage ?

Mrjiggyfly920

2002 Tl $150 Month W/ Full Coverage $500 Deductabile 20 Yrs Old

NFSTL

Same here. I have a 500 deductible. 05 tl. married no tickets/accidents. w/21st. century. The great thing is... if someone in your family has a 21st century policy, they are added as a non something or other driver are covered. I'm 22.

samkws

in Toronto i am paying about 2500 a full year, and i am not the first driver and clean record

in big cities everyone pays more

and this is already a lower quote, i got quoted double for a G35 coupe, with almost 5000 a yr

even a civic costs 500 more a yr than my TL

CBRTLS47

i am 17 i have a 02 type s. pay 161 a month and have one accident and one speeding ticket. Thats for 1000 dect and full coverage. have american family and a good student disc.

99 SSM TL

Be advised ( I read the fine print): In Canada ( and I suspect we lag a bit behind the states as far as company policy goes) you are not permitted to mod your car with many Insurance companies now. The fine print says you must tell them. After which they will only be too happy to cancel your policy.

Don't tell? = Simple, they won't pay (especially injury damages that you or the other driver suffered)

They all suck socks if you ask me - the best scam going. You pay them faithfully and they pay out the small things (new car, etc.) but if U or Other driver is a quadrapalgic as a result of accident and can't work (rem: no income & lots of bills) they pay you for a little while - then simply cut you off. As I recall, the odds are only 2 out 10 such cases will have the financial support of family members to file a law suit - which doesn't get settled for years down the road and after your family has bankrupt themselves in legal fees. They settle for cents on the dollar minutes before the trial -Its still cheaper for them.

So take your chances and mod away -but if someone you care about is in your car - drive supersafe.

Hondaguy1980

I pay about 575 every 6 months for full coverage. $500 deductable. I have a 2002 Type S, and I am 24. My coverage is pretty good, I don't have the insurance papers in front of me, but It is NOT the state minimum.

goobernutz1111

I just purchased a 2003 TL-S yesterday in Dallas, TX and got comprehensive coverage (500 deductible and 50/100/50 collision which is twice the state minimum) with Unitrin Ins. Co. on it. I am 35.
I am paying $715 a year. No tickets or accidents on driving record.

rozslvk

I have state farm, and pay $300. 00 for six months full coverage on an 02 TL- S .
I am an 51 live in the burbs (solon) low mileage, no claims, no tickets, second car on policy, and have the house on the same. In Ohio State farm lowers the premium when you are accident, and ticket free. Hope to stay that way....

Mike_McCready

Yeah it's full. I'm makin out like a bandit!

SHINY TL-13

2000 TLp full coverage through Liberty Mutual
-24 years old
-$69 monthly
-$500 deductable

***EL*MAFIOSO***

Well, since I work for an insurance company (no, not an agency, an actual insurance company! 3rd largest in the U.S. btw), I can tell you that one person's price is never going to be the exact same as another's. There are way too many different factors that affect your premium, thousands. Plus, the average person doesn't have a clue what all those coverages and technical terms mean, so chances are you really can't have any idea what they're paying or which exact coverages they have unless you actually look at the declaration page. So, I've decided that since I'm at work anyway, I will provide my insurance expertise to any of my fellow TLers that ask me anything about insurance (no, not quotes, just answer insurance questions). Live online insurance services, free of charge ! No, I'm really not kidding. But anyway, for your entertainment:

Single Male in my 20's
Liability above state minimum
Comprehensive with $0 deductibe (yup, that's right, NO deductibe! )
Additional Custom Parts & Equipment
Roadside Assistance
Few tickets, no accidents
21st Century (funny thing is I work for their major competitor)
$1250 every 6 months (which means $2500/year )

...and, yes, they make bank and 99% of the population will never get that money back.

03CoupeV6

That should always be true - because even if no one you care about is in your car, lots of other people are carrying ones they care about. Same principle applies.

bkzjimmy

im 26 with a poconos license (really live in brooklyn)
with 2 claims (stolen headlights once in brooklyn the other time it was in brooklyn and i drove all the way to the poconos without lights and said it happened there!)
2 speeding tickets (one i was doing 41 over the limit 96 in a 55)
and i have a 00tlp w/o navi...nbp w/ebony--fully covered and i pay
213/month
1278/6 months
2556/year
and im with allstate
anyone think thats too much??

***EL*MAFIOSO***

...can't tell without knowing your deductible.

bkzjimmy

$500.....muh bad!

***EL*MAFIOSO***

hey bro is there a specific reason you're with allstate?

99 SSM TL

I stand corrected. Youre absolutley right. However, I was thinking of those drivers that drive "spirited" from time to time & how my the possibility of my car not being "covered" with children in the vehicle. Nonetheless as a general rule - your correct.

SwampGas

None of these numbers mean anything because no one is telling their exact policy. Full tort? Limited tort? 100/300? 15/30? Underinsured? Uninsured? City of registration? Municipality? Number of other vehicles? Number of other people on the policy? Discounts from other forms of insurance? Previous citations? Previous claims? Credit rating?

$70/mo to me might be $300/mo to you simply because of your location and credit rating.

Bread-A Spec

19 now and going to be 20 this month....2003 TL-S A Spec paying around $4300can a year.....which is around $360can dollars...

a lot of speed ticket before...