I've been getting insurance quotes on my 08 TL/Navi and have gotten the best numbers from a company called Response (314.11 for 6 months: full coverage,100/300 minimums). However, I don't know anything about this company service-wise. Anybody have any experience with them? Thanks in advance for your input.

 

As a former Florida resident you need to be cautious with your policy having a restriction on hurricane related damage. They might have a disclaimer or clause for denial for coverages that are storm related. Or your deductable might be some unbelievable amount.

When it comes to insurance I always go with a AAA rated company. It does cost more but I can at least sleep well knowing the coverage is there.

Florida has been a haven for fly by night insurance companies. Especially after a major storm they seem to just fold and vanish like the hurricanes themselves.
Stick with AllState, State Farm, Geico, Progressive, or Amica.

Just my

 

I appreciate your comments. I'm actually looking for another company because my current one has cancelled my home insurance and drastically raised their car rates. Deductables with Response are $100/500. It seems that every company that has quoted me has tacked on an additional fee (just a few bucks) called the "FL Hurricane Catastrophe Fund Assessment" perhaps to cover storm damage but I don't know the full details.

The next lowest quote I received was from Progressive (overall policy about $50 more for 2 vehicles). One of my daughters has them and I was very impressed the way they handled a claim for her. They are currently my 2nd choice and I may end up going with them.