Had to share the good news. I just got off the phone with my insurance company. My 6 month premium is going down from $1400 to $850 when I turn 25 this friday. Finally!!

And I'll finally be able to rent a car in peace (not that I would wnat to, driving this puppy).

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:: young type s driver ::

 

I was paying $420 every 6 months (I'm 34) until I had a minor accident in my other car. I now have to pay $599 every 6 months for 3 years!

Just took defensive driving on-line for $40 to save $200 over the 3 years.

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2001 Acura 3.2CL Type-S
Satin Silver/Ebony

Wheel Locks/Tint/Splash Guards/PIAA 19169 bulbs/Still trying to find a K&N filter!

 

Can you give me the URL for defensive driving you took.

 

Well, there are two approved for Texas, txdriving.com and defensivedriving.com. You will need to contact your insurance company or court (if getting a ticket dismissed) to find those accepted by other states.

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2001 Acura 3.2CL Type-S
Satin Silver/Ebony

Wheel Locks/Tint/Splash Guards/PIAA 19169 bulbs/Still trying to find a K&N filter!

 

That is indeed good news. I'm commenting because there were posts earlier from younger people saying they were treated unfairly with the higher rates. Your post is proof that the madness does end; eventually.

In a couple of years, you won't even remember being "underage" and in yet a few more years, you won't even care if they raise the rates of the younger people high as the ceiling.


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* 2001 Acura CL Type S * Blk/Blk * Navigator * Spoiler * Moonroof Visor *
* Since 3/31/2000 *
* Road Warrior *

* 500 posts on h/a.net *** 400 posts "insane poster" on the "old" acura-cl.com *

 

And in a few years you'll wish you were under age again!!

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2001 Satin Silver Cl Type S.
Comptech Headers
Comptech Springs
Muds
Wheel locks
35% Llumar metallic tint
Best 0-60. 6.08 Gtech Pro (Preheaders)

My Car

 

HAHA this is why I don't really complain about my age right now!

Good to hear about your rates though Chummy!

Does anyone know if Defensive driving courses help with rates in CA?



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Tw1112
CL 3.0 '98 - Cleared bumper, hiper/piaa bulbs all around, PIAA 1700x fogs, and AEM CAI.

• My CL
• LA Autoshow
• SoCal Meet

 

Man...this is total crap. I've paid enough in premiums over the past 20 years that I could buy a loaded TL-S and travel accross the country for two weeks. It's ridiculous all that money and they raise your rates at the first accident, even if your not at fault. I've had minor stuff over the years, but if it's under $500.00 I fix it myself and never file a claim. I'm in the wrong business.



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00' Laguna Green TL w/ Navi, Rear Spoiler & Tint. Soon to have Comptech Suspension, Sways, Exhaust and 17" or 18" Wheels & Tires.

 

Exactly! I have been with USAA for 18 years and this was my first claim, and I was at-fault - so they say. They told me that over those 18 years my rates were progressively reduced over time, but now they must go up. If I keep a clean record for 3 years, they progressively go down again. Hell, at 18 I was paying about $700 or $800 for 6 months. It's definitely a racket!!!


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2001 Acura 3.2CL Type-S
Satin Silver/Ebony

Wheel Locks/Tint/Splash Guards/PIAA 19169 bulbs/Still trying to find a K&N filter!