How much do you pay for full coverage?

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Old 04-22-2009, 03:09 PM
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How much do you pay for full coverage?

I HAVE A 2003 ACURA TL TYPE S AND FIRST MONTH WAS $315 FOR ME...I WAS TOLD THAT THE REST OF THE MONTHS IS GOING TO BE $400+ BY MY INSURANCE COMPANY WHICH IS ARBELLA, BUT MY INVOICE SAYS ABOUT 2400 FOR THE YEAR WHICH WOULD BE AROUND 200 A MONTH.

THIS MAKES NO SENSE TO ME....Y WOULD THE FIRST MONTH BE LESS THAN THE REMAINING MONTHS? I DONT UNDERSTAND...THE FIRST INSTALLMENT IS USUALLY THE HIGHEST....I LIVE IN MASS BY THE WAY....

Old 04-22-2009, 03:16 PM
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I pay under $200 a month for full coverage.
Old 04-22-2009, 03:20 PM
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Originally Posted by corpsdawg
I pay under $200 a month for full coverage.
$105 a month Full coverage.. no wrecks and couple tickets my first year of driving...

State Farm BTW
Old 04-22-2009, 04:54 PM
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$93 for the wife and l. With $1 million in liability, in case I hit a doctor and with everything gieco allows you to adjust maxed out. $500 deduct, $250 glas and $30/day rental for $700 max rental

Please stop yelling and avoid caps.

FYI if you don't like the price, shop around.
Old 04-22-2009, 05:04 PM
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i paid 658 down + 186 for the first month. 186 after that. i have infinity insurance. but i also have about 4 pts on my record which includes an accident and a dui
Old 04-22-2009, 06:37 PM
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240 a month for my TL and my corolla.

i also have 30 a mointh renters insurance to lower my rates.

all with grange
Old 04-22-2009, 06:39 PM
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1500 for 6 months!

DWI!


but no other tickets.

Used to be just $60 a month !

GUYS DO NOT DRINK AND DRIVE!!!!!!!!!!!!!!!!!!!!!
Old 04-22-2009, 06:44 PM
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Originally Posted by DRASTIK
I HAVE A 2003 ACURA TL TYPE S AND FIRST MONTH WAS $315 FOR ME...I WAS TOLD THAT THE REST OF THE MONTHS IS GOING TO BE $400+ BY MY INSURANCE COMPANY WHICH IS ARBELLA, BUT MY INVOICE SAYS ABOUT 2400 FOR THE YEAR WHICH WOULD BE AROUND 200 A MONTH.

THIS MAKES NO SENSE TO ME....Y WOULD THE FIRST MONTH BE LESS THAN THE REMAINING MONTHS? I DONT UNDERSTAND...THE FIRST INSTALLMENT IS USUALLY THE HIGHEST....I LIVE IN MASS BY THE WAY....

more like 2400 for 6 months. most policies are on a 6 month basis.
Old 04-22-2009, 07:23 PM
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350ish, in NYC, licence just passed 3rd year. Was told don't hope for anything good untill ur over 25..
Old 04-22-2009, 07:34 PM
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I never knew people talk about insurance by the month...I've always given prices by the 6months

anyway, 760/half year = 125/month....4 years driving, no wrecks no tickets (knock on wood)
Old 04-22-2009, 07:37 PM
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when i first bought the car back in aug 07 i was paying 215 a month for the first 3 months, then it went down to 170ish. ever since my 21st birthday ive been paying 123. statefarm btw
Old 04-22-2009, 07:45 PM
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19 years old... 110/mo cheaper an my old 00 civic si =) (160/mo)
Old 04-22-2009, 07:50 PM
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Originally Posted by IntenseMX
350ish, in NYC, licence just passed 3rd year. Was told don't hope for anything good untill ur over 25..
wtf did you do!?

i've had an 01 vette in my name for less than that
Old 04-22-2009, 08:37 PM
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105/mo, deduct 100 comprehensive and 250 collision. State Farm.

Rockstar-vettes are pretty reasonable to insure due to the normal age group of owners..40-60. I was quoted a damn good rate on a '02 vette a couple years ago, priced the same thing for my old 01 camaro ss and the insurance was quite a bit more...
Old 04-22-2009, 08:40 PM
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Originally Posted by twistedwedge
105/mo, deduct 100 comprehensive and 250 collision. State Farm.

Rockstar-vettes are pretty reasonable to insure due to the normal age group of owners..40-60. I was quoted a damn good rate on a '02 vette a couple years ago, priced the same thing for my old 01 camaro ss and the insurance was quite a bit more...
yes, very reasonable for the type of car.. i was just trying to put some insight on how much he was paying for insurance.. how in the world could somebody charge 350 for a 6-10 year old 4 door luxury sport sedan...
Old 04-22-2009, 08:41 PM
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true...might be time to shop around some
Old 04-22-2009, 08:42 PM
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it changes by a few bucks here and there, but just over $100 a month for me.. thats with deductibles being either nothing or one of the lowest available..
Old 04-22-2009, 08:52 PM
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im at 150 with geico looking at this I may be shopping around to see if i can get state farm. My bike is 62 full coverage with geico so im not sure how it will work if i took the car off and hopefully when i get my civic it will go down even more

Well forget that i just checked state farm it will be 405 a month for basic coverage and thats with no accidents or tickets

Last edited by Flipster23; 04-22-2009 at 08:57 PM.
Old 04-22-2009, 08:54 PM
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about 240 a month for tl and 750.
Old 04-22-2009, 09:16 PM
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170 a month (maximum coverage) for 2 expeditions, my TL, 4 wheeler, jetski (boat is on a separate policy)
Old 04-22-2009, 09:20 PM
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Originally Posted by fsttyms1
170 a month (maximum coverage) for 2 expeditions, my TL, 4 wheeler, jetski (boat is on a separate policy)
Azine pay you 100 bucks per post or something...?
Old 04-22-2009, 09:30 PM
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^lol
Old 04-22-2009, 09:31 PM
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$486.90 for 6 months through Ameriprise (Costco), which works out to be $81.15/month! Full coverage, $500 deductibles, 100K/300K
Old 04-22-2009, 09:44 PM
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Originally Posted by 03TL_typeS

Well forget that i just checked state farm it will be 405 a month for basic coverage and thats with no accidents or tickets
thats gotta be wrong
call and talk to a rep... you wont get loyal customer rate but it shouldnt be over 200 for this car for anyone
Old 04-22-2009, 10:06 PM
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State Farm- $198 per month for TL-S and 2005 accord-V6
Old 04-22-2009, 10:06 PM
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Ive shopped around and State Farm is the cheapest..I just dont understand where these guys are getting big ass quotes from. My bike '07 b1250(250/250) car as listed above and the wifes 99 odyssey (100/250) all together are ~225 a month.
Old 04-22-2009, 11:55 PM
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$84 per month $500 deductible AAA Insurance
Old 04-23-2009, 12:11 AM
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i pay 199/month in CAD with State Farm. it's going down to $133/month in 2 months when i turn 25 - thats with 0 tickets no claims 500 deductible $1500 in rental

2002 acura TL-P (im single btw) - edit
Old 04-23-2009, 07:06 AM
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my 6 month premium comes up to $245 which translates to about $40 bucks a month. thats for full coverage with a 1k deductible.
Old 04-23-2009, 07:09 AM
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Originally Posted by ht02tl-s
my 6 month premium comes up to $245 which translates to about $40 bucks a month. thats for full coverage with a 1k deductible.
great price.. high deductible.. what if the damage is 1400 lol
Old 04-23-2009, 07:19 AM
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Originally Posted by Rockstar21
great price.. high deductible.. what if the damage is 1400 lol
Price you pay for a high deductible
Old 04-23-2009, 08:06 AM
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^ $250 deductible ftw!
Old 04-23-2009, 08:11 AM
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Originally Posted by hANDYcaptd
^ $250 deductible ftw!
same here.. since i forgot to mention mine...


i pay more for my 94 accord wagon

never did ask why lol
Old 04-23-2009, 08:43 AM
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$800 a year for full coverage on the TL and liability on the MR2. But I'm old and not considered a 'threat.' Geico Insurance!
Old 04-23-2009, 08:54 AM
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1100 a year full covereage on the TL-S and liability on the 63 Lincoln convertible. Go AMICA
Old 04-23-2009, 10:00 AM
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State Farm - $50/month full coverage 500 deductible. license was suspended since i was 14 til 20. just got my license in june of 2008. yeah surprised huh? got a friend that is an agent for statefarm.
Old 04-23-2009, 10:59 AM
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$69/mo in Mass
Old 04-23-2009, 11:17 AM
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180 a month with 3 points with a knock off insurance but have a high deductable.As soon as my points drop im switching to get a lower deductable.
Old 04-23-2009, 11:19 AM
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somebody wanna explain to me what points are and what happens when you get them...

we just dont have anything like that.. and im curious
Old 04-23-2009, 12:22 PM
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500 per six months on CLS, Landcruiser and CR-V full coverage, 500 deductible on comp, no deductible glass, rental, tow, plus 1700 coverage on the NAV in the CL both me & Wife.

I love having no incidents for over ten years (bites tongue)


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