HSBC Direct vs. ING Direct
09-26-2006, 10:34 AM
#1
Senior Moderator
Thread Starter
HSBC Direct vs. ING Direct
I currently have ING direct, I love it, but I hear great things about HSBC. Better yet, HSBC has a higher interest rate. Any reason why I should stay with ING?
09-26-2006, 12:06 PM
#3
Suzuka Master
I think people's biggest reasons to switch are if the interface is easy to use. ING is simple, some others aren't. If HSBC is as easy to use, I would say switch. ING is going up every month, so I'm staying there for now.
09-27-2006, 05:56 PM
#7
My Work is Done Here
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The difference in interfaces isn't that big. ING is still better than HSBC, but not significantly so. And certainly not enough to essentially pay .65% to use ING's instead of HSBC's.
That being said, I still use my ING account to hold my travel reimbursements from work until it comes time to pay my Corporate Amex card. Collect a little interest on that money before paying off my travel expenses.
That being said, I still use my ING account to hold my travel reimbursements from work until it comes time to pay my Corporate Amex card. Collect a little interest on that money before paying off my travel expenses.
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10-01-2006, 07:44 PM
#9
Team Owner
Originally Posted by Lister00169
Emigrant Direct is also a good choice - rate is at 5.15%. I also have an ING account and I am happy with it as well.
10-23-2006, 11:56 AM
#12
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Originally Posted by doopstr
Emigrant has just dropped their rate to 5.05%. Is the interest rate war coming to an end now that the FED has stopped their march to higher rates?
11-04-2006, 09:54 PM
#13
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Originally Posted by GIBSON6594
I switched from ING to HSBC
Me too. Due to the interest rate. However ING's process of opening and managing accounts was 100 times more streamlined than HSBC's. It was such a pain in the ass for some relatives of mine that they abandoned the idea of moving their money there even though it'd cost them. Once you go through the one-time process though, things are fine.
11-05-2006, 11:45 AM
#15
Because Of You
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Originally Posted by gavriil
WHy?
HSBC is a chinese bank.
http://en.wikipedia.org/wiki/Hongkon...ng_Corporation
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