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How much Debt do you have..

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Old 02-15-2010 | 12:38 PM
  #121  
eve's Avatar
eve
Burning Brakes
 
Joined: Jan 2004
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No CC debt
No student loans
No car payment
~$140K mortgage
~$7K RV loan split with bf, will be paid off before year end (deductible intrest)
Old 02-16-2010 | 12:35 PM
  #122  
dallison's Avatar
registered pw
 
Joined: Aug 2003
Posts: 38,822
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From: south central pa
Originally Posted by dallison
150k on the house
15k on the cars(should be paid off by oct)

about 3k on 0% for furniture

We are paying things off as fast as possible.

We just paid the last payment of the wife's student loan payments. So school is paid off for both of us
house is less now, but mot sure how much. Furniture is paid off, the boxster has a ways to go and the vehicles are paid off
Old 02-16-2010 | 07:00 PM
  #123  
Whiskers's Avatar
Go Giants
 
Joined: Aug 2004
Posts: 69,918
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From: PA
Still dunno...
Old 03-15-2010 | 08:21 PM
  #124  
huemoua's Avatar
Cruisin'
 
Joined: Mar 2008
Posts: 20
Likes: 0
CC: 0$
AutoLoan: 34k
Mortage: Just short-sell zero now.
Old 04-05-2010 | 07:06 PM
  #125  
drdamian's Avatar
FOR SALE - BM
 
Joined: Nov 2005
Posts: 1,503
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From: Philadelphia, PA
CC: i only use it for gas and pay it off monthly
mortgage: 550K - 4.87% on the first mortgage 6.12% on the second
car: 25K
student loan: 175K
VUL and disability : 900$/month
Old 04-05-2010 | 07:18 PM
  #126  
Scrib's Avatar
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Joined: Oct 2001
Posts: 26,326
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From: Northwest IN
^^^^^^

Holy crap!


Oh an btw, how do you like the EX35?
Old 04-05-2010 | 07:29 PM
  #127  
drdamian's Avatar
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Joined: Nov 2005
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From: Philadelphia, PA
Originally Posted by Scrib
^^^^^^

Holy crap!


Oh an btw, how do you like the EX35?
I think its kinda cool.. sometimes when i look at it i think its a little girly but its got a lot of cool features. my wife is short and she wanted to get into something that was smaller for her. i would have preferred an yukon denali or something but she vetoed that. the around view camera is probably the best feature for parallel parking.
Old 04-05-2010 | 08:43 PM
  #128  
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Sweet!
iTrader: (1)
 
Joined: Jul 2007
Posts: 4,104
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From: Northern VA
And I thought my student loans were excessive. Then again, I didn't go into anything health related so they still may be excessive for CIS .
Old 04-05-2010 | 09:09 PM
  #129  
nokiaman's Avatar
Suzuka Master
 
Joined: May 2007
Posts: 6,271
Likes: 236
From: Maryland
Originally Posted by nokiaman
Both me and my wife together:

CC: 0. Paid in full each month.
House: 250K
Auto Loans: 30K
Business Loan: 400K
Been a while.

CC: Still paid in full each month.
House: Keeping in mind we moved to MD, 750k or so.
Auto: 15k
Business/Investment loans: 300k

I hate debt
Old 04-05-2010 | 09:41 PM
  #130  
drdamian's Avatar
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Joined: Nov 2005
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From: Philadelphia, PA
Originally Posted by thunder04
And I thought my student loans were excessive. Then again, I didn't go into anything health related so they still may be excessive for CIS .
my student loans are roughly 1200 a month for the next 30 years. at least i have the ability to write it off so im not in really any hurry to pay it off. I think the rate is 2.9 on it and after so many consecutive pays it goes to 0%
Old 04-05-2010 | 10:22 PM
  #131  
wndrlst's Avatar
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Joined: Mar 2006
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Originally Posted by drdamian
my student loans are roughly 1200 a month for the next 30 years. at least i have the ability to write it off so im not in really any hurry to pay it off. I think the rate is 2.9 on it and after so many consecutive pays it goes to 0%
Wow. Mine only dropped a point (from 4.25 to 3.25 I think?) for consecutive pays. They'll never go any lower. How'd you score that?
Old 04-06-2010 | 06:35 AM
  #132  
drdamian's Avatar
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Joined: Nov 2005
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From: Philadelphia, PA
Originally Posted by wndrlst
Wow. Mine only dropped a point (from 4.25 to 3.25 I think?) for consecutive pays. They'll never go any lower. How'd you score that?
we had a handfull of mormons in our class that did the legwork and found a company called UHEAA. it stands for utah higher education assistance ?.. they consolidated all the loans for the entire class (around 115) and worked out a deal.
Old 04-06-2010 | 07:49 AM
  #133  
hornyleprechaun's Avatar
Bent = #1
 
Joined: Dec 2001
Posts: 13,473
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From: Marietta, GA
Originally Posted by hornyleprechaun
CC - $0
1st Mortage - $188,000 @ 6% Fixed
2nd Mortage - $35,000 @ 5.5% Variable

Since I last posted I got married, soooooo

CC - $1,350
Student Loan #1 - $2,000
Student Loan #2 - $10,000 (I think)

Our goal is to have her CC paid off in 2 months max. It was at $2,800, but I took control and have been making the same dollar payment weekly instead of monthly. Student Loan #1 will be eliminated this year, hopefully by June/July. Then we'll focus on Student Loan #2.
Mortgages should be the same.

Wife's CC = $0 (Just paid it off )
Student Loan #1 - $1,800 (Still looking at a July payoff)
Student Loan #2 - $10,000 (Will work on this after SL#1 is done)
Old 04-06-2010 | 07:58 AM
  #134  
svtmike's Avatar
Team Owner
 
Joined: Oct 2003
Posts: 37,666
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From: Chicago
^^^ You can't re-fi your mortgages? When I did mine in December rates were 4.75% for a 30 year fixed. I don't think they're much higher than that now.
Old 04-06-2010 | 08:18 AM
  #135  
jeffd1985's Avatar
Cruisin'
 
Joined: Dec 2009
Posts: 19
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From: ohio
49k in school loans
9k on car
4k on CC
Old 04-06-2010 | 08:39 AM
  #136  
gr8ness97's Avatar
Quarterlife Crisis....
iTrader: (5)
 
Joined: Jun 2004
Posts: 2,952
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From: Texas
CC = 1.2K
Car = 0
Mortgage = 128K
Student Loan = 0
Old 04-06-2010 | 08:47 AM
  #137  
hornyleprechaun's Avatar
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Joined: Dec 2001
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From: Marietta, GA
Originally Posted by svtmike
^^^ You can't re-fi your mortgages? When I did mine in December rates were 4.75% for a 30 year fixed. I don't think they're much higher than that now.
I called a couple months ago and I didn't (and still don't) have enough equity. I put 5% down (12,000) and have paid off $5,000 of the principal balances.

Would be nice since the 1st mortgage is fixed @ 6% and the 2nd is variable @ 5.25% right now. My wife makes a base + commission and right now she is making significant commission, so the extra $ will be going to the 2nd mortgage.
Old 04-06-2010 | 08:47 AM
  #138  
CocheseUGA's Avatar
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Joined: Mar 2009
Posts: 18,761
Likes: 960
From: Kennesaw, GA
Too much.

CC=11k (wife is probably about the same)
Car=15k
House=110k
Student Loan=??? Wife has them.

I have a bit of an addiction to buying stuff. Trying hard to sort that out.
Old 04-06-2010 | 07:19 PM
  #139  
Professor's Avatar
Карты убийцы
 
Joined: Apr 2003
Posts: 8,264
Likes: 125
From: Cochabamba, Bolivia
'Fat' Tony = $4K plus 10% weekly vig (Bulter really deserved to win)
Fast Car Loans = $17.5K at 39.9% for the title to my 1997 Honda Accord
Back Alimony and Child Support = the GDP of the nation of Chad
Regional Hospital = $2K to repair fingers from missed to 'Fat' Tony for the Colts defeat
IRS = 2 new tires for an F-15 on the USS Kennedy (CV67)
Bro at corner store = 58 cents for two blunts
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