What a shame!!!
09-27-2006, 05:54 PM
#41
Suzuka Master
Originally Posted by SiGGy
ya I travel to NJ every month for a week. NJ people drive like idiots and 70% of the cars I see on the road are fucked up in one way or another. And I'm also aware some insurance companies will not insure people out here because of the asshat drivers.
Adding comprehensive can't be that much more. Or he should drop to a car he can afford full coverage on. The real problem here is he wants something he can't obviously afford. Read my last two paragraghs above.
I flew into Newark this week, I'm out in Bedminster now...
Adding comprehensive can't be that much more. Or he should drop to a car he can afford full coverage on. The real problem here is he wants something he can't obviously afford. Read my last two paragraghs above.
I flew into Newark this week, I'm out in Bedminster now...
09-27-2006, 06:05 PM
#42
Senior Moderator
Originally Posted by SiGGy
ya I travel to NJ every month for a week. NJ people drive like idiots and 70% of the cars I see on the road are fucked up in one way or another. And I'm also aware some insurance companies will not insure people out here because of the asshat drivers.
Adding comprehensive can't be that much more. Or he should drop to a car he can afford full coverage on. The real problem here is he wants something he can't obviously afford. Read my last two paragraghs above.
I flew into Newark this week, I'm out in Bedminster now... leaving here in a bit to get food in Jersey City.
Adding comprehensive can't be that much more. Or he should drop to a car he can afford full coverage on. The real problem here is he wants something he can't obviously afford. Read my last two paragraghs above.
I flew into Newark this week, I'm out in Bedminster now... leaving here in a bit to get food in Jersey City.
. I live in Somerset County. Everything's expensive here, including car insurance. Not too much car theft around here, but if my car was stolen, I'd bet that it was taken to Newark. That place is a black hole for cars and tax dollars.
09-27-2006, 07:55 PM
#43
Drifting
cool siggy. where in jersey city did you eat? haha
yes nj drivers are nuts, there are too many drivers, and the roads are garbage. soof course insurance is insane..
although i only drove for about 3 years, my insurance is about 2400 a year. i drive a 99TL. i have full coverage, ilive on my own, and pay everything straight. oh, no accidents that were my fault, one speeding ticket which i went to court and lowered my points.. so my rate is pretty nice.
yes nj drivers are nuts, there are too many drivers, and the roads are garbage. soof course insurance is insane..
although i only drove for about 3 years, my insurance is about 2400 a year. i drive a 99TL. i have full coverage, ilive on my own, and pay everything straight. oh, no accidents that were my fault, one speeding ticket which i went to court and lowered my points.. so my rate is pretty nice.
09-27-2006, 08:33 PM
#44
Originally Posted by phipark
The point is if you can't afford the cost associated with the vehicle, then you can't afford the vehicle.
However, I will say that your insurance payment is insane. Must be because of the area.
However, I will say that your insurance payment is insane. Must be because of the area.
well it probbly is cuz of the area but the thing which makes my insurance really high is cuz i have more than 10 speding tickets atleast. and the worst one was 128 in a 55mph zone. and the only reason i wasent arrested was cuz this happened in the seattle area 2 years ago and i had a NY state licence and the cop just gave me a almost $900 ticket. i just drive to fast and get a lot of speding tickets. and to top it all off a have a suspension cuz of wreckless driving also 2 years ago. i just dont have good luck when it comes to law inforcment. here is a few things a got bused for
1. speeding
2. speeding to fast for the condition
3. wreckless driving
4. destoriying personal property
5. doing burnout's in a city street
6. driving with a suspended licence
7. driving with passangers right after i got my licence (i guess your not suppose to for the first 6 months)
there are a couple more.
all these happened in the first year that i got my licence. i was stupid soo what can i say. the best part is i don't have any points taken off my NY licence cuz all these happened out of state. i have never gotton pulled over by cops in NYC cuz i don't drive all crazy now.
09-28-2006, 07:29 AM
#45
Moderator Alumnus
Originally Posted by aaronnn
cool siggy. where in jersey city did you eat? haha
yes nj drivers are nuts, there are too many drivers, and the roads are garbage. soof course insurance is insane..
although i only drove for about 3 years, my insurance is about 2400 a year. i drive a 99TL. i have full coverage, ilive on my own, and pay everything straight. oh, no accidents that were my fault, one speeding ticket which i went to court and lowered my points.. so my rate is pretty nice.
yes nj drivers are nuts, there are too many drivers, and the roads are garbage. soof course insurance is insane..
although i only drove for about 3 years, my insurance is about 2400 a year. i drive a 99TL. i have full coverage, ilive on my own, and pay everything straight. oh, no accidents that were my fault, one speeding ticket which i went to court and lowered my points.. so my rate is pretty nice.
My friends live in Jersey City in some gated community that has part of the hudson running into it. Basically across from the statue of liberty on a slight angle. It's pretty nice. We ate at some Steak house not far from there, I forgot the name already
. I'll be going back down there again tonight for dinner. I'm staying out this way in Baskin Ridge at the Marriot off of 78. People make fun of Jersey, but when you see the area I'm staying in it's hard to make fun of Jersey (bedminster, baskin ridge). I'm basically in the heart of the pharmaceutical companies right here... And next to AT&T and Verizon. Lots of $$ and expensive houses out this way.
09-28-2006, 07:50 AM
#46
Team Owner
iTrader: (4)
Originally Posted by INSPIRE 32V
ummm... like i said before NOT EVERYONE CAN AFFORD FULL COVERAGE.
I was paying $5000 a year for 3 cars about 3 years ago. It sucked, but that's what you have to do. If I couldn't afford to insure my CL, I would be posting on Maxima.org right now.
09-28-2006, 07:53 AM
#47
Team Owner
iTrader: (4)
Originally Posted by mclarenf3387
Welcome to NY/NJ car insurance. Add being under 25 and you'll pay out your ass for full coverage on anything but a tricycle.
I've heard about some guys paying about $4-6K a year to insure their CL. It's nice having a cleaner driving record and moving out of the ghetto of Jersey City.
I'm bearly over $1500 with full coverage now.
09-28-2006, 07:56 AM
#48
Moderator Alumnus
Originally Posted by RaviNJCLs
I've heard about some guys paying about $4-6K a year to insure their CL. It's nice having a cleaner driving record and moving out of the ghetto of Jersey City.
I'm bearly over $1500 with full coverage now.heh, although look at his stated driving record above...
09-28-2006, 08:19 AM
#49
Team Owner
iTrader: (4)
Originally Posted by SiGGy
heh, although look at his stated driving record above...
09-28-2006, 08:27 AM
#50
Go Giants
Having an uninsured car in Newark is like having sex with a prostitute without a rubber...You expect the worst, but hope for the best....
09-28-2006, 08:40 AM
#51
Team Owner
iTrader: (4)
Originally Posted by Whiskers
Having an uninsured car in Newark is like having sex with a prostitute without a rubber...You expect the worst, but hope for the best....
09-28-2006, 09:12 AM
#52
Drifting
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That sucks for your friend.. hope he works things out.
I agree that he should have had better insurance. If the car is paid off he doesnt have a car note to worry about, so his total insurance bill is surely less than a note on top of an ins payment.
My friend has an 02 es300 (worth about 22k) and he only keeps minimum liability on it. I think hes crazy.. ya never know what kinda shit can happen
I agree that he should have had better insurance. If the car is paid off he doesnt have a car note to worry about, so his total insurance bill is surely less than a note on top of an ins payment.
My friend has an 02 es300 (worth about 22k) and he only keeps minimum liability on it. I think hes crazy.. ya never know what kinda shit can happen
09-28-2006, 09:21 AM
#53
teh Senior Instigator
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Originally Posted by INSPIRE 32V
well it probbly is cuz of the area but the thing which makes my insurance really high is cuz i have more than 10 speding tickets atleast. and the worst one was 128 in a 55mph zone. and the only reason i wasent arrested was cuz this happened in the seattle area 2 years ago and i had a NY state licence and the cop just gave me a almost $900 ticket. i just drive to fast and get a lot of speding tickets. and to top it all off a have a suspension cuz of wreckless driving also 2 years ago. i just dont have good luck when it comes to law inforcment. here is a few things a got bused for
1. speeding
2. speeding to fast for the condition
3. wreckless driving
4. destoriying personal property
5. doing burnout's in a city street
6. driving with a suspended licence
7. driving with passangers right after i got my licence (i guess your not suppose to for the first 6 months)
there are a couple more.
all these happened in the first year that i got my licence. i was stupid soo what can i say. the best part is i don't have any points taken off my NY licence cuz all these happened out of state. i have never gotton pulled over by cops in NYC cuz i don't drive all crazy now.
1. speeding
2. speeding to fast for the condition
3. wreckless driving
4. destoriying personal property
5. doing burnout's in a city street
6. driving with a suspended licence
7. driving with passangers right after i got my licence (i guess your not suppose to for the first 6 months)
there are a couple more.
all these happened in the first year that i got my licence. i was stupid soo what can i say. the best part is i don't have any points taken off my NY licence cuz all these happened out of state. i have never gotton pulled over by cops in NYC cuz i don't drive all crazy now.
wow, talk about being retarded
09-30-2006, 08:21 PM
#55
Oh Hullow
damn i thought i was out of control with my 2 tickets lol ... (driving with 2 passengers on a restricted license and getting caught with 15 other people in a 1 hour time span in a speed trap ... 42 in a 25) ... luckily no increase in insurance though... although i have been complimented on "not driving like an asshole like most kids my age" by a few people :-P
09-30-2006, 10:22 PM
#56
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Christ..
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
09-30-2006, 11:30 PM
#57
Suzuka Master
Originally Posted by Ken1997TL
Christ..
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
I live in one of the wealthiest areas of the nation (according to Forbes most wealthiest zip codes) and and theft still happens, granted its due to the proximity to Newark.
09-30-2006, 11:40 PM
#58
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Originally Posted by mclarenf3387
Shit won't make a difference, you think some crook will care? Hell, that just makes the job better if they rip your shit off, gives them more respect in the street.
I live in one of the wealthiest areas of the nation (according to Forbes most wealthiest zip codes) and and theft still happens, granted its due to the proximity to Newark.
I live in one of the wealthiest areas of the nation (according to Forbes most wealthiest zip codes) and and theft still happens, granted its due to the proximity to Newark.
And yes, crooks would care. They actually get caught around here unlike Newark, a septic tank of a city which breeds this kind of theft.
10-01-2006, 12:10 AM
#59
One on the right for me
Originally Posted by Ken1997TL
Christ..
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
And this is why I live in a quiet neighborhood next door to the chief of police and the City Manager. Oh and I pay under 600 a year for insurance on TWO TL's.
So on that note, get the hell out of Jersey.
Holy jesus I would love it if my rates were that low.
10-01-2006, 12:14 AM
#60
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Originally Posted by subinf
Holy jesus I would love it if my rates were that low.
10-01-2006, 01:13 AM
#62
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Originally Posted by INSPIRE 32V
i have a question??
will all the bad things stay on my freakin licence record or am i ever gona be able to enjoy paying like $400 for insurance some time in my life before i die.
will all the bad things stay on my freakin licence record or am i ever gona be able to enjoy paying like $400 for insurance some time in my life before i die.
10-01-2006, 01:34 AM
#63
One on the right for me
Originally Posted by Ken1997TL
They dropped quite a bit recently.. I'm not sure why and I'm not going to ask
Slightly off topic, but do you think it is worth it for me to switch my car registration to Oregon? I will be here for at least three years...maybe that will make my insurance lower as well?
10-01-2006, 01:37 AM
#64
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Originally Posted by subinf
Slightly off topic, but do you think it is worth it for me to switch my car registration to Oregon? I will be here for at least three years...maybe that will make my insurance lower as well?
10-01-2006, 12:27 PM
#66
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Originally Posted by azninvazion
i heard that when your 25 your drivng record and all are wiped clean and you start all over again? is it true
Your insurance does drop 30 or 40% in cost when you hit 25 if you've behaved yourself.
Tickets disappear after 3 years.
10-04-2006, 02:44 PM
#67
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Originally Posted by snowman81
Damn...that sucks so bad. I couldn't even imagine that. It seems like Cali is a terrible place to live if you're worried about car theft. Check out this article from MSN. The three columns on the left rank the city out of 366 so you can check out where you're city ranks. http://moneycentral.msn.com/content/...ar/P127134.asp
Luckily my baby gets parked in the garage every night. I know my Accord would have been stolen for sure had it not been parked in the garage. My buddy used his Accord key on my car. He was able to open the door and start the engine.
I was like, aah hell no!!!
Oh and within a week of moving in, the next door neighbors had their Toyota truck stolen from the front of their house.
That sucks about the TL-S.
10-04-2006, 06:25 PM
#68
Nom Nom Nom Nom
Originally Posted by INSPIRE 32V
ummm... like i said before NOT EVERYONE CAN AFFORD FULL COVERAGE. i myself just upgraded to a 02 TL-s and paid straight cash for it. and no i am not planing on spending 4k a year for full covrage. i will just take my chances with bad shit that has been happing.
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