2012wagon

I am reading your 9 page build thread, to get some wheel spec ideas and clear headlights.

Harper

His thread is a scam, money back guarantee never fulfilled!

rawger

He said speak to his butt if you are not satisfied.

Still not satisfied.

Harper

Why specifically do we gotta speak to his butt? I'd rather speak to the F14s or something.

rawger

wut

MC MiYoung3269

Hi, it was cold outside today. The end.

Jaheri_cbp

Demonoid is not public . Registration is currently closed at the moment

Harper

He said speak to his butt, I'd rather not.

ssjoeboe9

*quite clean, I would recommend anyone to the Butt

Harper

:theghey:

opboarding

Speak to the butt!

opboarding

Woah woah woah. There was never any money involved!

2012wagon

I like butts

2012wagon

Chilly 68 here in Los Angeles...brrrr

Harper

Whatever the guarantee was, it was not fulfilled!

Harper

48 here. Been in the mid 50s for the past week, slowly getting used to it.

2012wagon

Everytime I hire an escort, I feel the same way

xtcnrice

much cleaner than the ebay shit

xtcnrice

-11 C in Toronto today; 13 F for you American folks

VR1

Been seeing a lot of modded TSXs lately.

ssjoeboe9

It's been like that for a while now here in OH... I remember making fun of all you "northern folks" when I lived in Sunny Florida.

Winter is the suck.. and that's the truth

PyroDave

its been at or near single or negative digits here in north jersey for the past few days, its all about the thermals though. I wear underarmor and long johns if i need, i don't look like the fucking michelin man and i stay warm =)

2012wagon

Sudden rain in Los Angeles. Means can't go outside. Since don't want any cars wet

PyroDave

I have to drive to Philly thursday to take my MCAT and decide my fate =(

2012wagon

The last person in our family took MCAT last year. 9 of us took it before, successfully.


Good luck, you will do fine

ssjoeboe9

He probably won't do well....

#hatersgunnahate

PyroDave

prior to beginning studying, my first practice exam via AAMC free one that they offer was a 28, repeated exams i have been at around 27-31 with 31 being my heighest. my Verbal is my highest and most consistent, always above a 9, best so far has been 12. Been doing more studying, the sciences have been tricking me up, never took orgo, physics was only junior year of high school. hopefully I do well on thursdays exam, my GPA blows, but i've been working as a medic for 2 years now, I also worked as a Pharm tech, and various other stuff so i hope that all helps either MD or DO. thousands of Pt. contact hours and life saver awards don't hurt i hope

My most recent CPR just walked out of the hospital 2 weeks ago after spending a month in, we got pulses back in the rig so it was nice

PyroDave

bruh do you even geography bro? Dublin is in Ireland, Honda isn't an irish car(though from recent outputs, they certainly may drink like them)

2012wagon

Sounds like you are on the path. I certainly didn't have all that experience you did. But had great GPA and a great MCAT score.


Worst than MCAT results were match day for residency and fellowship.


Hang in there, its a long road, but worth it

xtcnrice

damn 2012wagon, you come from quite a family then. Everyone a rich doctor now?

2012wagon

Doctor's aren't rich. They make a lot of money. They also carry a lot of debt. Most physicians are graduating with debts that are like the avg housing cost in CA.


I think the clear distinction between high earners yet not being wealthy, applies to us, clearly

ssjoeboe9

WORD

And the fact that you basically start living your life in your early 30's... how do you find time to start a family or enjoy certain activities in your youth?

2012wagon

Starting a family isn't difficult. Though 30 hour continuous shifts in residency has been hell.


If you look at the opportunity cost of being in medicine, it isn't worth it. Especially now with Obamacare and the reimbursement rates.


You make a lot more money with a MBA from Columbia or UPenn, in overall scheme of things.


As most of my friends think I am "super rich," they don't realize that my income might be 2x3 times as much as them, but my expense is lot more.


Give you a simple example:


All my friends live in houses 700k-1.5m. No one lives in a house cheaper. These are people I went to HS and college with. I live in a house that costs SIGNIFICANTLY less than theirs, even my neighbor goes " you are the poorest physician I know."


Thing people don't realize, most physicians live a very high expense lifestyle, because by the time most of us finish fellowship (32/33 years old), we want to be equal as our contemporary, but living that way, you have 7 figure debt all your life.


I want to live below my means, get out of my debt, then enjoy life.

xtcnrice

That's a good point. I was obviously being naive haha

Well, my main point anyway was that you and your family are very intelligent people haha. It takes a LOT to get your MD. Some of the smartest people I've ever known that I thought would for sure get into med school, couldn't because of how competitive it is at the schools in Ontario (province of Toronto).

I think the plan for most Canadians here are to get their education here, then to get a job in the states. Canadian education is far cheaper due to government subsidies and such (even though the complaining never ends), and I guess the pay in the states is where it's at.

edit: also I'm not sure how obamacare affects a fresh Canadian MD's plan.

PyroDave

People forget that atleast a quarter of the salary is out the door before you even think of seeing it. gotta love malpractice insurance

2012wagon

I practice in a subspecialty that has the second highest malpractice in medicine. Additionally, given the area (geographically) I live in, malpractice is quite high. My current rate is $8300 a month.


Damn lawyers


But given being a JDMD, I can't complain about lawyers


Good luck on your exam


Maybe without malpractice insurance, I could be on FChat instead of Acurazine

2012wagon

Most people (in the US) will tell you, its easier to get your MD, then going through residency and fellowship. I was amongst a lot smarter kids in Stanford Law then I was at Univ of Michigan med school. Med school isn't hard, it is just a lot of memorization. Getting into med school is difficult, but that is an entirely different topic.


Agree with you 100%. Foreign grads have it made. People will say they don't get into prestigious residency etc, but if you look from a monetary perspective, foreign grad is the way to be. I know people from SE Asia, that just came here gave the test, landed sub par residency, yet making 400-500K a year, easily.


I didn't know about the Canadian educated working in the states, but that makes sense completely, what you are saying.


Obamacare doesn't discriminate between Canadians or us Americans. It discriminates between specialities and reiumbrusement rates.


I am lucky that I am in a field, where my car is deemed absolutely necessary, and we have one of the highest reimbursement rates. However, many in my family aren't lucky, and have seen their income cut by more than 40%.


That said, it is hard to feel sympathy for physicians who sees his income go from 750 a year to 400 a year, by the average person.

PyroDave

hahaha yea maybe, but you're stuck here with us for now(i'm sure your lotus and whatever else aren't too shabby tho)

Back in high school i was looking into anesthesiology, can't complain with a minimum starting of 400K+ but also the highest malpractice i think. i've been told being an anesthesiology nurse or assistant is the way to go, don't worry much about malpractice, do most of the same stuff and get paid plenty

2012wagon

I like being "stuck" in here.


Anesthesiology is great. Funny in SE Asia, they aren't considered real docs. My older sis brings down about 550k a year, specializing in cardiac anes, her malpractice is actually much lower than mine, since I have to carry tail coverage for 18 years.


You are correct about anes nurse.


Our charge nurse here, makes 160K a year, here.


I can't worry about malpractice, it is necessary for my job. Just like paying MD license here is almost 980$ a year, and its $35 a year in other states. Cost of doing business.


Interestingly, people who are not in medicine, always brings up malpractice prices with me. its almost like taxes, part of life.

xtcnrice

I "lose" approximately that much of my gross income because of federal and provincial taxes in Canada/Ontario. It sucks