Can the insurance company raise my rates for...
06-20-2001, 04:49 PM
#1
The Creator
Thread Starter
Can the insurance company raise my rates for...
Tickets I havent been convicted of?
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2001 Acura 3.2 CL Type-S
San Marino Red (Navigation)
PIAA 19173 Ion Yellow Fogs • Valentine 1 • SilverKnight Grill
Xephyr CAI • Comptech Springs
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2001 Acura 3.2 CL Type-S
San Marino Red (Navigation)
PIAA 19173 Ion Yellow Fogs • Valentine 1 • SilverKnight Grill
Xephyr CAI • Comptech Springs
06-20-2001, 04:53 PM
#5
Retired. Not available.
<font face="Verdana, Arial" size="2">Originally posted by CLpower:
no
[This message has been edited by CLpower (edited 06-20-2001).]</font>
no
[This message has been edited by CLpower (edited 06-20-2001).]</font>
(I knew CLPower knew better that's why he changed his post.
)I don't think it'll be on your record until you are convicted.
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'01 Silver CL-S
Silver Mud Guard
Silver Aluminum Sport Pedals
Customed self-installed sound system with 5-channel Kenwood Amp and 10in. Pioneer sub. in Customized box.
(modified) CAI.
Meshed grill.
My Pride
DOM 01/2001 #31432
[This message has been edited by SilverKnight (edited 06-20-2001).]
06-20-2001, 04:53 PM
#6
teh Senior Instigator
Join Date: Sep 2000
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you fight it so you don't lose and it doesn't go on your record. If you just pay the fine, your admitting your guilt and your premium goes up
06-20-2001, 04:54 PM
#7
teh Senior Instigator
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<font face="Verdana, Arial" size="2">Originally posted by SilverKnight:
huh? What happened to "remains innocent until proven guilty in a court of law"?
I don't think it'll be on your record until you are convicted.
</font>
huh? What happened to "remains innocent until proven guilty in a court of law"?
I don't think it'll be on your record until you are convicted.
</font>
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06-20-2001, 04:55 PM
#8
Suzuka Master
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I just took a safe drivers class thing which gave me 5 plus points but when I called Allstate they said its not worth anything, and they won't give you credit unless your over 55 and u take that class. and bascially the 5 safe points are just for DMV. and insurance could care less.
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CL-S
White/Ebony/Navi/Spoiler/Visor/Full Bra/Mud Guards/Acura Car Cover/Tint 20%,35%,5% on Sun Roof, Rockford 250a2 Amp w/JL10w6 / K&N Drop in Filter w/ J&J RAP CAI. Polarg m-6.
Comptech Headers,Springs,Sways, Eurolite Xenon Crystal high beams.Polarg m6
gtech 0-60 6.03 w/ 438 pound load. preheader.
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CL-S
White/Ebony/Navi/Spoiler/Visor/Full Bra/Mud Guards/Acura Car Cover/Tint 20%,35%,5% on Sun Roof, Rockford 250a2 Amp w/JL10w6 / K&N Drop in Filter w/ J&J RAP CAI. Polarg m-6.
Comptech Headers,Springs,Sways, Eurolite Xenon Crystal high beams.Polarg m6
gtech 0-60 6.03 w/ 438 pound load. preheader.
06-20-2001, 04:55 PM
#9
teh Senior Instigator
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<font face="Verdana, Arial" size="2">Originally posted by soopa:
You snake. Editing your post. I should quoted you! lol</font>
You snake. Editing your post. I should quoted you! lol</font>
to quick for you
06-20-2001, 04:58 PM
#10
The Creator
Thread Starter
I took defensive driving...
Yet insurance just said they wanna double my rates or drop me because im a high risk driver? Where the fuck are they coming from? Left field...
The only thing I have on my licesne is a 2pt violation like a year ago... plus 2points that will show up soon.
And i just got 4pts off from def driving so that leaves me with 0 points.
Fucked up.
------------------
2001 Acura 3.2 CL Type-S
San Marino Red (Navigation)
PIAA 19173 Ion Yellow Fogs • Valentine 1 • SilverKnight Grill
Xephyr CAI • Comptech Springs
Yet insurance just said they wanna double my rates or drop me because im a high risk driver? Where the fuck are they coming from? Left field...
The only thing I have on my licesne is a 2pt violation like a year ago... plus 2points that will show up soon.
And i just got 4pts off from def driving so that leaves me with 0 points.
Fucked up.
------------------
2001 Acura 3.2 CL Type-S
San Marino Red (Navigation)
PIAA 19173 Ion Yellow Fogs • Valentine 1 • SilverKnight Grill
Xephyr CAI • Comptech Springs
06-20-2001, 05:46 PM
#11
Burning Brakes
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They can also drop you or hike your rates based on your claim experience or the claims experience for a particular make and model of car. At $3,500 a pop to repair stolen HID's, I think all CL and TL owners in large metro areas are going to get hiked soon. Issuing a policy is voluntary and an insurance company can drop anyone or adjust an individuals rates at anytime without explanation.
06-20-2001, 05:55 PM
#12
Guest
Posts: n/a
<font face="Verdana, Arial" size="2">Originally posted by soopa:
I took defensive driving...
Yet insurance just said they wanna double my rates or drop me because im a high risk driver? Where the fuck are they coming from? Left field...
The only thing I have on my licesne is a 2pt violation like a year ago... plus 2points that will show up soon.
And i just got 4pts off from def driving so that leaves me with 0 points.
Fucked up.
</font>
I took defensive driving...
Yet insurance just said they wanna double my rates or drop me because im a high risk driver? Where the fuck are they coming from? Left field...
The only thing I have on my licesne is a 2pt violation like a year ago... plus 2points that will show up soon.
And i just got 4pts off from def driving so that leaves me with 0 points.
Fucked up.
</font>
Yup, you had an at fault accident over 500.00. 5 "insurance" points on the insurance record. That shit follows you for 3 years 3 months. Which leads me into my next question: Any accidents or payouts within the last 39 months?
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Ken
'01 Satin Silver CL-P
Performance: Headers, K&N Drop-In, Comptech Springs/Sways, 17" Borbet T's & Eagle RS-A's.
Other: Flaps, X-Pel Clear Bra, Cannon Mats, & Burlwood Shift Knob.
Worst Stock GTech: 7.15
Current G-Tech (2/11): 6.33
DOM: 5/00
06-20-2001, 06:00 PM
#13
Guest
Posts: n/a
Oh yeah, I forgot to add......
DMV points and "insurance" points are 2 different things. You can't undo insurance points. So, let's say, your convicted of minor violation at 2 points 1 year ago, and then add another 2 points but pass a defensive driver course at -4 points.....DMV sees you as 0 but the "CLU" system sees 4 points for 39 months per addition.
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Ken
'01 Satin Silver CL-P
Performance: Headers, K&N Drop-In, Comptech Springs/Sways, 17" Borbet T's & Eagle RS-A's.
Other: Flaps, X-Pel Clear Bra, Cannon Mats, & Burlwood Shift Knob.
Worst Stock GTech: 7.15
Current G-Tech (2/11): 6.33
DOM: 5/00
DMV points and "insurance" points are 2 different things. You can't undo insurance points. So, let's say, your convicted of minor violation at 2 points 1 year ago, and then add another 2 points but pass a defensive driver course at -4 points.....DMV sees you as 0 but the "CLU" system sees 4 points for 39 months per addition.
------------------
Ken
'01 Satin Silver CL-P
Performance: Headers, K&N Drop-In, Comptech Springs/Sways, 17" Borbet T's & Eagle RS-A's.
Other: Flaps, X-Pel Clear Bra, Cannon Mats, & Burlwood Shift Knob.
Worst Stock GTech: 7.15
Current G-Tech (2/11): 6.33
DOM: 5/00
06-20-2001, 06:12 PM
#14
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In Florida, it's state law that when you take the defensive driving class (no more than 5x in your life and once per 12 mos), the insurance companies can NOT raise your rates for that infraction, regardless of what it was.
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'01 CL-S, Nighthawk Black / Ebony, Stock w/ V1
<font face="Verdana, Arial" size="2">Originally posted by NOVAwhiteTypeS:
I just took a safe drivers class thing which gave me 5 plus points but when I called Allstate they said its not worth anything, and they won't give you credit unless your over 55 and u take that class. and bascially the 5 safe points are just for DMV. and insurance could care less.
</font>
I just took a safe drivers class thing which gave me 5 plus points but when I called Allstate they said its not worth anything, and they won't give you credit unless your over 55 and u take that class. and bascially the 5 safe points are just for DMV. and insurance could care less.
</font>
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'01 CL-S, Nighthawk Black / Ebony, Stock w/ V1
06-20-2001, 07:23 PM
#15
Ace rider
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Soopa, if your insurance company is going to do that, then switch companies. I've switched several times and they all have different point systems, and a lot of times for me, they didn't even bother finding out about all my tickets! I went from 3000/year to 2000/year even though I just got another speeding ticket 4 months ago!
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01 Silver CL-S, Navi, Spoiler, V1, PIAA's
Retired: 94 540i
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01 Silver CL-S, Navi, Spoiler, V1, PIAA's
Retired: 94 540i
06-20-2001, 08:26 PM
#16
Cruisin'
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<font face="Verdana, Arial" size="2">Originally posted by autox-CL-er:
In Florida, it's state law that when you take the defensive driving class (no more than 5x in your life and once per 12 mos), the insurance companies can NOT raise your rates for that infraction, regardless of what it was.
Not True sir, the company will not raise your rate for speeding, but for a moveing violation involving property damage they can, and will raise your rates, and depending upon your claims frequency, at renewal they most likely will not renew your policy. I speak from experience, I am a licensed agent in fla.
</font>
In Florida, it's state law that when you take the defensive driving class (no more than 5x in your life and once per 12 mos), the insurance companies can NOT raise your rates for that infraction, regardless of what it was.
Not True sir, the company will not raise your rate for speeding, but for a moveing violation involving property damage they can, and will raise your rates, and depending upon your claims frequency, at renewal they most likely will not renew your policy. I speak from experience, I am a licensed agent in fla.
</font>
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