How much do you guys pay for insurance?

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Old 11-12-2003 | 02:30 PM
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Cruisin'
 
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From: Providence, RI
Question How much do you guys pay for insurance?

Im currently paying 2400 a year for full insurance 100/300, no accidents or tickets EVER. Im in Rhode Island, and I think its very high. Im 22 years old. How much are you guys paying? and how many claims have you guys made?
Old 11-12-2003 | 02:36 PM
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You're not paying too much...I'm paying roughly $2,200 a year living in NY for 250/500 Property, 100/300 Uninsured motorist with $500 deductibles. Mind you I'm 27.
Old 11-12-2003 | 03:08 PM
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$2700 a year here in Florida and I'm 26! What a rip off!
Old 11-12-2003 | 03:19 PM
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The Acura Tranny Killer
 
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$3600 for three cars, 1999 TL, 2003 MDX and 2003 S2000 .. i'm with Progressive.

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Old 11-12-2003 | 03:22 PM
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~$1350 a year, 34 y/o living in GA. with USAA.....
Old 11-12-2003 | 03:27 PM
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AGAIN!!!!!!!!!!!!!!!!!!
Old 11-12-2003 | 03:37 PM
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I'm with Nationwide and have never even been pulled over in over 16 years. They're charging me $816/year for full coverage. $300,000 is in there somewhere with the others but for what I never bother to keep it memorized.

BTW- I'm 38 in an Eastern part of Cincinnati.
Old 11-12-2003 | 03:50 PM
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8 points on my license in FL and i only pay $2472 a year. im 22.
State farm used to charge me $4000. ****ers.

www.esurance.com

:P
Old 11-12-2003 | 03:54 PM
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I like rubbing this in:
$250/500/200k with $250/500k UM/UIM (and every other coverage to boot): $1180 a year here at my nameless employer
$2,000k Personal Umbrella w/ UM/UIM rider: $290 a year from American Express (nameless employer won't write that much UM/UIM on a PUP)

32--Sunny Florida
Old 11-12-2003 | 04:39 PM
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Full coverage, max limits in all categories, and 250-dollar deductible with AAA. 1200/yr.
Old 11-12-2003 | 05:02 PM
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You guys are payng how much?????

Full coverage, 100/300, UIM, PIP, everything with $250 deductable..

My 2002 TL-S for $575 per year.

My 2001 miata same coverage is $615 per year.

My 2002 MPV same coverage is $525 per year..

Thats a total of $1715/year for all three cars..

Also, I'm 28 and married... perfect driving record (Both my wife and I have had a few tickets but got them all dismissed)

Insurance company is AllState
Old 11-12-2003 | 05:11 PM
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2400+/ 6mo

20 years old, last car got me in some trouble.
Old 11-12-2003 | 07:04 PM
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Originally posted by Type S Lady
$2700 a year here in Florida and I'm 26! What a rip off!
where in fla. i live on the space coast. cocoa beach
Old 11-12-2003 | 08:22 PM
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where in fla. i live on the space coast. cocoa beach
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Old 11-13-2003 | 12:43 AM
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i'm in new jersey...'nuff said...don't even ask. Even though i have the best company over here it still sucks.
Old 11-13-2003 | 02:39 AM
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The Acura Tranny Killer
 
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From: Woodland Hills, CA
Friend of mine in Ohio has a NSX, he pays $475 per year for full coverage.. another friends NSX here in LA, he pays $3200 per year for that car ... both perfect records, been driving for over 10 years and the same car... LA is just more expensive with all these unlicensed illegal immigrants racing around in ages old Fords

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Old 11-13-2003 | 07:04 AM
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From: Tallahassee, Florida
Originally posted by Ianbiz3
where in fla. i live on the space coast. cocoa beach
Yeah, Tallahassee, I come to Cocoa twice a year though to visit family. It is very nice on the space coast, I also have family in Merritt Island and Melbourne.
Old 11-13-2003 | 07:55 AM
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$1356 for two cars a year full cover.
Old 11-13-2003 | 08:07 AM
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From: St. Marys, GA
615$ Every 6 months, Clean history, 47 Years old, SE GA, Full Covarage, 300 across the board, Maxed out on Liability, 100$ Ded. State Farm, yes I do have other things insured with them and very happy with them!
Old 11-13-2003 | 10:45 AM
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Re: How much do you guys pay for insurance?

Originally posted by Jon1981
Im currently paying 2400 a year for full insurance 100/300, no accidents or tickets EVER. Im in Rhode Island, and I think its very high. Im 22 years old. How much are you guys paying? and how many claims have you guys made?
Insurance costs depend on which state you live in as well as whether or not you live in a metro area. I have seen people paying as little as $800 a year and then move to some ridiculous state like NJ or CA and the insurance goes up to over $3-4k a year...no tickets or prior violations at all.
Old 11-13-2003 | 12:04 PM
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NJ rips you... Before I picked up my TL-S I called my insurance company (liberty mutual) and they told me $6k a yr with no points and I was 20 at the time. Liberty Mutual is one of the top insurance companys in NJ. So my mom is primary driver.

NJ is the worse......
Old 11-13-2003 | 12:18 PM
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300k across the board 500 deducable. 772 a year.
Old 11-17-2003 | 10:36 PM
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From: Gwinnett County, GA
100/300/100k coverage:

'99 Acura TL
'99 Mitsubishi Galant ES V6
'89 Toyota Corolla

$885/6mo. through Allstate

26 years old, married.
Old 11-18-2003 | 08:03 AM
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in NJ, $920-- $500 deduct, 300k across the board. New Jersey Manufacturers. If you have a clean driving history and can get accepted with them, then do it. They also send me a dividend check every year for about 10% of the policy premium. Just in time for Christmas.
Old 11-18-2003 | 04:09 PM
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Jon1981,

I'm 25, and lease a 03 TL-S. I pay $2200 a year, clean driving record. Prudential is my company, and my only policy with them. I'm not married. I live in CT
Old 11-18-2003 | 04:25 PM
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i am 24 and i got 11 points on insurance and 3 accidents in Yonkers, NY .

Guess how much i am paying ;( omg. ahhhhhhhhhh
Old 11-18-2003 | 04:59 PM
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FOCK ALL OF YOU!!!

I pay $454/month (roughly 6k a year) for my 99 TL and my little sister's 95 Civic

No accidnts or points for either of us...I'm about ot go postal on my isurance guy...
Old 11-19-2003 | 05:35 PM
  #28  
ace
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From: warwick,RI
i'm with prudential insurance and i pay about 3,000 a year . But i have 2pts on my record that will clear off in december.
Old 11-19-2003 | 09:10 PM
  #29  
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GO TIME
 
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From: MA
insurance

MASS TLer

700 a year

23yrs.
Old 11-19-2003 | 11:37 PM
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Pro
 
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From: Worcester MA/ R.I. (school)
2400/year

in Mass

19 w/ perfect record

Commerce insurance
Old 11-20-2003 | 01:38 AM
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3700/year for my two TL's

i'm 22 / 10 points :chainsaw:

and I go with progressive
Old 11-21-2003 | 02:22 PM
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From: Monroe Township, NJ
23 y.o., paying $4,500/year, no points or accidents, $500 deductible, minimum liab. & comprehensive coverage (don't remember the exact figures)...insurance carrier is liberty mutual

i heard that auto insurance providers in nj are now rejecting new applicants, even those with clean records. can anyone contest to this?
Old 11-21-2003 | 03:49 PM
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Originally posted by Hangman
You guys are payng how much?????

Full coverage, 100/300, UIM, PIP, everything with $250 deductable..

My 2002 TL-S for $575 per year.

My 2001 miata same coverage is $615 per year.

My 2002 MPV same coverage is $525 per year..

Thats a total of $1715/year for all three cars..

Also, I'm 28 and married... perfect driving record (Both my wife and I have had a few tickets but got them all dismissed)

Insurance company is AllState
Ai, that's cheap as hell.

My family's paying nearly 6,000 a year for 3 cars --

My '03 TL-S, brother's '01 Eclipse GT, and dad's '04 XL Denali. I guess Michigan is one of the more expensive states? I haven't thought about that until now, but there are some DUMB people out there who can't drive.
Old 11-23-2003 | 11:26 AM
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From: ATL Shawwwwtyyyy
29yrs old
No DL points taken
USAA insurance
$100 Comp
$500 Collision
$750 every 6 mos
Old 11-23-2003 | 10:48 PM
  #35  
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STOP same post over and over and over and over again
Old 11-24-2003 | 12:54 PM
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From: La Habra Hts. CA
3 cars: 2003 Acura TLS, 1999 BMW 740IL, and 1996 Suburu SLX, total $1200/yr. HOWEVER: I'm with USAA Ins. w/$500 dedt. $1 mil./accident $500 k /hospit.. I'm age 72, retired CAPT USN
Old 11-24-2003 | 01:08 PM
  #37  
9th Gear
 
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From: Arizona
turn 25 at new year's

$1260/yr, $500 deduct, nothing on record for last 3 yrs...

Funny thing...
Insurance on this was $15/mo more than my 96 Mustang v6.

I guess 3 years and 75 hp more are as important as driver demographics...

(ie. people who usually drive TL's and people who usually drive Mustangs...)
Old 11-24-2003 | 01:46 PM
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From: Traveling
Live in RI unfortunately...02 TLS Navi, 1000K deductible, 100/300, full coverage with Progressive and 1 ticket for 5 over from 3 years ago..Iam 25 and pay over $2K a year for my TLS. My 400 HP 89 Mustang LX costs me about 500 for 6 months, and its insured for 10K more than my Acura...go figure
Old 12-18-2003 | 04:26 AM
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From: Boston,MA
I PAY 4600 A YEAR 2000TL FIREPEPPERRED FULL COVERAGE AND ITS GOING UP THIS YAER IM 22 MY 2003 SIERRA DENALLI COST ME 5100 A YEAR BEFORE LOJACK AND ITS GOING DOWN A LIL BEVAUSE I ADDED THE 2 TOO THE SAME POLICY A LIL DISCOUNT MY MOTORCYCLE 2002 YAMAHAR1 IS LIKE 1800 FOR THE YEAR WORDS OF WISDOM DONT SHOW OFF! TICKETS HURT! FOR YEARS TOO COME!
Old 12-18-2003 | 02:26 PM
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From: Wellington, Fl
I live in the West palm Beach area, I pay $1475 year through State farm. I'm paying only $24 a year more on insurance than my previous 98 Maximas rate!! Never had a ticket but have had two warnings in 27 years of driving.

Dave


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