down payment?

Thread Tools
 
Search this Thread
 
Old Oct 23, 2003 | 11:17 PM
  #1  
birdy's Avatar
Thread Starter
10th Gear
 
Joined: Oct 2003
Posts: 12
Likes: 0
down payment?

how much did everyone put down on their tsx to bring it down to what msrp???

i am trying to have a payment around 300-350ish
and i have about 7-8k down so far not including my car trade in..

so how much did everyone pay for their tsx after everything???
Reply
Old Oct 23, 2003 | 11:21 PM
  #2  
Junkster's Avatar
Teh ?
 
Joined: Jul 2003
Posts: 12,784
Likes: 0
From: Denver, CO
what's your time length? 48 months? 60 months?
If you go to the official Acura site and go to Purchasing, there is a backward payment calculator for going from monthly payments.
Hope that helps.

Junkster, who is looking to lease a TSX for his parents.
Reply
Old Oct 23, 2003 | 11:22 PM
  #3  
Crazytree's Avatar
Banned
 
Joined: Jul 2003
Posts: 1,070
Likes: 0
From: SGV, CA
$25,550
w/o Navi
$5,500 Down
$390/mo.
3.9% APR
66 Months
Reply
Old Oct 23, 2003 | 11:35 PM
  #4  
birdy's Avatar
Thread Starter
10th Gear
 
Joined: Oct 2003
Posts: 12
Likes: 0
i want the carbon grey with navi ,5at ,oem aero kit , 5 star rims

i am gonna do 60 months because i will prolly keep it for a long long time because thats how i am.
Reply
Old Oct 23, 2003 | 11:40 PM
  #5  
birdy's Avatar
Thread Starter
10th Gear
 
Joined: Oct 2003
Posts: 12
Likes: 0
$284.57 is what the payment thing said, which is awesome
i could also do some little mods to it with that kind of monthly payment
Reply
Old Oct 24, 2003 | 08:24 AM
  #6  
dnb's Avatar
dnb
in search of PW threads
 
Joined: Jul 2003
Posts: 746
Likes: 0
From: Massachusetts
Originally posted by birdy
$284.57 is what the payment thing said, which is awesome
Payments are lower than what you initially expected? Nice.


i could also do some little mods to it with that kind of monthly payment
Yup. Do a tire upgrade, for starters.
Reply
Old Oct 24, 2003 | 08:36 AM
  #7  
Watchers Eye's Avatar
Cruisin'
 
Joined: Oct 2003
Posts: 23
Likes: 0
From: USA
Jeez, I'm only going to have about $2000 dollars to put down (unless I put some on a credit card). I'll probably be looking at payments of 480-500 dollars.
Reply
Old Oct 24, 2003 | 11:59 AM
  #8  
DjElucid's Avatar
Pro
 
Joined: Apr 2003
Posts: 524
Likes: 0
From: Philadelphia, PA
6000 down, 60 months at 4.99%, $411/month.

I had $1000 off MSRP.

So 7k-8k down would bring you to about 300 something at 60 months.

Go to edmunds, they have and finance calculator, I love that thing because it also counts tax and title.
Reply
Old Oct 24, 2003 | 12:02 PM
  #9  
DjElucid's Avatar
Pro
 
Joined: Apr 2003
Posts: 524
Likes: 0
From: Philadelphia, PA
Originally posted by birdy
$284.57 is what the payment thing said, which is awesome
i could also do some little mods to it with that kind of monthly payment
how did you get that price with navi, kit and rims?? for 60 months?!!
Reply
Old Oct 24, 2003 | 06:00 PM
  #10  
tgrundke's Avatar
Intermediate
 
Joined: Oct 2003
Posts: 32
Likes: 0
Keep in mind that every $10,000.00 that you finance (assuming about 5.5%) will cost you approximately $175 per month over a 60 month term.

So, if you were to assume a $27,000 TSX plus 7% tax, title, etc. and financed for 60 months at 5.5% you are looking at about $472.00 per month for a payment.
Reply
Old Oct 24, 2003 | 06:08 PM
  #11  
tgrundke's Avatar
Intermediate
 
Joined: Oct 2003
Posts: 32
Likes: 0
Originally posted by Watchers Eye
Jeez, I'm only going to have about $2000 dollars to put down (unless I put some on a credit card). I'll probably be looking at payments of 480-500 dollars.
Do *not* put anything on your credit card unless you are doing that for airline mileage or points or such - and can then pay it off that month.

Remember - credit cards are not 'free money' - they should be for convenience only. If you cannot afford the car now, why not save the money and wait until you can? On top of it - if you wait, you'll be able to get a far better deal on the car than you could right now.

Instant gratification can be deadly when it comes to finances...
Reply
Old Oct 24, 2003 | 07:27 PM
  #12  
Crazytree's Avatar
Banned
 
Joined: Jul 2003
Posts: 1,070
Likes: 0
From: SGV, CA
99% of all dealers won't let you use a credit card. They get hit for a 3% transaction fee.
Reply
Old Oct 24, 2003 | 09:03 PM
  #13  
duugk's Avatar
Racer
 
Joined: Sep 2003
Posts: 349
Likes: 0
Originally posted by tgrundke
Do *not* put anything on your credit card unless you are doing that for airline mileage or points or such - and can then pay it off that month.

Remember - credit cards are not 'free money' - they should be for convenience only. If you cannot afford the car now, why not save the money and wait until you can? On top of it - if you wait, you'll be able to get a far better deal on the car than you could right now.

Instant gratification can be deadly when it comes to finances...
Thanks MOM....
Reply
Old Oct 24, 2003 | 11:41 PM
  #14  
Watchers Eye's Avatar
Cruisin'
 
Joined: Oct 2003
Posts: 23
Likes: 0
From: USA
Originally posted by tgrundke
Do *not* put anything on your credit card unless you are doing that for airline mileage or points or such - and can then pay it off that month.


Yeah, I know. Was just a throw away line.
Reply
Old Nov 12, 2003 | 08:28 PM
  #15  
IdentityCrisis's Avatar
5th Gear
 
Joined: Aug 2003
Posts: 5
Likes: 0
From: Beavercreek, Ohio
I had about $800 off MSRP on a non-navi with rear spoiler. Taxes were about $1600 (Your trade in is not taxed) my down payment was $7,000. So, I financed ~$21,800 for 60 months at 3.9% and have a $402 a month payment.
Reply
Old Nov 13, 2003 | 06:24 AM
  #16  
mcourt83's Avatar
Instructor
 
Joined: Jul 2003
Posts: 115
Likes: 0
From: Boston area
Originally posted by Crazytree
99% of all dealers won't let you use a credit card. They get hit for a 3% transaction fee.
My dealer let me put the first $2000 on my credit card. (Which, Mom, I did pay off that month! ) It's a great way to get free miles.

Mike
Reply
Old Nov 13, 2003 | 10:43 AM
  #17  
gonova's Avatar
Advanced
 
Joined: Jul 2003
Posts: 66
Likes: 0
From: Philly 'burbs
All dealers that accept credit cards are required to let you use them for down payment. If they don't, you can report them to the card companies and they can lose their merchant acount. Refusing cards is a BIG no-no.

And large businesses like car dealerships aren't paying anywhere near 3% transaction fees. More like in the low 1%'s.
Reply
Old Nov 13, 2003 | 10:51 AM
  #18  
KC 2004 TSX's Avatar
 
Joined: Apr 2003
Posts: 1,224
Likes: 0
From: Kansas City, MO USA
Originally posted by mcourt83
My dealer let me put the first $2000 on my credit card. (Which, Mom, I did pay off that month! ) It's a great way to get free miles.

Mike
My old dealership had a $1500 limit. I had a few people that wanted to put the whole thing on their American Express for the miles. Why not try?


Me...
No money down 60 mo. @$506 per mo.
Reply
Old Nov 14, 2003 | 10:35 PM
  #19  
MSK tinting nyc's Avatar
Cruisin'
 
Joined: Nov 2003
Posts: 16
Likes: 0
From: nyc queens
damn too much money for to get tsx
Reply
Old Nov 15, 2003 | 01:32 AM
  #20  
KC 2004 TSX's Avatar
 
Joined: Apr 2003
Posts: 1,224
Likes: 0
From: Kansas City, MO USA
Originally posted by MSK tinting nyc
damn too much money for to get tsx
What?
Reply
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
08_UA7_Gr33k
Member Cars for Sale
13
Feb 11, 2016 02:17 PM
ExcelerateRep
4G TL Performance Parts & Modifications
8
Oct 14, 2015 08:20 AM
ROWDY621
Car Parts for Sale
1
Sep 30, 2015 03:20 PM
08_UA7_Gr33k
Member Cars for Sale
1
Sep 27, 2015 01:56 PM




All times are GMT -5. The time now is 06:57 AM.