thoiboi

I have almost 20 CC as well but I don't take the churn approach.. I keep them if I can get at least the annual fee's worth of value per year or I cancel.

nist7

Yup. Same here, I keep it if the value I get from it is > the AF.

Only have probably 10 or so CC.

Quick update on my end: Just got approved for the Barclay Arrivals+ card, hopefully card gets here sooner than later (going on an inter-island trip on valentine's weekend so would love to put spend on that card to get started).

#1 STUNNA

The WireCutter always coming through! Got me a BoA Card with 0% balance transfer, and no BT fee and a nice credit limit

https://thewirecutter.com/money/cred...#bankamericard

#1 STUNNA

FYI the Amex Blue Cash Preferred card now offers 6% cash back on US Streaming services, in addition to 6% back at grocery stores, 3% on gas, ride sharing, tolls, publics transport, and select department stores

To earn additional rewards on streaming subscription purchases, the purchase must be made from a provider that is included on our list of Select U.S. Streaming Subscriptions:
• Amazon Music
• Apple Music
• Audible
• CBS All Access
• Direct TV Now
• ESPN+
• Fubo TV
• HBO Now
• Hulu
• iHeartRadio
• Kindle Unlimited
• MLB.TV
• NBA League Pass
• Netflix
• NHL.TV
• Pandora
• Prime Video Unlimited
• Showtime
• Sling TV
• SiriusXM Streaming and Satellite
• Spotify
• YouTube Music Premium
• YouTube Premium
• YouTube TV

If your subscription is bundled with another product or service or billed by a third party (such as a digital platform, a cable, telecommunications, or internet provider, or a car manufacturer), your purchase may not be eligible.

Doom878

Nice. My Cap1 paid for Spotify for like 6 mos.

kurtatx

The Amex gold comes in Rose Gold. Bro down FTW.

Working on my Amex trifecta

thoiboi

Bruh Rose Gold from the beginning here, it's a gorgeous card and I use it the most out of my Green/Platinum.. Join the club, the water's fine! I get a lot of gift cards (mainly Amazon) from Whole Foods to replenish my Amazon balance to get 4 MR on Amazon purchases, much better than the 5% cash back on the Amazon card

Doom878

Just got a BJ's MC where at the pump it knocks down the price by $0.10/gallon which is as cheap as it gets plus 3% back for store purchases. Helps for my 25 mile commute on premium petro. 2% for all dining including fast food and non-BJs gas. Plus for sign up they gave me $40 in store credit.

oonowindoo

there is a good joke in there somewhere. i just need to sort it out

Midnight Mystery

You can't sort it out because he's from Florida.... just sayin....

AZuser

1 Southwest point = roughly 1.4 cents

So 100,000 Southwest points = $1,400 for Southwest flights


https://creditcards.chase.com/a1/sou...EP100kPlus1021

- Earn 50,000 points after you spend $2,000 on purchases in the first 3 months from account opening.
- Earn an additional 50,000 points after you spend $12,000 on purchases in the first 12 months from account opening.
- Two Early Bird check-ins per year

Offer ends 12/7/2021.

$69 annual fee applied to your first billing statement.




If you get 125,000 Southwest points, you qualify for Southwest Companion Pass: https://www.southwest.com/rapidrewar...companion-pass

Companion Pass allows you to pick a companion to fly with you for free on every flight you’re on with no limit to how many times you can use it or how expensive the ticket is. You just pay the taxes for the flight which is just $5.60 for a flight within the U.S.

Mizouse

too bad I don't have a companion

oonowindoo

So realistic that SW CC = 100,000 pts (1,400 value) with 12k purchases... with $69 annual fee...

I mean if you are planning to spend $12k to earn points, there are better cards out there for it...

But i am actually looking into SW CC since i prefer to fly SW on domestic flights to fly smaller airports and i am planning to make a big purchase soon...

Any other good offers on CC now?

thoiboi

I think the only reason you would get the SW CC is if you want to take advantage of the Companion Pass and travel. As we head towards the tail end of the pandemic, it might make more sense.. Definitely not a good 'earning' card.

AZuser

Still good if you do just the 50,000 points for $2,000 spend. That gets you a $700 Southwest ticket.

My home and car insurance will easily exceed that (both due in Jan). Is there any card that offers additional earnings for home and auto insurance?

oonowindoo

Yah.. i am thinking either AA or united CC... since SW already offers free bags, It makes more sense to get a CC from another airline to take advantage of the perks..

oonowindoo

I saw this guy w/his gf at the Centurion Lounge at LAS 2 weeks ago

AZuser

No spend requirement
.

• Welcome bonus = $200 Amazon Gift Card instantly upon approval
  .
• Rewards at Amazon and Whole Foods Market = 5% back with an eligible Prime membership
  .
• Rewards at restaurants, gas stations, and drugstores = 2% back
  .
• Rewards on all other purchases = 1% back
  .
• Bonus rewards at Amazon =
  10% back or more on select products
  10% back or more on select products
  . Limited time offer. See terms.

Amazon.com Gift Cards: Upon approval of your Amazon Rewards Visa Signature Card application, the Gift Card will be loaded into your Amazon.com account. The Amazon.com Gift Card is only awarded to new cardmembers and at the time of card approval. The Gift Card cannot be used for other gift card purchases. Amazon.com Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See www.amazon.com/gc-legal for complete terms and conditions.

doopstr

https://finance.yahoo.com/news/amazon-stop-accepting-visa-credit-090449065.html

Amazon.com Inc is considering dropping Visa as partner on its U.S. co-branded credit card after earlier confirming it would stop accepting Visa credit cards in the United Kingdom as a dispute over payments intensified.

The e-commerce giant is in talks with several payment networks including Mastercard Inc, American Express Co and Visa as part of what it called its standard process for reviewing its co-branded credit card agreement, a spokesperson said.

Visa declined to comment on the co-branded card. Mastercard and American Express did not respond to requests for comment.