Is your Credit Card company really working for you?
05-25-2005, 11:02 PM
#1
Comptech Freak
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Is your Credit Card company really working for you?
ok so nowadays everyone can get a Credit Card and here in North America 99% of the time they DO NOT CHECK your signature or whatsoever
even myself as a server i don't bother to check my customers signature, sometimes i do notice they didn't sign on the back but i just tell them to sign it back
to make long story short, i was order a set of Wilwood rotors and some brake pads that is located at Califronia. and i used my Master Card for my order and the bill is 750US
I have Visa, MC and AMEX and I don't use my MC at all most of the time, but it has the highest credit limit of all and the grace period is longer, so i went for MC instead of AMEX
i placed my order on the phone and asked them to ship it out quick coz i need to pick them up, and eventually he did shipped out on the same date and it arrived in Detroit in 4 days. wow that was quick!!!
but after i got my package a few days later my MC card called me and asked if i have purchased anything from the states.
i said yea, i bought some brake rotors from CA and he said yea they put a hold on my account since they suspected it was a fraud, and tried to contact me for the whole week to confirm. and they asked for my permission to let the transaction go thru.
a few days later i receive another letter in mail by the MC card and notify the same thing. um....not too bad~
anyone has such experiences with the Credit card company???
even myself as a server i don't bother to check my customers signature, sometimes i do notice they didn't sign on the back but i just tell them to sign it back
to make long story short, i was order a set of Wilwood rotors and some brake pads that is located at Califronia. and i used my Master Card for my order and the bill is 750US
I have Visa, MC and AMEX and I don't use my MC at all most of the time, but it has the highest credit limit of all and the grace period is longer, so i went for MC instead of AMEX
i placed my order on the phone and asked them to ship it out quick coz i need to pick them up, and eventually he did shipped out on the same date and it arrived in Detroit in 4 days. wow that was quick!!!
but after i got my package a few days later my MC card called me and asked if i have purchased anything from the states.
i said yea, i bought some brake rotors from CA and he said yea they put a hold on my account since they suspected it was a fraud, and tried to contact me for the whole week to confirm. and they asked for my permission to let the transaction go thru.
a few days later i receive another letter in mail by the MC card and notify the same thing. um....not too bad~
anyone has such experiences with the Credit card company???
05-25-2005, 11:06 PM
#2
Team Owner
05-25-2005, 11:55 PM
#3
Still trolling
My Citi AAdvantage card is the same. They call me all the time to make sure things are ok. I used it in Dallas one day, flew to Chicago and used it again, and they called. Bought a LG 52" DLP at Best Buy last weekend, they called.
05-26-2005, 07:37 AM
#4
05-26-2005, 07:40 AM
#5
Team Owner
I have never been contacted by Citi in the 14 years I have had my card. And my purchases can be all over the map.
05-26-2005, 07:43 AM
#6
Stay or leave
Originally Posted by doopstr
I have never been contacted by Citi in the 14 years I have had my card. And my purchases can be all over the map.
05-26-2005, 07:47 AM
#7
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that can be good or annoying... if they realize your pattern and call for out of the ordinary, great
i got rid of a discover card because they called for everything, no matter what it was, they constantly called my cell, when they called me for a $2X.xx bill at a drug store i had enough
i got rid of a discover card because they called for everything, no matter what it was, they constantly called my cell, when they called me for a $2X.xx bill at a drug store i had enough
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05-26-2005, 08:56 AM
#8
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Originally Posted by NSXNEXT
From my experience, AmEx is by far the best at that. I get calls periodically when my purchase habits are out of the ordinary.
05-26-2005, 10:14 AM
#9
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Similar thing happened to me on my Discover card.....
I hadn't used it in a long time, then I made a $30, and a $400, and a $250 purchase all in one day. They called me to make sure I was the one making the purchases, and all was well.
I hadn't used it in a long time, then I made a $30, and a $400, and a $250 purchase all in one day. They called me to make sure I was the one making the purchases, and all was well.
05-26-2005, 12:45 PM
#10
Banned
Discover and Citi made some automated calls to me in the past when they suspected fraud. Funny thing is that Citi called me when I bought $15 of stuff from Home Depot and some groceries. Talk about suspicious activity!!
05-26-2005, 01:18 PM
#12
Where is my super sauce?
All my cards do this for me.
I also warn them ahead of time when I travel abroad to give them a head's up -- they appreciate it and I appreciate that they'll watch for extraneous activity after the trip.
I also warn them ahead of time when I travel abroad to give them a head's up -- they appreciate it and I appreciate that they'll watch for extraneous activity after the trip.
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