What do you pay for car insurance?
08-18-2005, 12:01 PM
#81
Cruisin'
Join Date: May 2005
Location: Denver, CO
Age: 46
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I just saved a ton of money by switching to Geico! You can doIT!
$2,400 per year for my 2005 TL AT/5 and my 1998 Jeep Wrangler Sport. That's $200 or so per month for all you math majors.
Oh yeah...
08-18-2005, 01:06 PM
#83
Ak Ting Up
I made the switch to Geico two years ago.
I pay $304.00 a month. I insure full coverage on a 04/TL and 02/530I.
I get a ticket at least every 15 months (average since age 16).
Georgia makes it mandatory you have insurance and your insurance company is electronically linked to the Georgia Department of Motor Vehicles. If your coverage lapses, the state knows instantly and you have 30 days to get new insurance. Since this was inacted (last year), my insurance rates have gone down $60.00 every year.
I get a ticket at least every 15 months (average since age 16).
Georgia makes it mandatory you have insurance and your insurance company is electronically linked to the Georgia Department of Motor Vehicles. If your coverage lapses, the state knows instantly and you have 30 days to get new insurance. Since this was inacted (last year), my insurance rates have gone down $60.00 every year.
08-18-2005, 01:25 PM
#84
Senior Moderator
Daym some pay a butload!
70 a month full coverage past record not so good
70 a month full coverage past record not so good
08-18-2005, 01:31 PM
#85
Three Wheelin'
Join Date: Jul 2005
Location: Central NJ
Age: 39
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Actually, Vegas is the worst. My parents live there, and the insurance is ridiculous.
20 yrs old, NJ, Geico. $1700/year (no points, no accidents). It sure does help if you're a good student
20 yrs old, NJ, Geico. $1700/year (no points, no accidents). It sure does help if you're a good student
08-18-2005, 03:29 PM
#86
$396.xx /6 months with Nationwide, 39-years old, non-married, non-smoker.
Passive restraint disc.
Long term customer.
No accidents.
No points either (last time I was even pulled over was 1988).
Comprehensive: w/ $250 deductable
Collision: w/ $500 deductable
Property Liability: $100k
Bodily Injury Liability: $300k
Medical Payments: $5k ea. person
Loss of use: $30/day - $900/accident
Towing and labor: $50 ea. disablement
Passive restraint disc.
Long term customer.
No accidents.
No points either (last time I was even pulled over was 1988).
Comprehensive: w/ $250 deductable
Collision: w/ $500 deductable
Property Liability: $100k
Bodily Injury Liability: $300k
Medical Payments: $5k ea. person
Loss of use: $30/day - $900/accident
Towing and labor: $50 ea. disablement
08-20-2005, 02:03 AM
#89
Intermediate
Join Date: Feb 2005
Age: 42
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dam, well here we go to top things off, 2002 TL Type-S 1 speeding (85 in a 50) 4 summons, 2 lane changing, 6 warnings, close to $4,000 a year in Brooklyn, NY (east NY) and its under my mothers name lol, after my first 2 tickets, the price actually dropped lol i was very confused. switiching to liberty mutual very soon, i tried quoting myself for insurance under my own name, came out to 6,851 a year
08-20-2005, 01:43 PM
#91
Ackniculous One
Join Date: Jun 2003
Location: ATL Shawwwwtyyyy
Age: 50
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Originally Posted by Iggy
Big friggin deal. Your old man is a vet. Me too.
Anyway I have several different plans through USAA, and let me give you a heads up........don't try a MAJOR claim and expect an easy ride. They will try to screw you just as much as the next Carrier. Don't think your arse smells any sweeter than anyone Else's. Also, Their rates are NOT necessarily the lowest.
Iggy
Anyway I have several different plans through USAA, and let me give you a heads up........don't try a MAJOR claim and expect an easy ride. They will try to screw you just as much as the next Carrier. Don't think your arse smells any sweeter than anyone Else's. Also, Their rates are NOT necessarily the lowest.
Iggy
What do you consider major? I had a $7700 claim for hail damage with USAA and they took great care of me. I have 3 vehicles, 92 Accord, 03 TL-s and wifey's Rav 4 and we pay 1800 a year and that is for $100 comp, $500 collisiion on all cars. USAA has been nothing but good to me and I am glad to be an active duty vet as well as a current reservist enjoying the USAA low prices. Nobody that I have checked can get anywhere close to USAA's rates and I've checked about 12 companies so far just to make sure. Plus, that big dividend check every year is great! I think last year was around $400 if I remember right, shit, Geico won't do that and they raise your rate by 15%, not reduce it. Shoot, Geico is so wack..even a caveman can see that......NOT...COOL!
Oh yeah, no points, in a no-fault state, full coverage on all cars, homeowners policy as well as wedding ring article on this policy and no tickets. Been with USAA since about '98
08-20-2005, 04:10 PM
#92
blACk AC in sAC
Join Date: Mar 2005
Location: at work
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I WORK in insurance.
What's important is that this thread is over 4 years old and no one even knows who started it
also, i hope everyone knows that this thread is pretty much strictly for entertainment purposes, because there are thousands of different factors that affect everyone's rates and there really is no way to compare except for one single person comparing with different companies. no 2 people will get the exact same rate comparison with every company, that's just how it is. it's something very complicated and unfortunately in no way simple.
btw, 2 of the most expensive areas for insurance in the nation are detroit and brooklyn, depending on zip code of course. -that's not a guess, that's a fact.
anyway, carry on
Car is still under my parents name cuz this is my first car so they pay it but its not real expensive cuz its in there name. lol
08-22-2005, 11:01 AM
#97
Advanced
Join Date: Mar 2004
Location: Torrance ,CA
Age: 46
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27, Married 3 cars....
99' TL, 01' Beetle, 66' Nova SS
100/300/50 coverage
comprehensive/collision $500 deductable
No Tickets, accidents
$1562/yr. Mercury Insurance
$130/mo.
99' TL, 01' Beetle, 66' Nova SS
100/300/50 coverage
comprehensive/collision $500 deductable
No Tickets, accidents
$1562/yr. Mercury Insurance
$130/mo.
09-01-2005, 09:18 PM
#99
Burning Brakes
Join Date: Aug 2005
Location: Des Moines, WA
Age: 42
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yea for some strange reason i cant get any good quotes up here in Seattle, WA 23 no accidents no tickets. Anybody want to recommend an agent in Seattle??????
). That was my first ticket in 14 years so I'm hoping my rates won't go up.
09-04-2005, 10:37 AM
#105
TLs on 19s
Join Date: Sep 2004
Age: 38
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haha i pay something like 3,800 a year . . and thats not in my name if it was in my name your looking at 5,400 and that a clean record!!!! but living in MIAMI!!!
0o yea im 19 years old
0o yea im 19 years old
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