knighj1

i got my insurance cards the other day in the mail and i was curious what others were paying

1) What do you pay?
2) Who is your provider?
3) What is your age?
4) Have you had any wrecks, tickets, or others?
5) What year Tl do you have?
6) I only want to know if the car is in your name and your name only, b/c if i had my dad/mom as my primary driver it would be cheaper, but i bought my car after a few years of hard work so honestly i love paying and having the insurance in my name b/c it reminds me every month how fortunate i am, although i would love to combine all the insurance checks and supercharge it, but that is another day and another story.

Me
1) 1435.76 full coverage per year(119.64 a month) with a 500 deductable
2) Alfa
3) 22
4) seatbelt ticket
5) 2006 acura tl
6) It is in my name

dont know if this is high, low, or medium in price but what i do know is it is considerably cheaper than my 2002 is300 was.

Rpappi

1) 1,100+/- (6 months)
2) USAA
3) 21
4) no wrecks, no tickets. its perfect
5) 2000 TL Navi
6) Under my name

Lister00169

1.) 1200/year
2.) Unitrin Direct
3.) 24
4.) Clean record *knocks on wood*
5.) 2005
6.) In my name

qqyy

1.) 4800CDN/year
2.) Ontario, Canada
3.) 22
4.) 2 speeding tickets
5.) 2004

mdt0034

1) $1304/yr (payment is $108.70/mth)
2) American Commerce (through AAA)
3) 30
4) 1 speeding ticket, soon to have a claim on it! Someone hit my car 2 times in one day and now my insurance is making me file 2 claims!! (explanation is in another thread I started) Hopefully it won't make my premium go up.
5) 2004 TL
6) In my name

tonester

iTrader: (1)

1.) $780/year
2.) Mercury Insurance
3.) 34
4.) clean record
5.) 2006
6) In my name

Topher707

1) about $2400 year!
2) State Farm.... BITCHES!
3) 17.... 18 in 24 days or so!!! YEA!!
4) NO NOTHING.. no tickets. no crashes. no fenderbenders! i HATE INSURANCE!!!
5) 1999
6) Yes... the car is in my name. I HATE BEING REMINDED HOW MUCH I AM PAYING!! AND IM SOOOOOO BROKE!

ErichTL

1) $704/year
2) Amica - full coverage including $100k in liability and $35/day rental. $1k deduc.
3)31
4) any speeding/racing tickets have been dismissed and I just had a total loss hitting my collision coverage on a Mustang. Also had a UIM- Total Loss 3 years ago and a $7k UIM 4 years ago.
3)2003 TL
4)in my name

gatrhumpy

iTrader: (1)

1.) Right now, it's $1634/yr. Will increase to $2958.72/yr because of two speeding tickets from me, one speeding ticket from my wife, and a no-fault accident by my wife. Once we move to Jacksonville that will decrease to $1771.24/yr. This includes house insurance also.
2.) USAA
3.) 26
4.) Mentioned above.
5.) 2004 Honda Accord EX V6.
6.) In my name.

HiTEC

One of the big factors that will effect peoples rates are their coverage amounts and deductables.

Without that information this comparison is useless.

jmbnova

1.) $1700/ Yr - for 05 TL & 03 Land Rover
1a.) 300k/500k coverage - Deductible $50/$100
2.) USAA
3.) 28
4.) Clean Record (now)
5.) 2005 Acura TL
6.) My name

HiTEC

1.) $714/ Yr - for 06 TL
1a.) 250k/500k coverage - Deductible $250/$500
2.) State Farm
3.) 31
4.) Clean Record
5.) 2006 Acura TL
6.) My name

I get some discounts for having multiple cars, homeowners ins, and other policies (personal liability & personal articles).

gurneyeagle

1) $1,200 full coverage with $1MM umbrella and $1M deductible
2) State Farm
3) 47 (23 in case xtin is watching)
4) spotless driving record (just have never been caught!)
5) 2005 Tl 5AT
6) my name

gurney

Type_S

iTrader: (1)

Another major factor is LOCATION!!!! You can live on one street and move to the next block and your insurance could go up, just because of the area. So you should include location as well.

1) Around $1700 $1000 deductible
2) Geico
3) 25
4) License was suspended 2 yrs ago for 1 day.
5) 2002 TL
6) My name
7) NY Metro area (Rockland)

gauravp123

1) 1250 for 6 months
2) progressive, CHEAPER THAN GEICO
3) 26
4) 1 speeding ticket and was hit 8 times in my 1998 honda civic....
5) 2006 TL
6) car is in my name, I own it, its MINE MINE MINEEEEEEEEEEEEEEE
7) Suffolk County, Long Island, NY

streese

Another HUGE factor is credit. So post your credit scores, along with your SSN.

lembowski

iTrader: (1)

1) $1150 annual = $125 for 9 months $100/$300 limits.....maxed out on everything, incuding replacement costs incase someone steals it!
2) Wawanesa
3) 24
4) Clean Record
5) 2004 TL
6) Car is in my name
7) San Diego, CA

No discounts other than good driver

Meek32v6

iTrader: (7)

HAHA! You almost had me there...silly billygumdrops
1) $1271 every 6 months( soon to go down)
2) Erie Ensurance
3) 23
4) Clean Record
5) 2004 TL
6) Car is in my name
7) Accokeek, MD ( this is in Prince Georges County, My friend moved 5 miles down the road across the county line into Charles county and his insurance went down $100 dollas a month !!!!)

lembowski

iTrader: (1)

Man your in the same situation as me and you pay double, and you get stuck with cold winters

BlueSteel

1) $504.70 for 6-month term (Deductible: Collision $250, Comprehensive $0)
2) American Family
3) 25
4) Record is finally clean! (knock on wood)
5) 2004 TL 5AT w/ Navi
6) In my name.

Type_S

iTrader: (1)

Yep that is true too. I did bankruptcy last year, and I was quote almost half of what I'm paying now.

Heres my SSN as requested:

123-45-6789

georgy_d28

1. 430 mo/only for 6 months 500 ded
2. State Farm
3. 20 almost 21!!!
4. 1 at fault wreck 2 non, 7 tickets since 16
5. 1999 TL, 00 Lexus
6. Ins is in my name

Ins will drop back down to 230 mo for two cars after three tickets come off later this year, lexus is only 90 mo.

credit is in the high 600's

thebooth99

1) $1080/6 mo. ($100k/300k Liability, $100k Prop Damage, $500/$100 Deductible)
2) Allstate
3) 24
4) 1 rear-ender
5) 2004 TL
6) In my name
7) Chicago

JAB00

1. about $900/yr
2. USAA
3. 26
4. Clean to date, however fighting recent speeding ticket
5. 2005 TL
6. In my name

Price sounds about right for your age also depends where you live

JAB00

I didn't realize you wanted SSN# and credit report, well my info is:

SSN: 234-78-9852
Mother's maiden name: harrykunt
DOB: 04/25/1978

drdamian

1) 175.00 / month Full coverage, limited tort
2) Travelors
3) 28
4) minor fender bender. 1 speeding ticket that i am going to fight on 5/2.. 94 in a 55
5) 05 TL
6) in my name

azninvazion

1) 1900 per six months full coverage
2) Esurance
3) 19
4) 3 not at fault accidents 2 in 2005 totaled both cars
5) 2003 TL
6) Mine
7) Use mothers address in westchester ny hartsdale to be exact if it is at where i live it would be about 2900 per six months

WDP TRANSPORTER

1 about 1400 a year
2 Allstate
3 NYC
4 Under my father's name who has a perfect record and multiple cars on the policy
5 06 honda accord ex, 04 corvette Zo6 commemorative edition, my TL and a 92 Astro van
6. He is 56 Years old

NCSU TL

1.) $648 per 6 months
2.) Johnson/Foushee (NC)
3.) 22
4.) Clean record
5.) 2006
6.) Its under my name

bmui1561

1. $1050/yr ($800 Deductible)
2. Plymouth Rock
3. 22
4. One speeding ticket
5. 2006 TL
6. In My Name

onequicksix

1) $1200/yr (full coverage)
2) State Farm
3) 22
4) 2 tickets, no wrecks
5) 2006 TL A-spec
6) My name

johnny--2k

1) $671 per year
2) Chubb (agent) Progressive (actual provider)
3) 23
4) No accidents, Actual Speeding tickets on my record: 1.......tickets issued: 7
5) 2005 6MT/Navi
6) In My name, dad as cosigner. I am primary driver on INS policy though!

Credit: Last time I looked around 760.


I really like my agent :wink:

mamboking

$340 for 6 months
All state
<----
no violations
2005 AT/navi
My name

lembowski

iTrader: (1)

Actually you really like your Underwriter, your Agent has nothing to do with rates.....assumeing he didn't lie about you in some way. Then he is just setting himself up for a suit against his own E&O policy.

johnny--2k

Yeah, I guess you could call him that. He works for Chubb who goes through multiple different Insurance companies, and when I have problems or anything, he's the guy I call!

Either way, I really like him! I know he doesn't lie, but because I still live at home, my policy and my parents policy as well as the homeowners is all in one big policy, so it saves me (and my parents) a lot of money in the long run through discounts etc...

erdoc48

$1100/year full coverage in Central West NJ, high liability limits (100/300/100), $500 deductible
Geico
Age 41
Record: 0/0/0
Prior 00TL- now property of my brother
Car in my name (but is financed)

06TLASM

Hey tonester, I wonder what are your coverage and deductibles and who is your broker/agent? I also have Mercury Insurance in Los Angeles area with pretty much everything the same except I'm 28 and I'm paying $1314/year. Thnks!

Stevie B

1. 1004.00 YEAR
2. NATIONWIDE
3. 51
4. CLEAN record
5. 2006 TL WDP auto w/nav
6. my name

Dooley

Well I am lucky enough to be buying a TL very soon.

My question is, how much do you guys pay for insurance? I am calling USAA tommorow to see of coures but I just want to see if my chain is being jerked around or not.

Age: 21
Location: Central, FL
Traffic History: 1 speeding ticket on record.
Sex: male

Thanks in advance,
Dooley


Edit by mod Ron A: This was merged with a previous thread, which is why it seems the question is being asked again.

Element2001

When I was 21 w/ 2 speeding tickets I was paying around $845 every six months. That was with mad discounts though through State Farm such as multi-line discount, good student, and good driver. One thing about state farm though is they tier you based upon your credit. So if your credit isn't good don't expect a good rate starting out.