PLEASE HELP : Insurance just hiked up big time
09-16-2002, 01:26 PM
#1
"v1 saved my ass ......."
Thread Starter
Join Date: Jun 2001
Location: driving an old ford somewhere in virignia
Posts: 866
Likes: 0
Received 0 Likes
on
0 Posts
PLEASE HELP : Insurance just hiked up big time
Man, am I having a bad day. I just found out from my insurance company that they are no longer going to cover me! Grrr..... 
My record only has 1 speeding ticket and an accident. Now, I am looking at car insurance and I am getting quoted like 4500/yr ... what the hell is that? Can anyone help?!?! Does anyone have a hook up?!?!?!
AdamR
My record only has 1 speeding ticket and an accident. Now, I am looking at car insurance and I am getting quoted like 4500/yr ... what the hell is that? Can anyone help?!?! Does anyone have a hook up?!?!?!AdamR
09-16-2002, 01:39 PM
#3
"v1 saved my ass ......."
Thread Starter
Join Date: Jun 2001
Location: driving an old ford somewhere in virignia
Posts: 866
Likes: 0
Received 0 Likes
on
0 Posts
Yes, and I would never drive w/o insurance anyways.
AdamR
AdamR
Originally posted by Nashua_Night_Hawk
By State law are u forced to be insured?
By State law are u forced to be insured?
09-16-2002, 01:47 PM
#4
Happy CL-S Pilot
OK then you should be covered no matter what... Ask around and ask for your insurance risk profile.. 1 accident and 1 speeding ticket is not a cause to make the insurance premium $4500/yr!!!
09-16-2002, 01:48 PM
#5
"v1 saved my ass ......."
Thread Starter
Join Date: Jun 2001
Location: driving an old ford somewhere in virignia
Posts: 866
Likes: 0
Received 0 Likes
on
0 Posts
Well, I am also Male, 19 and single which has to do with it also...
Originally posted by Nashua_Night_Hawk
OK then you should be covered no matter what... Ask around and ask for your insurance risk profile.. 1 accident and 1 speeding ticket is not a cause to make the insurance premium $4500/yr!!!
OK then you should be covered no matter what... Ask around and ask for your insurance risk profile.. 1 accident and 1 speeding ticket is not a cause to make the insurance premium $4500/yr!!!
Trending Topics
09-16-2002, 01:50 PM
#8
"v1 saved my ass ......."
Thread Starter
Join Date: Jun 2001
Location: driving an old ford somewhere in virignia
Posts: 866
Likes: 0
Received 0 Likes
on
0 Posts
Scrib, like I said I am 19 so I think this is why the rate is so high. I was with State Farm and I checked quotes for geico and progressive and they were around 4500
Originally posted by Scrib
Who is your current insurance company? Check for quotes at Geico and Progressive (who I have).
$4500.00/yr!!! How old are you? Just curious...
Who is your current insurance company? Check for quotes at Geico and Progressive (who I have).
$4500.00/yr!!! How old are you? Just curious...
09-16-2002, 01:52 PM
#9
Administrator Alumnus
You just answered one of my questions above when I was posting and asking the same question...
You're 19 with one ticket and one accident... $4500.00 still sounds high, but I would imagine it'd be somewhere in the $2000/yr range considering your age, IF you didn't have any tickets and/or accidents...
The CL-S is in a high class for insurance...
You're 19 with one ticket and one accident... $4500.00 still sounds high, but I would imagine it'd be somewhere in the $2000/yr range considering your age, IF you didn't have any tickets and/or accidents...
The CL-S is in a high class for insurance...
09-16-2002, 01:52 PM
#10
Changin bulbs since '73
iTrader: (1)
Join Date: Dec 2001
Location: Chi-town burbs
Age: 51
Posts: 8,111
Likes: 0
Received 12 Likes
on
4 Posts
here....i used this site to get my girlfreinds insurance cut in half....maybe they can find you a good rate
http://www.insurance-compare.com/
good luck!
http://www.insurance-compare.com/
good luck!
09-16-2002, 02:00 PM
#13
Changin bulbs since '73
iTrader: (1)
Join Date: Dec 2001
Location: Chi-town burbs
Age: 51
Posts: 8,111
Likes: 0
Received 12 Likes
on
4 Posts
Originally posted by Scrib
Check with Allstate. too..
Check with Allstate. too..
yeah dude!! that is what i got her. I forgot who she is with but i just put her info on that site and they sent me an email telling me two or three companies (they listed the companies) would call me or email me within the next four days with a quote. The allstate emailed and left a voice mail and sent a letter. I called him back. He was real nice. He told me that he had emailed and sent a normal letter yadda yadda yadda he quoted a rate of like 100 bucks a month whereas all the other quotes (progressive etc. were telling me 2400-2600 a year!!)
He also took the time to tell me how long he has been in business, who does most of his estimates...the garages in our area who they prefer to use (but not if you dont want to). Very positive experience.
09-16-2002, 06:02 PM
#15
Suzuka Master
Join Date: Nov 2001
Location: TEXAS
Age: 43
Posts: 6,085
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by hughesne
I have a DUI, 2 Speeding tix, and 2 accidents, im 24/male, and mine is 1500/yr through progressive.
I have a DUI, 2 Speeding tix, and 2 accidents, im 24/male, and mine is 1500/yr through progressive.
sidemarker
09-16-2002, 06:47 PM
#16
Sick Spd Owner
Join Date: Apr 2002
Location: Columbus, OH
Age: 46
Posts: 300
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by sidemarker
is that full coverage?
sidemarker
is that full coverage?
sidemarker
09-16-2002, 06:49 PM
#17
Race Director
Join Date: Sep 2000
Location: Overland Park, Kansas
Posts: 10,121
Likes: 0
Received 0 Likes
on
0 Posts
If you consistently get high rates quoted to you and then all of a sudden you find somebody that will cover you for pennies on the dollar, doesn't that raise some red flags to you? Or do you feel like you just got lucky?
All I am saying is be careful who you get insurance with....
All I am saying is be careful who you get insurance with....
09-16-2002, 07:35 PM
#18
oh yeah, like i feel sorry for you 
:P
my insurance just went up from 391 a month to 588 (actually it's 600.01/month without life insurance)
yup that's right, 600.01 a month.
i have 3 speeding tickets and 7 accidents on my recored.
yes, 7 accidents. i am only at fault for one. the 6 others are from people hitting me, totalling my cars, rearending me, you name it.
no other insurance company will take me. BUT state farm will keep me at 600.01 a month
i envy you :P
:P
my insurance just went up from 391 a month to 588 (actually it's 600.01/month without life insurance)
yup that's right, 600.01 a month.
i have 3 speeding tickets and 7 accidents on my recored.
yes, 7 accidents. i am only at fault for one. the 6 others are from people hitting me, totalling my cars, rearending me, you name it.
no other insurance company will take me. BUT state farm will keep me at 600.01 a month
i envy you :P
09-16-2002, 07:39 PM
#19
oh, and 600.01 a month is 7200.12 a year :P
i just went to court today to schedule a court date to fight another ticket i got last month, AND i just got in the mail my other ticket i got two weeks ago from a CHP.
i hope i win the first one so that i can goto traffic school for the second since i only get 1 traffic school.
if i lose the first one, it will go on my record, thus, increasing my insurance even more on the next renewal my life sux.
i just went to court today to schedule a court date to fight another ticket i got last month, AND i just got in the mail my other ticket i got two weeks ago from a CHP.
i hope i win the first one so that i can goto traffic school for the second since i only get 1 traffic school.
if i lose the first one, it will go on my record, thus, increasing my insurance even more on the next renewal
my life sux.
09-16-2002, 07:52 PM
#21
Sick Spd Owner
Join Date: Apr 2002
Location: Columbus, OH
Age: 46
Posts: 300
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by TypeSDragoon
oh, and 600.01 a month is 7200.12 a year :P
i just went to court today to schedule a court date to fight another ticket i got last month, AND i just got in the mail my other ticket i got two weeks ago from a CHP.
i hope i win the first one so that i can goto traffic school for the second since i only get 1 traffic school.
if i lose the first one, it will go on my record, thus, increasing my insurance even more on the next renewal my life sux.
oh, and 600.01 a month is 7200.12 a year :P
i just went to court today to schedule a court date to fight another ticket i got last month, AND i just got in the mail my other ticket i got two weeks ago from a CHP.
i hope i win the first one so that i can goto traffic school for the second since i only get 1 traffic school.
if i lose the first one, it will go on my record, thus, increasing my insurance even more on the next renewal
my life sux.
09-16-2002, 08:05 PM
#22
Senior Moderator
american family is good. i pay $114 mo.
09-16-2002, 08:50 PM
#23
Retired. Not available.
Progressive quoted me 4600/yr for a single 29yrs old guy with 1 accident almost 3 yrs ago on file, no ticket and they claimed they have one of the lowest rate, my ass :sqntfawk:
BTW, I'm paying 128/month with allstate.
BTW, I'm paying 128/month with allstate.
09-16-2002, 09:01 PM
#24
Balla on a Budget
Join Date: Feb 2002
Location: San Jose, Cali
Posts: 1,330
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by TypeSDragoon
yes, 7 accidents. i am only at fault for one. the 6 others are from people hitting me, totalling my cars, rearending me, you name it.
yes, 7 accidents. i am only at fault for one. the 6 others are from people hitting me, totalling my cars, rearending me, you name it.
09-16-2002, 09:05 PM
#25
Originally posted by ktgumbo
Why would this affect your insurance if it was not your fault!!!!
Why would this affect your insurance if it was not your fault!!!!
if nobody believes me, i'll scan in the letter i just got two days ago from state farm saying that on the 28th of this month they are deducting 600.01 and for me to make my account reflect the deduction.
ugh. such is my life
09-16-2002, 09:13 PM
#26
Team Owner
Join Date: Oct 2000
Location: Hellertown, Pa. USA
Age: 57
Posts: 20,014
Likes: 0
Received 0 Likes
on
0 Posts
FUCK THAT…….
My car would be FOR SALE if I had to pay 600 a month for insurance.
I’d drive an old 500-dollar beater until I had a clean record.
For the record, I’m paying Allstate 1,100 a YEAR for TWO drivers and TWO cars with FULL coverage and LOW (200 Collision & 100 Comprehensive) deductibles.
Shawn S
My car would be FOR SALE if I had to pay 600 a month for insurance.
I’d drive an old 500-dollar beater until I had a clean record.
For the record, I’m paying Allstate 1,100 a YEAR for TWO drivers and TWO cars with FULL coverage and LOW (200 Collision & 100 Comprehensive) deductibles.
Shawn S
09-16-2002, 09:30 PM
#27
*Hella* isn't a word.
Join Date: Apr 2001
Location: T.W.D.Y.A, CA
Posts: 1,898
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by nvpscore
Im 18, with one accident and my insurance policy is 1200 a year
AAA Insurance I use
Nick out
Im 18, with one accident and my insurance policy is 1200 a year
AAA Insurance I use
Nick out
For the rest of us that are on our own and not yet 25 have it bad
I think I'm near 350 a month now
09-16-2002, 09:38 PM
#28
Sick Spd Owner
Join Date: Apr 2002
Location: Columbus, OH
Age: 46
Posts: 300
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by Shawn S
FUCK THAT…….
My car would be FOR SALE if I had to pay 600 a month for insurance.
I’d drive an old 500-dollar beater until I had a clean record.
For the record, I’m paying Allstate 1,100 a YEAR for TWO drivers and TWO cars with FULL coverage and LOW (200 Collision & 100 Comprehensive) deductibles.
Shawn S
FUCK THAT…….
My car would be FOR SALE if I had to pay 600 a month for insurance.
I’d drive an old 500-dollar beater until I had a clean record.
For the record, I’m paying Allstate 1,100 a YEAR for TWO drivers and TWO cars with FULL coverage and LOW (200 Collision & 100 Comprehensive) deductibles.
Shawn S
Im happy with my 24 old single male rate. Oh yeah, i have an 82 240D Benz on my account too. I pick up my college brothers tab. Deadbeat Ass bite.
09-16-2002, 09:46 PM
#29
Originally posted by HellaWhat
Do you have insurance under you parents? If u do, ur getting this rate cause ur family has more than one car and u guys get discounts for that.
For the rest of us that are on our own and not yet 25 have it bad I think I'm near 350 a month now
Do you have insurance under you parents? If u do, ur getting this rate cause ur family has more than one car and u guys get discounts for that.
For the rest of us that are on our own and not yet 25 have it bad
I think I'm near 350 a month now
09-16-2002, 11:26 PM
#32
///M POWER
Join Date: Mar 2002
Location: West Bloomfield, MI
Age: 39
Posts: 15,299
Likes: 0
Received 1 Like
on
1 Post
My dad pays 2 grand a year, both are records are clean. I think it will go down when i turn 18. I'm lucky i didnt get any points for my 93 in a 65 or my insurance would of went through the roof.
09-17-2002, 01:08 AM
#33
*Hella* isn't a word.
Join Date: Apr 2001
Location: T.W.D.Y.A, CA
Posts: 1,898
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by TypeSDragoon
my insurance is NOT connected to my families. it's my own insurance 100%
my insurance is NOT connected to my families. it's my own insurance 100%
Ur the one that doens't make me feel bad about my insurance rates
09-17-2002, 05:47 AM
#34
Team Owner
i am 20 and under my parents insurance... * we made an agreement.. i pay for my own car and they pay for my insurance* anywayz... we got three cars.. CLS--Avalon-- Dodge 2500 Van.... and my parents have clean record... and i have 2 speeding tickets .no accident *knock on wood*.... we r paying 4200 a year w/ full coverz for 3 cars n 3 drivers... is it 2 much??? btw: i have state farm........ and i did that online comparison shit... the cheapest is Progressive and they quoted me 4200.. exactly as what i m paying righ tnow.......
i dont know how the hell ppl pay less than 1500 with DUI and tickets hahahhahahhahahaha
anywayz... we got three cars.. CLS--Avalon-- Dodge 2500 Van.... and my parents have clean record... and i have 2 speeding tickets .no accident *knock on wood*.... we r paying 4200 a year w/ full coverz for 3 cars n 3 drivers... is it 2 much??? btw: i have state farm........ and i did that online comparison shit... the cheapest is Progressive and they quoted me 4200.. exactly as what i m paying righ tnow.......i dont know how the hell ppl pay less than 1500 with DUI and tickets hahahhahahhahahaha
Thread
Thread Starter
Forum
Replies
Last Post
JarrettLauderdale
2G CL Dynograph Gallery
5
09-21-2015 07:51 PM