Anyone pulling any chick's with the apec tlx
05-30-2018, 02:13 PM
#41
Intermediate
Thread Starter
Lol taco that might happen with me selling because of that but realistically I'm sticking with the tlx only because mercedes is less reliable and I'm trying to have the car for 10 years. And also gas is the reason. I do want chics to eye fuk me it helps with my game but damn the reliblity of the benz.
05-30-2018, 05:34 PM
#42
Senior Moderator
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Curious3GTL (05-31-2018)
06-01-2018, 10:48 PM
#47
Used to be car seats would fold down forward - TLX seats wont do that. But, if you're not to big, and the girl (or guy) isn't too big - well, then, I could think of worse places to have sex. The TLX will be fairly good at containing noise with it's triple door seals, in case she's a screamer.
06-02-2018, 08:00 AM
#48
But, I seem to remember (been so long, could be a little foggy) with horny teenage girls all you had to do was try, and they'll have sex with you (as long as you're not super fugly/stinky/seem desperate - you just have to act like it's cool, here, let me undo that bra for you, don't worry, everything's peachy...) In fact, I think that generally they'd rather you just go ahead and screw them, than have you ask them "why don't you like me" (they hate that). "If you have to ask, you'll never know."
In fact, every time I did something like simply scoot up close to a girl I was sitting near, or start massaging her shoulders, and them move on to the rest of the body, even with girls I'd just met that day, they never said "no, stop" - the closest was "hey, what are you doing" and I just responded with something like "we don't have a chair, so I figured we'd just be more comofortable sitting this way..." and she said "oh, OK".
06-02-2018, 11:19 PM
#51
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Get a dog 
06-04-2018, 02:32 PM
#53
Valets and folks at the car wash seem to love my Aspec. Chicks like the fact it’s new, but none of them are getting excited about it. Now if you want a chick magnet I’m suggesting the new RDX Aspec or Advance. That thing is gorgeous inside and out. Funny Ikeda was interviewed where he said he looked forward to seeing dropped RDXs and the folks on TOV ridiculed his comments to no end. He was right though. Drop that thing with some running boards and the right aftermarket rims on the Advance (of course I’m a fan of the Aspec wheels) and you’ll have quite the looker.
06-05-2018, 06:46 AM
#55
Pretty good read about the Psychology of Money.
http://www.collaborativefund.com/blo...logy-of-money/
http://www.collaborativefund.com/blo...logy-of-money/
When you see someone driving a nice car, you rarely think, “Wow, the guy driving that car is cool.” Instead, you think, “Wow, if I had that car people would think I’m cool.” Subconscious or not, this is how people think.
The paradox of wealth is that people tend to want it to signal to others that they should be liked and admired. But in reality those other people bypass admiring you, not because they don’t think wealth is admirable, but because they use your wealth solely as a benchmark for their own desire to be liked and admired.
The paradox of wealth is that people tend to want it to signal to others that they should be liked and admired. But in reality those other people bypass admiring you, not because they don’t think wealth is admirable, but because they use your wealth solely as a benchmark for their own desire to be liked and admired.
06-05-2018, 07:07 AM
#56
The point isn’t to abandon the pursuit of wealth, of course. Or even fancy cars – I like both. It’s recognizing that people generally aspire to be respected by others, and humility, graciousness, intelligence, and empathy tend to generate more respect than fast cars.
From the same article.
06-05-2018, 03:39 PM
#58
Racer
06-05-2018, 03:46 PM
#59
Racer
Probably over 90% of the people on this site with a TLX finace...as well most every other forum. Is it the smartest thing to do? No, but the have now pay later culture is very prevalent. I think only a personal money depression individually or nationally would change people’s spending habits. And so not to appear hipocritical. I also fall within this group. I am willing to bear the enslavement of payments for what I get out of the car.
Last edited by ultrapogi; 06-05-2018 at 03:58 PM.
06-05-2018, 08:14 PM
#60
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Its a quickly depreciating asset. Why would anyone in their right mind pay $40K cash for something worth $37K the minute they drive it off the lot?
06-06-2018, 09:35 AM
#62
Team Owner
Because it's better to pay 40k cash for something that is worth 40k, rather than pay 46k for something worth 40k, over several years of interest payments. Either way you're losing money on the car. Why lose more than you have to?
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nist7 (06-06-2018)
06-06-2018, 09:49 AM
#63
Team Owner
It's just in this era, we've been made accustomed to financing, by all the marketing surrounding it, completely normalizing it in our society. You're considered a rarity if you don't have a payment of some sort. My old man comes from the old country... eastern European values. He's incredibly frugal with his money. Doesn't spend a time more than he has to. Spent his entire life saving and saving and saving. But... he's retired now with a 7 figure bank account.
The last 3 cars my parents owned (actually they still own all of them) include:
2016 mid level CR-V (mom's)
2006 mid level Toyota Matrix (dad's)
2003 base model Toyota Matrix (dad's old car, but with 500k km on the dash, he figures its worth $0 and doesn't want to get rid of it, even though it hasn't moved in 3 years)
all three were bought with cash. no payments. no interest. no over paying. My folks stick to moderate/below moderate cars, to limit depreciation and to limit how much they're draining out of their accounts. My old man is now 73 and has never in his life come close to spending 40k on a vehicle (even taking inflation into account, from decades gone by).
The problem isn't buying a 40k luxury car... the problem is that everyone feels they can and should be in a 40k luxury car these days. And financing is the door that let's them do it. And of those, I wonder how many rolled over negative equity from another vehicle they were still paying off. No one teaches us finances and budgeting in school. We're just expected to go out in to the world and just "know" how to handle money... yet we teach people everything else in society.
The last 3 cars my parents owned (actually they still own all of them) include:
2016 mid level CR-V (mom's)
2006 mid level Toyota Matrix (dad's)
2003 base model Toyota Matrix (dad's old car, but with 500k km on the dash, he figures its worth $0 and doesn't want to get rid of it, even though it hasn't moved in 3 years)
all three were bought with cash. no payments. no interest. no over paying. My folks stick to moderate/below moderate cars, to limit depreciation and to limit how much they're draining out of their accounts. My old man is now 73 and has never in his life come close to spending 40k on a vehicle (even taking inflation into account, from decades gone by).
The problem isn't buying a 40k luxury car... the problem is that everyone feels they can and should be in a 40k luxury car these days. And financing is the door that let's them do it. And of those, I wonder how many rolled over negative equity from another vehicle they were still paying off. No one teaches us finances and budgeting in school. We're just expected to go out in to the world and just "know" how to handle money... yet we teach people everything else in society.
06-06-2018, 09:52 AM
#64
Team Owner
and for the record- I'm no better than the rest of the society, making monthly payments on my Nismo 
Yes, I know I'm over paying for the car due to the interest. It's crossed my mind many times to sell it and be done with it... free up that extra cash flow... it's just all too easy to sign your name on the dotted line and walk away with instant gratification in your hands.
I told myself "I deserve this" but really, if I don't have the cash on hand... I probably don't deserve it at all. I just made my monthly cash flow make it work.
Yes, I know I'm over paying for the car due to the interest. It's crossed my mind many times to sell it and be done with it... free up that extra cash flow... it's just all too easy to sign your name on the dotted line and walk away with instant gratification in your hands.
I told myself "I deserve this" but really, if I don't have the cash on hand... I probably don't deserve it at all. I just made my monthly cash flow make it work.
Last edited by TacoBello; 06-06-2018 at 09:55 AM.
06-06-2018, 11:43 AM
#65
While I don't disagree with your Dad's financial morals...that's the smart way.
But as a car guy...if I were to kick it of natural causes with a mill in the bank (1 year salary) and 2 toyota matrices in the driveway, I'd have them resuscitate me so I could kill myself again.
I agree though, it all comes down to living within your means and learning what that actually means. There's a balance to everything.
For some, 40K ain't shit...for some, $40k is all of the shit.
But as a car guy...if I were to kick it of natural causes with a mill in the bank (1 year salary) and 2 toyota matrices in the driveway, I'd have them resuscitate me so I could kill myself again.
I agree though, it all comes down to living within your means and learning what that actually means. There's a balance to everything.
For some, 40K ain't shit...for some, $40k is all of the shit.
06-06-2018, 01:59 PM
#66
Team Owner
I've tried living my life like him... it ain't happening
I feel he's been too restricted in life and now he's 73... he isn't going to change now... but I feel he did miss out on some various opportunities in life.
I feel he's been too restricted in life and now he's 73... he isn't going to change now... but I feel he did miss out on some various opportunities in life.
06-06-2018, 02:04 PM
#67
bro, why do you think I moved on from the TL. it was a jack of all trades...paid off...I just pictured my headstone reading "here lies dumb roxstur, he was a true automotive enthusiast that thoroughly enjoyed a reliable japanese sedan his entire adult life and never really took any financial risks at all"
06-06-2018, 05:06 PM
#69
Safety Car
And even with supercars, many of the youtubers show that supercars mostly attracts lots of dudes....which I mean if you swing that way...hey all the power to ya.
And the kinds of chicks that are gonna be pulled in by an expensive car is probably not the kind you want to spend a lifetime with.....cause when the green dries up...they're gone.
Agreed.
Plus rates are going up now, and with potential inflation, it'll be hard to beat a car loan rate than before. Quantitative easing is gone and car and mortgage rates are on the rise. You hear people always tout financing a car...but I wonder how many actually calculate their return on their investment vs the car loan + inflation rates...
And the kinds of chicks that are gonna be pulled in by an expensive car is probably not the kind you want to spend a lifetime with.....cause when the green dries up...they're gone.
Plus rates are going up now, and with potential inflation, it'll be hard to beat a car loan rate than before. Quantitative easing is gone and car and mortgage rates are on the rise. You hear people always tout financing a car...but I wonder how many actually calculate their return on their investment vs the car loan + inflation rates...
Last edited by nist7; 06-06-2018 at 05:13 PM.
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TacoBello (06-07-2018)
06-07-2018, 09:11 AM
#73
Team Owner
06-07-2018, 01:59 PM
#74
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Step back you are paying $40K for something that is worth $37 if you are lucky trying to turn the car back into cash the day after you bought it.
A $40K car at Acuras current .9% is $553 over 3 years. I have bought any number of cars including my TL zero down zero interest.
So the drive off is $40,000 - $3553 Depreciation + Loan Interest vs -$3000 Cash. As for your own financial position I would expect anyone who is not brain dead to be making more then a $553 increase a year in salary over the 3 years. The $40,000 stays in the bank or the market earning something & payments are made out of salary.
06-07-2018, 02:07 PM
#75
Team Owner
Interest rates are higher here. Acura was always between 3.5-5%, everytime I priced anything out on their site. I guess region matters.
Also, I always hear people say "oh all I need to do is invest money and have it return X amount of dollars every year and it'll eat the interest" Yet the number of people who actually do that is very slim. It's one thing to say it. It's another to do it.
Also, I always hear people say "oh all I need to do is invest money and have it return X amount of dollars every year and it'll eat the interest" Yet the number of people who actually do that is very slim. It's one thing to say it. It's another to do it.
06-07-2018, 02:08 PM
#76
Team Owner
And why would you use your salary to offset the interest? That's not stopping anyone from paying interest. They're just making their cash flow work a bit better for them 
06-07-2018, 02:20 PM
#77
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It's just in this era, we've been made accustomed to financing, by all the marketing surrounding it, completely normalizing it in our society. You're considered a rarity if you don't have a payment of some sort. My old man comes from the old country... eastern European values. He's incredibly frugal with his money. Doesn't spend a time more than he has to. Spent his entire life saving and saving and saving. But... he's retired now with a 7 figure bank account.
The last 3 cars my parents owned (actually they still own all of them) include:
2016 mid level CR-V (mom's)
2006 mid level Toyota Matrix (dad's)
2003 base model Toyota Matrix (dad's old car, but with 500k km on the dash, he figures its worth $0 and doesn't want to get rid of it, even though it hasn't moved in 3 years)
all three were bought with cash. no payments. no interest. no over paying. My folks stick to moderate/below moderate cars, to limit depreciation and to limit how much they're draining out of their accounts. My old man is now 73 and has never in his life come close to spending 40k on a vehicle (even taking inflation into account, from decades gone by).
The problem isn't buying a 40k luxury car... the problem is that everyone feels they can and should be in a 40k luxury car these days. And financing is the door that let's them do it. And of those, I wonder how many rolled over negative equity from another vehicle they were still paying off. No one teaches us finances and budgeting in school. We're just expected to go out in to the world and just "know" how to handle money... yet we teach people everything else in society.
The last 3 cars my parents owned (actually they still own all of them) include:
2016 mid level CR-V (mom's)
2006 mid level Toyota Matrix (dad's)
2003 base model Toyota Matrix (dad's old car, but with 500k km on the dash, he figures its worth $0 and doesn't want to get rid of it, even though it hasn't moved in 3 years)
all three were bought with cash. no payments. no interest. no over paying. My folks stick to moderate/below moderate cars, to limit depreciation and to limit how much they're draining out of their accounts. My old man is now 73 and has never in his life come close to spending 40k on a vehicle (even taking inflation into account, from decades gone by).
The problem isn't buying a 40k luxury car... the problem is that everyone feels they can and should be in a 40k luxury car these days. And financing is the door that let's them do it. And of those, I wonder how many rolled over negative equity from another vehicle they were still paying off. No one teaches us finances and budgeting in school. We're just expected to go out in to the world and just "know" how to handle money... yet we teach people everything else in society.
I also don't believe in not buying & enjoying what I can afford. Excluding buying fun things to die wealthy & never enjoy what I worked for is not part of my life plan. Different life experiences will shape our outlook & growing up in the projects taught me being poor sucks. It also taught me education & hard work is the only way out.
Only default rates will tell you how many people over bought their income or savings. The current delinquency rate for auto loans in 2018*is 1.46%on a loan value of $18,694. So lest then 2 people in 100 are being stupid & over buying to the point they can't pay for the car.
06-07-2018, 02:28 PM
#78
Team Owner
Anyways... Back to wheeling in girls with an A-spec...
06-07-2018, 03:20 PM
#79
Moderator
Interest rates are higher here. Acura was always between 3.5-5%, everytime I priced anything out on their site. I guess region matters.
Also, I always hear people say "oh all I need to do is invest money and have it return X amount of dollars every year and it'll eat the interest" Yet the number of people who actually do that is very slim. It's one thing to say it. It's another to do it.
Also, I always hear people say "oh all I need to do is invest money and have it return X amount of dollars every year and it'll eat the interest" Yet the number of people who actually do that is very slim. It's one thing to say it. It's another to do it.
I pay cash for my cars because I sleep better at night without any debt. If I sacrifice a couple hundred dollars a year to do so it's not a big deal to me.