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deltaboxxx deltaboxxx is offline

Registered speed offender

Visitor Messages

Showing Visitor Messages 1 to 3 of 3
  1. Sarlacc
    01-07-2011 04:15 PM - permalink
    Where the hell you been son?
  2. 1fsthatch
    12-01-2008 11:05 AM - permalink
    i got 2 12in rockford fosgate p2's along with a rockford fosgate amp and also an alpine headunit and most of the wiring and ipod connection i dunno if this helps pm me back

  3. LaCostaRacer
    09-20-2008 01:33 PM - permalink
    Hi Delta,

    I was not intentionally trying to slam you with my last post in your thread. I was
    only trying to talk some sense into you. You have posted numerous times on
    desires of cars and bikes and such which is normal for someone your age. But you
    have a kid now and life changes bigtime with that simple fact. Don't you think your
    efforts might pay off more attending to your Son's needs and wants instead of your
    own? One way to do that is to become financially secure.

    Wealth is not a measurement on who has the biggest FICO score- it's measured by
    Assets minus Liabilities. The 'Millionare Next Door' book even has a formula
    of how wealthy you should be based on your age.

    Here's a snippet of a posting I did in the Money & Investing Forum that describes

    "There's formula listed in the book for determining if you are on-track for becoming
    wealthy that may be of help: your wealth should be <your age>/10 * annual income. So
    for example, if you're 40 and making 100k a year your current worth should be:
    (40/10 *100K) or 400K. This would include your equity in a house and properties,
    savings, cars and other assets, investments and 401K. For this example, someone with
    this profile and net worth would be an 'average accumalator' of weath. If they only
    had 200K or less they would be classified as an under-accumalator of weath or UAW
    and if they had 600K they would be an prodigious accumalator of wealth or PAW for
    short. It turns out that many millionares became that way by being PAWs. I think
    this formula works better for someone that has been working a little bit as opposed
    to a recent college graduate. Irregardless, it does give you some milestones that
    you can use without asking others for benchmarking.

    It turns out that many (not all of coarse) high-income families wind up being UAWs-
    mostly because they try to keep up with the Joneses joining the rat race of life.
    Income does not necessary predict future wealth but it certainly shouldn't hurt."

    You can search in that Forum for "Millionare Next Door" and get the thread that has
    lots of useful device from Acuraziners. You seem to know much about your Father's
    finances, so try the formula to see where he stacks up with things. I suspect that
    this may be an eye opener for you.

    You have a long life to acquire cars and toys. You would find that trying to acquire
    investments at this time will pay huge returns in you 30s and 40s to the rest of
    your life. You won't stress about car loans because you will simply pay cash for
    cars and focus on out-the-door cost more than payment amount.

    Your Son will also have a great role model to follow to do the same when he grows
    up. I won't be posting any more to that Dodge thread. I'm also not a professional
    financial adviser (I'm a Software Engineer) so there is nothing I would benefit from
    with giving you this bit of advice- this is simply a 'pay it forward' type of thing
    I'm doing for you. Now back to my Saturday Activities...


About Me

  • Signature
    Current:2018 Still Night Blue A-Spec TLX
    Past:2015 TLX Tech, 2013 Cherry Red Chrysler 300SRT
    2012 White TL Tech, 2010 stone white T/A challenger
    2009 Hemi Orange Challenger, 2006 NBP TL6MT


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  • Last Activity: Yesterday 02:20 AM
  • Join Date: 12-08-2007
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