CLS16

So, I get my renewal info in the mail last night, and my premium has gone up AGAIN! Mind you that I turned 25 a few months ago - thinking that auto insurance is supposed to go down when you get older. I called my isurance rep 2 weeks ago and she told me that it would go down to $2,100 from $2,400 since I turned 25. Called her this morning asking her why it went up to $2,500 and she said that the rating on the CL changed, and nj rate went up across the board and that's why I paying $2,500.
I've got Liberty Mutual and I've got no accidents or tickets, and my deductibles are $500.
Does anyone know of any other insurance companies that might be able to give me a better rate?

Sorry...just a little pissed off about this.

Thanks!

russianDude

Change your insurance company. I am 26 and live in NJ, I pay $1500 per year with $500 deductables and $500K liability coverage.
When I was 25, I was paying $1800.

I am in NJ manufactures www.njm.com

tmk70

My GF just saved 1000 bucks a year moving here from NJ....and MA is NOT cheap for car insurance. I feel for all you Jersey people...that's insane.

dez

That's strange .. I have a 2001 CL .. and I'm paying $1650 per YEAR for FULL coverage - 100/300 .. whatever you need on a lease. I'm 32 and married .. maybe that makes a difference, who knows. But she's not on the policy, and neither is her can, it's ONLY my car -- and I'm also with Liberty Mutual.

NJTypeS

I also have NJM. I am 25 and pay $1900. the only problem is they are very picky and don't accept everyone who applies for them.

ch1276

I'm 26 and paying $2600 in jersey....it sux

Shawn S

NJ is expensive because nobody that lives there knows how to drive properly.

CLS16

Yeah, I've heard that NJ Manufactures have great auto insurance rates, but I'm not eligible to apply for insurance through them since my employer is not part of NJBIA.

I can't even imagine how much a 25yr old with an accident or a ticket is paying for insurance in NJ.

russianDude

I know somebody who left NJBIA field blank and still got the insurance. I don't think they care about that, they only care about your perfect driving record.

sundance_gold

ShawnS,

In response to your post "NJ is expensive because nobody that lives there knows how to drive properly. " I hate to say but I gree with you. Just about every time I'm on the Pennsylvania turnpike I'm tailgated by someone with NJ plates and they swerve into tight places in traffic that I would never change lanes into. Not to mention never using a turn signal!

Also, I almost got run off the road in Florida (driving a rental car) by a car from NJ (on I-4). I was in the fast lane during thick traffic (no room to change lanes) and a Lincoln from NJ pushed its way over to get around a tractor trailer in the slow lane--I had to either put on the brakes or be pushed into the median. I'd never seen anything like that.

I used to think Maryland drivers were bad but NJ takes the cake.

CLS16

Really?? - I guess it won't hurt to try.

Thanks a lot!!

gto2050

:sqntfawk:

gto2050

So move over!

Turn signals give away your next move!

Shawn S

See what I mean..... ...............

Starter

Maryland drivers aren't bad -- just slow and never heard of a rear view mirror.

sdho

i thought the reason was "there are more auto insurance scams in New Jersey" than any other state ...try Geico, Progressive, AllState

I personally have AAA here in California

tdtsai

Call AIG for a quote. I know they are better than Liberty Mutual

gto2050

Ain't no GEICO hyar in NJ, they're skeered!

Notorious23CL

i hear that.......im paying 1750 a year for a '98 cl.......it is killing my pockets

Notorious23CL

AIG is a ripe off....my friend was paying 2500 a year for full insurance coverage.......

Slooo97CL

iTrader: (1)

3300 a year for me...word up USAA

GD196

Try being 20 and owning a CL in NY.... i wish i had ur rates

russianDude

I am lucky I got NJM, they won't let anybody if you had traffic tickets (even if you went to court and were found not guily). They simply want a clean record for 3 years.
Once you get in, you can get points and they will not raise your primiums!!!

26 years old, living in NJ, paying $1500 per year with $500 deductables is the best deal I could find!!! should I had a 4 door TL it would be 150-200 cheaper!
I also have LoJack, I get like 50-100 discount each year for that as well. I also park on the street, would be even better if I had a house

LiQiCE

Thats pretty funny, I'm originally from NJ and moved to VA and all I can say is the MD/VA drivers are maniacs! I see people constantly not signaling in MD/VA, and I always see people cutting across 3 or 4 lanes of traffic in VA because they didn't pay attention to the signs until the last second.

I consistently see people on my way home from work driving in the right hand only lanes and then signaling to move over and cut people off when the get to the intersection and go straight ...

Maybe its just cuz I'm used to the bad drivers in NJ, but I think that the DC Metro area is much worse in terms of drivers ... ESPECIALLY when it snows or rains out!

YuppieCL

Move out to PA... i did...

CL full coverage in NJ (250ded) $6000/year
CL full coverage in PA (250ded) $3,500/year

Accord liability coverage in NJ $3,300/year
Accord liability coverage in PA $1,492/year

Yamaha liability coverage in NJ $1,500/year
Yamaha liability coverage in PA $350/year

what a difference huh? I'm a 21y/o single male w/ NINE points.

pres-sean

ahh I'm a NJ boy,26 now living in CA bay area. Bought my CLS a few weeks ago and got the bill today. The cost? $622/6 months and that with $100,000 per person and $300,000 property with $250 deductable all around. Of we pay for my wife's Honda CRV, and our house policy all with Mecury insurance.

Everything in CA is more expensive, except property tax and car ins. Of course next year if they don't roll back the reg fees, it'll be $600+ to re-register.

I miss NJ..but not he ins rates. Damn assigned risk pools.

rickm

It only feels like that to Pennsylvanians and other out of staters because most of them don't know how to keep to the right unless they are passing someone. That's why we have reminders on our borders to PA to "drive right, pass left".