accident...need help
06-06-2005, 01:44 PM
#41
Originally Posted by EpiK
That is not entirely correct. If his car hit the third car as a result of the 1st car hitting him, the 1st car is responsible for the damages to the third...
But yes, the 1st car is the cause of the entire accident. However, it will be vikram's insurance company paying for the damages to the 3rd vehicle, then they will bill the insurance company of the first vehicle that ran into Vikram.
Vikram --
Your car will be almost certainly totalled. For one, the moonroof popped out indicating chassis damage, all airbags deployed (expensive), etc.
Probably time to shop for a new car now.
Also, I don't know what your deductible is, but in Michigan, you can be reimbursed by the insurace company of the driver that ran into you up to 500 dollars under the Mini-Tort law. All you have to do is send a copy of your insurance policy to prove the amount of deductible, and they will send you a check for that amount, up to 500 dollars.
Good luck, and I'm glad you escaped serious injuries, considering the amount of damages. The car is totally fucked but did its job of protecting you.
06-06-2005, 01:54 PM
#42
Originally Posted by carguyrob
I am certainly not an insurance adjuster, but that car looks pretty totalled. The roofline is completely crushed, their is damage to part of the front, the entire side and all of the back. In addition, four of the six airbags are deployed. Totalled is generally a repair cost of about 75% or more of the cars value. If it is close, they will generally push it over the edge and total it.
It is really great to hear that you walked away from this with just a few scratches.
BTW...the front airbags are tied to sensors in the front bumper. They only go off on a frontal impact of about 12-15 mph. It looks like your front bumper wasn't hit which is why you didn't have your front air bags deploy.
What year is your car and how many miles do you have on it? This will definately effect whether it is totalled or not.
Is your car a purchase or lease?
Good Luck!
It is really great to hear that you walked away from this with just a few scratches.
BTW...the front airbags are tied to sensors in the front bumper. They only go off on a frontal impact of about 12-15 mph. It looks like your front bumper wasn't hit which is why you didn't have your front air bags deploy.
What year is your car and how many miles do you have on it? This will definately effect whether it is totalled or not.
Is your car a purchase or lease?
Good Luck!
06-06-2005, 02:00 PM
#43
05/5AT/Navi/ABP/Quartz
Vic, you were very lucky, the car did its job. Hope the LSAT came out OK. Like others, I doubt that you will have to worry about getting that one back. You did save the spoiler though!
06-06-2005, 02:37 PM
#45
I can guarantee you that car is totaled. Which is better then it beeing fixable. If that was fixed, you would have problems with it for the rest of your ownership. If you can get some day pics that would be great. Are you sure the person in the passenger seat would have been screwed? Those side airbags are pretty amazing. That looks like one of the few situations where a passenger would have benefited from not being buckled. Come to think about it, car manufactorers should put a door sensor in so if it reaches a certain poin the belt is released. Glad to hear you are OK. Whos insurance is covering it?
06-06-2005, 04:02 PM
#46
Instructor
Join Date: Apr 2005
Age: 51
Posts: 122
Likes: 0
Received 0 Likes
on
0 Posts
Damn. When I said find yourself an attorney, I mean it now. This has major personal injury claim written all over it. Very fortunate you came out with no broken bones. The car is totalled so insurance will take care of it. Good thing you had the GAP coverage. Start seeing a doctor for your injuries. If you wait too long, they may question your decision. And definitely get x-rays.
06-06-2005, 06:40 PM
#47
My dad is an attorney. http://www.sally-fitch.com/Bio/PeterBall.asp, he looks kinda funny but hes a great lawyer if your in the boston area, only problem is he doesnt care about cars, so he says, so my mom has to spend all his money.
06-06-2005, 08:21 PM
#49
Originally Posted by carguyrob
I am certainly not an insurance adjuster, but that car looks pretty totalled. The roofline is completely crushed, their is damage to part of the front, the entire side and all of the back. In addition, four of the six airbags are deployed. Totalled is generally a repair cost of about 75% or more of the cars value. If it is close, they will generally push it over the edge and total it.
It is really great to hear that you walked away from this with just a few scratches.
BTW...the front airbags are tied to sensors in the front bumper. They only go off on a frontal impact of about 12-15 mph. It looks like your front bumper wasn't hit which is why you didn't have your front air bags deploy.
What year is your car and how many miles do you have on it? This will definately effect whether it is totalled or not.
Is your car a purchase or lease?
Good Luck!
It is really great to hear that you walked away from this with just a few scratches.
BTW...the front airbags are tied to sensors in the front bumper. They only go off on a frontal impact of about 12-15 mph. It looks like your front bumper wasn't hit which is why you didn't have your front air bags deploy.
What year is your car and how many miles do you have on it? This will definately effect whether it is totalled or not.
Is your car a purchase or lease?
Good Luck!
06-06-2005, 08:25 PM
#51
Originally Posted by Pure Adrenaline
It is true in Michigan. And since vikrampatel lives less than an hour away from me, we are affected by the same laws.
But yes, the 1st car is the cause of the entire accident. However, it will be vikram's insurance company paying for the damages to the 3rd vehicle, then they will bill the insurance company of the first vehicle that ran into Vikram.
Vikram --
Your car will be almost certainly totalled. For one, the moonroof popped out indicating chassis damage, all airbags deployed (expensive), etc.
Probably time to shop for a new car now.
Also, I don't know what your deductible is, but in Michigan, you can be reimbursed by the insurace company of the driver that ran into you up to 500 dollars under the Mini-Tort law. All you have to do is send a copy of your insurance policy to prove the amount of deductible, and they will send you a check for that amount, up to 500 dollars.
Good luck, and I'm glad you escaped serious injuries, considering the amount of damages. The car is totally fucked but did its job of protecting you.
But yes, the 1st car is the cause of the entire accident. However, it will be vikram's insurance company paying for the damages to the 3rd vehicle, then they will bill the insurance company of the first vehicle that ran into Vikram.
Vikram --
Your car will be almost certainly totalled. For one, the moonroof popped out indicating chassis damage, all airbags deployed (expensive), etc.
Probably time to shop for a new car now.
Also, I don't know what your deductible is, but in Michigan, you can be reimbursed by the insurace company of the driver that ran into you up to 500 dollars under the Mini-Tort law. All you have to do is send a copy of your insurance policy to prove the amount of deductible, and they will send you a check for that amount, up to 500 dollars.
Good luck, and I'm glad you escaped serious injuries, considering the amount of damages. The car is totally fucked but did its job of protecting you.
My deductible is $550, can I still claim the $500?
Thanks for your help again!
06-06-2005, 08:30 PM
#52
Instructor
Join Date: Apr 2005
Location: Raleigh, NC
Age: 54
Posts: 239
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by vikrampatel
Hey - I talked to my ins agent and he said that I would not liable for the damages to the 3rd car, but either way, it doesn't matter since everybody was ok.
My deductible is $550, can I still claim the $500?
Thanks for your help again!
My deductible is $550, can I still claim the $500?
Thanks for your help again!
06-06-2005, 09:40 PM
#54
Originally Posted by vikrampatel
Hey - I talked to my ins agent and he said that I would not liable for the damages to the 3rd car, but either way, it doesn't matter since everybody was ok.
My deductible is $550, can I still claim the $500?
Thanks for your help again!
My deductible is $550, can I still claim the $500?
Thanks for your help again!
You can still claim the 500. But if the other guy's insurance company happens to be the same as yours, then it will be simply waived and you pay the 50 dollar difference.
Good luck.
06-07-2005, 12:06 AM
#58
Originally Posted by ndx2
jeez, you just went through 3 cars in how many months?? maybe you should stay away from japanese cars.. haha.
06-07-2005, 12:37 AM
#59
Instructor
Join Date: Apr 2005
Age: 51
Posts: 122
Likes: 0
Received 0 Likes
on
0 Posts
You don't have to pay the deductible if you let his insurance pay for the property damage. It will be faster if you go through your insurance but then you'll pay the deductible then get reimbursed for it later. It'll take a couple weeks for them to settle the property damage so I suggest letting his insurance handle it.
06-07-2005, 01:18 AM
#61
Originally Posted by huyster1
You don't have to pay the deductible if you let his insurance pay for the property damage. It will be faster if you go through your insurance but then you'll pay the deductible then get reimbursed for it later. It'll take a couple weeks for them to settle the property damage so I suggest letting his insurance handle it.
Michigan = no-fault
Vikram --
Typically, AAA direct repair shops have the power to write the estimates on behalf of AAA. I don't know if that's the case with deciding whether a car is totalled or not. Either way, adjusters are going out everyday looking at cars, so you should know very soon.
06-07-2005, 06:49 AM
#62
Originally Posted by Pure Adrenaline
Michigan = no-fault
Vikram --
Typically, AAA direct repair shops have the power to write the estimates on behalf of AAA. I don't know if that's the case with deciding whether a car is totalled or not. Either way, adjusters are going out everyday looking at cars, so you should know very soon.
Vikram --
Typically, AAA direct repair shops have the power to write the estimates on behalf of AAA. I don't know if that's the case with deciding whether a car is totalled or not. Either way, adjusters are going out everyday looking at cars, so you should know very soon.
Ok. Thanks. I am going to go take pictures and try to salvage personal belongings... people have asked if I can get the wheels off, i'm not entirely sure how that will work out...???
Do I need to tell AAA when I file the claim that I want OEM parts (just so they know immediately that their cost is going up?)
06-07-2005, 07:50 AM
#63
Racer
Join Date: Jan 2005
Posts: 324
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by vikrampatel
Ok. Thanks. I am going to go take pictures and try to salvage personal belongings... people have asked if I can get the wheels off, i'm not entirely sure how that will work out...???
Do I need to tell AAA when I file the claim that I want OEM parts (just so they know immediately that their cost is going up?)
Do I need to tell AAA when I file the claim that I want OEM parts (just so they know immediately that their cost is going up?)
06-07-2005, 11:19 AM
#64
Racer
Join Date: Oct 2001
Location: Brooklyn, NY
Age: 54
Posts: 310
Likes: 0
Received 0 Likes
on
0 Posts
WOW Thank god you're allright dont worry about the car its 100% gone once the roof gets mangaled like that the only way to fix it is to cut the pilars and weld a new one but even the pillars are gone this car is only good for parts. I hope you feel better
06-07-2005, 11:56 AM
#65
Burning Brakes
All I can say is .. ICK.. that had to just suck. Makes my front ender in my TL seem like a door ding. That car is screwed. It was $7,000 just to fix my front end, yours would be over the cost of the car to repair.
But to be honest, looking at that and you say you were only a bit sore (tho more sets in over time), that car took one hell of a bang and let you walk away. I am still in physical therapy after my wreck, it takes time, go find a good hands-on chiropractor. The other insurance pays for every red cent of it.
Hope ya feel better
But to be honest, looking at that and you say you were only a bit sore (tho more sets in over time), that car took one hell of a bang and let you walk away. I am still in physical therapy after my wreck, it takes time, go find a good hands-on chiropractor. The other insurance pays for every red cent of it.
Hope ya feel better
06-07-2005, 12:07 PM
#66
wow. i just saw it for the first time in the daylight. those pictures don't do it justice. pics to come shortly.
did you guys know there are airbags IN the side of the leather seats?
did you guys know there are airbags IN the side of the leather seats?
06-07-2005, 01:26 PM
#71
05/5AT/Navi/ABP/Quartz
WOW, your car is D.E.A.D. You are very lucky, that you weren't hurt more. It looks like they may fix the other two. How did the LSAT go in your mind?
The repair shop or 3A adjustor should make a fast decision on replacement. Good thing there were no passengers.
The repair shop or 3A adjustor should make a fast decision on replacement. Good thing there were no passengers.
06-07-2005, 01:32 PM
#72
Oderint dum metuant.
Join Date: Mar 2005
Location: Lake Wylie
Age: 46
Posts: 12,496
Likes: 0
Received 534 Likes
on
446 Posts
Yeah, those night shots don't do the damage justice at all! That car's more effed up than I thought! It's amazing you only got a couple of bruises and scratches.
For some odd reason, your wheels look to be in perfect shape...sell them!
For some odd reason, your wheels look to be in perfect shape...sell them!
06-07-2005, 01:45 PM
#74
Senior Moderator
The A-spec 18" wheels look like they are pretty much unaffected. I would try to get them back to see if you could sell them or transfer them to your new TL (if you decide to get one, unless the insurance replaces the wheels as well)
06-07-2005, 01:51 PM
#75
Intermediate
Join Date: Nov 2002
Age: 48
Posts: 39
Likes: 0
Received 0 Likes
on
0 Posts
Originally Posted by vikrampatel
Ok, there were storms and power outages here. So at around 9:30 I was at an intersection without a light. Of course we treat those as a 4 way stop without power, so it was my right of way and I go through slowly. All of a sudden BOOM. I don't exactly remember what happened but from a witness, this other guy ran the light (or non light) and ran into me. I took pictures with a disposable camera which I will post tomorrow hopefully.
The side of my car is pushed in maybe a foot? The engine looks fine. All airbags went off. Rear bumper is pushed to one side.
Shit. Fuck. Damn.
Apparently when this guy ran into me, I ran into another car from being pushed... it seems they were ok. I have a few cuts, back hurts a little, you know usual stuff from an accident.
The tow truck driver said there is no doubt the car is totalled (I'm not so sure about that one). The cops said I was lucky that I was wearing a seatbelt (thank god my mom trained me from being young to put it on the minute I get in the car)
So, my question is, what exactly do I do now?
I have to take the LSATs tomorrow afternoon, so I will deal with this after that.
Thanks for the help guys.
The side of my car is pushed in maybe a foot? The engine looks fine. All airbags went off. Rear bumper is pushed to one side.
Shit. Fuck. Damn.
Apparently when this guy ran into me, I ran into another car from being pushed... it seems they were ok. I have a few cuts, back hurts a little, you know usual stuff from an accident.
The tow truck driver said there is no doubt the car is totalled (I'm not so sure about that one). The cops said I was lucky that I was wearing a seatbelt (thank god my mom trained me from being young to put it on the minute I get in the car)
So, my question is, what exactly do I do now?
I have to take the LSATs tomorrow afternoon, so I will deal with this after that.
Thanks for the help guys.
First off, you need to find a very good lawyer, than find a very good Chiropractor/Doctor. With the car totaled like that, you should make enough off pain/suffering to Pimp out another Acura, probably an RL if the attorney is good enough
06-07-2005, 02:00 PM
#76
What is it with wanting to file lawsuits? I mean, I get it, I can get money out of it, but shit happens. I don't have time to go to courts if needed anyways. If I had medical expenses, I would go after the guy, but since I don't, there is no need. Or am I just being stupid?
06-07-2005, 02:16 PM
#77
Oderint dum metuant.
Join Date: Mar 2005
Location: Lake Wylie
Age: 46
Posts: 12,496
Likes: 0
Received 534 Likes
on
446 Posts
Originally Posted by vikrampatel
What is it with wanting to file lawsuits? I mean, I get it, I can get money out of it, but shit happens. I don't have time to go to courts if needed anyways. If I had medical expenses, I would go after the guy, but since I don't, there is no need. Or am I just being stupid?
06-07-2005, 02:26 PM
#78
6MT & LSD
Join Date: Apr 2005
Age: 40
Posts: 1,754
Likes: 0
Received 0 Likes
on
0 Posts
wow, that car better be totaled.
i like the way you think about the lawsuit, vik. if it's not necessary, don't sue him. medical costs will be covered by your insurance, anyway.
have fun shopping for a new car, but you won't find a car with an interior up to the TL's level (in this price range)... too bad.
i like the way you think about the lawsuit, vik. if it's not necessary, don't sue him. medical costs will be covered by your insurance, anyway.
have fun shopping for a new car, but you won't find a car with an interior up to the TL's level (in this price range)... too bad.
06-07-2005, 02:33 PM
#80
Oderint dum metuant.
Join Date: Mar 2005
Location: Lake Wylie
Age: 46
Posts: 12,496
Likes: 0
Received 534 Likes
on
446 Posts
Originally Posted by vikrampatel
yeah, car suggestions? safe? cool? not tl.
Oh yeah, whatever you do get, don't let the dealer know you need a car ASAP.