Your car data increasing your premium!
#1
Drifting
Thread Starter
Your car data increasing your premium!
I know that the stopping power in my 2.0 TLX is awful and the Type S is not a whole lot better. This will be a combination of the weight and brakes that were given by Acura.
I recently switched insurance companies and you know how they give you a discount for tracking you through the mobile app? Nearly every other trip includes some sort of "event" and that typically is identified as "Hard braking" (by the standards of the app). I'm not looking forward to this as a premium increase justification!
I recently switched insurance companies and you know how they give you a discount for tracking you through the mobile app? Nearly every other trip includes some sort of "event" and that typically is identified as "Hard braking" (by the standards of the app). I'm not looking forward to this as a premium increase justification!
https://www.nytimes.com/2024/03/11/t...hare&sgrp=c-cb
Aside from inflation, has anyone gotten hefty premium increases in recent memory that may or may not have coincided with sharing your car's data w/insurance?
#2
Senior Moderator
I have a soon to be 17 y/o getting a DL in two weeks so, I'm going to have my head handed to me soon.
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ELIN (03-11-2024)
#3
Drifting
Thread Starter
#5
Intermediate
Makes zero sense I know.
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F23A4 (03-13-2024)
#6
Same here. My daughter and son are 4 years apart. It was cheaper to get them both on Geico than the insurer we had. My daughter is on her own now and still has that policy.
#7
Drifting
Thread Starter
Trending Topics
#8
I've known about the dongles and apps tracking data. Progressive advertises it a lot in their commercials. There were also articles in the past few years about how cops were taking data stored in the car ECU after an accident. I wasn't aware that data could be shared without consent. I did the online data request from the link in the article. I have my phone paired to the car, but not the acuralink app - because of exactly this situation. But, like onstar, can the car communicate bidirectionally without the app or house wifi?
Bonus that everyone should look at: my state has an opt out option at the bottom of the form. You can just stop them from selling your data (theoretically)
Bonus that everyone should look at: my state has an opt out option at the bottom of the form. You can just stop them from selling your data (theoretically)
Last edited by rabbit73; 03-12-2024 at 11:18 AM.
#10
Drifting
Thread Starter
I've known about the dongles and apps tracking data. Progressive advertises it a lot in their commercials. There were also articles in the past few years about how cops were taking data stored in the car ECU after an accident. I wasn't aware that data could be shared without consent. I did the online data request from the link in the article. I have my phone paired to the car, but not the acuralink app - because of exactly this situation. But, like onstar, can the car communicate bidirectionally without the app or house wifi?
Bonus that everyone should look at: my state has an opt out option at the bottom of the form. You can just stop them from selling your data (theoretically)
Bonus that everyone should look at: my state has an opt out option at the bottom of the form. You can just stop them from selling your data (theoretically)
I suggest everyone get their own reports via the links in the NYT article.
#12
I should have been more clear in my question: without the acuralink app can (or does) the TLX send data? I did the opt out on the data site while requesting my report, but that comes in snail mail. I also did the opt out with Acura/Honda. But I'd like to know if the car is still transmitting data even if they're not technically allowed to use it. I also have sporty car made by GM with onstar so it'll be interesting to see if anything shows up for that. Its only purpose is to hoon around in it.
#13
Drifting
Thread Starter
I should have been more clear in my question: without the acuralink app can (or does) the TLX send data? I did the opt out on the data site while requesting my report, but that comes in snail mail. I also did the opt out with Acura/Honda. But I'd like to know if the car is still transmitting data even if they're not technically allowed to use it. I also have sporty car made by GM with onstar so it'll be interesting to see if anything shows up for that. Its only purpose is to hoon around in it.
#15
#16
Instructor
I read the same article (the NYT link provided by ELIN) a couple days ago, and it got my full attention because I had just set up the "AcuraLink" service and app for my new TLX. Looking at the setup options for this system, I have set "Driver Feedback - save your trip history and get rewarded for good driving habits" to "inactive."
Last edited by TLin05; 03-24-2024 at 05:36 PM.
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ELIN (03-24-2024)
#17
I read the same article (the NYT link provided by ELIN) a couple days ago, and it got my full attention because I had just set up the "AcuraLink" service and app for my new TLX. Looking at the setup options for this system, I have set "Driver Feedback - save your trip history and get rewarded for good driving habits" to "inactive."
#18
Haven't searched further, but saw somebody post on Reddit that Honda/Acura agreed to stop sharing this data as of May 2024: https://www.reddit.com/r/Acura/comme...mdx_data_link/
Edit: Found a better link with a screenshot confirmation from Acura: https://www.reddit.com/r/Acura/comme..._in_acuralink/
Edit: Found a better link with a screenshot confirmation from Acura: https://www.reddit.com/r/Acura/comme..._in_acuralink/
Last edited by NTP66; 08-02-2024 at 01:03 PM.
#19
Drifting
Thread Starter
Haven't searched further, but saw somebody post on Reddit that Honda/Acura agreed to stop sharing this data as of May 2024: https://www.reddit.com/r/Acura/comme...mdx_data_link/
Edit: Found a better link with a screenshot confirmation from Acura: https://www.reddit.com/r/Acura/comme..._in_acuralink/
Edit: Found a better link with a screenshot confirmation from Acura: https://www.reddit.com/r/Acura/comme..._in_acuralink/
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MarcoTLX (08-02-2024)
#20
I have a different take. If they remove the ability to opt-out (not sign up for) and have this:
At this weblink: https://www.honda.com/privacy/connec...privacy-notice
To me it indicates they are collecting that data, and selling it for $0.63 per person (don't recall where I read this) to whomever.
You guys may be right and I may be wrong, but I need to know conclusively they are not collecting and selling. There was a thread on here where someone was tracking their Type S, I wouldn't want that data sold.
At this weblink: https://www.honda.com/privacy/connec...privacy-notice
To me it indicates they are collecting that data, and selling it for $0.63 per person (don't recall where I read this) to whomever.
You guys may be right and I may be wrong, but I need to know conclusively they are not collecting and selling. There was a thread on here where someone was tracking their Type S, I wouldn't want that data sold.
Last edited by 22TypeS; 08-02-2024 at 02:56 PM.
#21
Burning Brakes
Spousal liability coverage in NYS
Just found out, that I'm being charged for Spousal liability Insurance!
Without informing me, my auto policy INCREASED $100/yearly
What's insane, is that my Wife doesn't drive!
If I get in an accident, with her in the car, she can SUE ME! lol
I DELETED that nonsense IMMEDIATELY
It's NOT mandatory
Without informing me, my auto policy INCREASED $100/yearly
What's insane, is that my Wife doesn't drive!
If I get in an accident, with her in the car, she can SUE ME! lol
I DELETED that nonsense IMMEDIATELY
It's NOT mandatory
#22
The latest policy is below.
https://www.honda.com/privacy/privacy-notice
Their only permission to send data to insurance companies is the driver behavior feature. If they are stopping that program, then I don't think they're sharing with insurance any more.
https://www.honda.com/privacy/privacy-notice
Their only permission to send data to insurance companies is the driver behavior feature. If they are stopping that program, then I don't think they're sharing with insurance any more.
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